Experience

MetLife México

• Mexico
• Insurance
• 400 - 500 Employee

• Vice President, Chief Financial Officer

  • Aug 2019 - Present

  The Mexican operation is among the top three life insurance companies in Mexico, based on market share. MetLife Mexico is the third largest operation outside the United States and it is the largest country affiliate operation in the Latin American region.Responsible for MetLife´s Finance Function in Mexico since August 2019. In this current role, I am charged with providing strategic financial support and guidance to all business stakeholders, setting the financial, reporting, and capital management strategy for the organization in line with global objectives and guideline, and supporting the implementation and delivery of the organization’s strategic initiatives.



Provida AFP

• Financial Services
• 700 & Above Employee

• Vice President, Chief Financial Officer

  • Oct 2017 - Jul 2019

  Financial responsiblity working alongside the country CEO , Strategy and Commercial Heads on optimizing the value of the Provida business via Transformational initiatives aim to improve the value of new sales, customer engagement and use of new Digital technology. In addition, strenghtened the level of financial analysis, reporting controls and expense management in the Finance area.



MetLife Colombia

• Colombia
• Insurance
• 700 & Above Employee

• Vice President, Chief Financial Officer

  • Jan 2013 - Sep 2017

  Co-Lead with the country manager and head of each business aggressive growth strategies in Agency, Direct Marketing and Employee Benefits. Area of responsibility includes Actuarial and underwriting function. • Attained double digit run rate top growth in all the lines of business from 2013 through 2016 ( Agency 23% , DM 25% and EB 25%). • Through solid underwriting the growth has been sustainable and profitable. • Achieved for the first time during 2016 positive earnings from an local statutory perspective in our Agency and Life business. • Dividends plan to Home Office established for the first time starting in 2018.



MetLife

• United States
• Insurance
• 700 & Above Employee

• VP, Controller of LatAm Region

  • Nov 2010 - Dec 2012

  The LatAm region comprise seven country operations with 4 billion USD in premiums and 700 mill USD of operating earnings. The diverse businessess deliver high growth , high operating ROEs and robust cash flowsThe LatAm region comprise seven country operations with 4 billion USD in premiums and 700 mill USD of operating earnings. The diverse businessess deliver high growth , high operating ROEs and robust cash flows. • Led the successful financial and accounting post acquisition integration of Alico (AIG) operations across the region retaining value drivers. The process included overlap operations in Mexico, Chile and Argentina. It also included post acquisition integration efforts in Colombia and disposition efforts in Panama and the Caribbean. • Responsible for the financial closing , reporting and analysis of US GAAP results for LAtAm segment of MetLife, including all aspects of accounting and control environment throughout the region



MetLife México

• Mexico
• Insurance
• 400 - 500 Employee

• Assistant Vice President, Controller

  • Jul 2008 - Dec 2012

  The Mexican operation is among the top three life insurance companies in Mexico, based on market share. MetLife Mexico is the third largest operation outside the United States and it is the largest country affiliate operation in the Latin American region. • Responsible for all financial reporting aspects under Mexican GAAP and US GAAP basis. • This included all elements of external reporting submitted to local regulators and internal reporting, includingthe MD&A for Mexico that is included in MetLife, Inc 10Q/K for the quarterly analysts calls. • Managed and coordinated the company´s tax compliance at the country level as well as with the NYHO´s tax department in the analysis and preparation of deferred taxes in accordance with US GAAP accounting • Coordinated and monitored all audits (Local regulators; insurance and tax , internal auditors and external auditors) and insure that all recommendations area adequately brought to closure on a timely basis.



MetLife Chile

• Chile
• Insurance
• 500 - 600 Employee

• Assistant Vice President, Controller

  • Jun 2005 - Jun 2008

  The Chilean operation is the top Life Insurance company and third largest annuity company in Chile, based on market share. MetLife Chile ranks among the top 5 countries for the International segment and it is the second largest country affiliate operation in the Latin American region. • Responsible for all financial reporting aspects under Chilean GAAP and US GAAP basis. • This included all elements of external reporting submitted to local regulators and internal reporting, includingthe MD&A for Chile that is included in MetLife, Inc 10Q/K for the quarterly analysts calls. • Managed and coordinated the company´s tax compliance at the country level as well as with the NYHO´s tax department in the analysis and preparation of deferred taxes in accordance with US GAAP accounting • Coordinated the development and execution of MetLife’s risk-based approach to SOX at the country level• Coordinated and monitored all audits (Local regulators; insurance and tax , internal auditors and external auditors) and insure that all recommendations area adequately brought to closure on a timely basis. • Active role in the annual country operation´s planning and budgeting process.



MetLife

• United States
• Insurance
• 700 & Above Employee

• Manager/Director of International Segment Accounting and Financial Reporting

  • Jul 1999 - May 2005

  • Responsible for all management and financial reporting for MetLife’s fastest growing Line of Business. • Responsible for consolidating accurate monthly/quarterly and annual results, monthly projections, annual plans and ad hoc forecasts as well as the development of constant currency reporting for all sixteen countries. • Active participant and leader in all major International due diligence efforts and acquisitions, including the biggest acquisition in the insurance sector in Mexico in 2002, the acquisition of the Life insurance company in Chile in 2001, and the Joint Venture initiative with Banco Estado in Chile in 2004. • Involved in the annual business plan process for specific countries in Latin America , including product development plans • Developed and rolled out training programs for multiple staff on all pertinent aspects of US GAAP accounting and reporting • Assisted in the preparation of monthly and quarterly business and operational reviews for senior management including expenses and headcount reviews at the country level used for strategic business decisions• Developed excellent relationships with all of the sixteen Country CFO’s, Controllers and actuaries fostering honest and forthright discussions.

• Business Analyst, Individual Business USA

  • Jul 1998 - Jun 1999