Experience

Hutchison Road Partners, LLC

• United States
• Investment Management
• 1 - 100 Employee

• Managing Member - Investment Advisor

  • Feb 2005 - Present

  HRP is a California limited liability company. HRP is a Commodity Trading Adviser ("CTA") registered with the National Futures Association ("NFA"), as well as a Registered Investment Advisor registered with FINRA. HRP is a global macro investment manager.HRP is a global macro manager that employs both discretionary and algorithmic global macro trading strategies. As a CTA, HRP trades in financial Futures, as well as limited other commodity markets. As a Registered Investment Advisor, HRP invests in equities that are traded in US markets. In both capacities, HRP uses options strategies to hedge its long positions and to generate additional returns through the sale, or writing, of option positions. HRP has been the General Partner and Investment Advisor for Bulldog Capital Fund I, LP ("Bulldog"), which is a global macro hedge fund. HRP has the ability to manage client funds either through the Bulldog fund or in separate accounts. Please also check out HRP's website at hutchisonroad.com. NFA Required Disclaimer: Trading futures and options involves the risk of loss. Please consider carefully whether futures or options are appropriate to your financial situation. Only risk capital should be used when trading futures or options. Past results are not necessarily indicative of future results. The risk of loss in trading can be substantial. Carefully consider the inherent risks of such an investment in light of your financial condition. Show less

• CERTIFIED FINANCIAL PLANNER™

  • Mar 2017 - Present

  Most people need help achieving their financial goals. Those that think they don't need help probably are mistaken. As a CFP® Professional, I can help you think about your financial future, which, if you think about it, is a big deal in your life. I specialize in portfolio management, stock options, 10B-51 plans, education planning, and tax planning. Check out my blog at robertsilvernail.com! Many of my blog postings are about financial planning.Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. Show less

• Blogger

  • Apr 2017 - Present

  Check out my Blog at robertsilvernail.com! You can read my take on current issues in investment management, financial planning, The Economy, and on general business matters. My goal is to post at least 2 entries each week. I welcome any questions you have and any ideas that you want me to post about!



Sares-Regis Group

• United States
• Real Estate
• 300 - 400 Employee

• Finance Director - Commercial Real Estate Development

  • 1998 - 2005

  Because of my experience lending to a wide variety of commercial real estate projects, I was a good fit at SRG and its diverse development experience. Basically, I moved to the other side of the table - from a bank relationship lender to a developer soliciting project-level debt finance from banks. This was a strong growth period at SRG, both from the standpoint of building new properties as well as acquiring and managing individual assets as well as portfolios. My duties were to seek and match loan proposals during the development or acquisition process and to document and close the loans, including in many cases handling the closing through escrow. As such, I had to maintain relationships with many lenders and types of lenders, from construction lenders to permanent lenders. I also helped to manage risk both for SRG and its lenders through interest rate derivative transactions. Show less



Union Bank of California

• United States
• Banking

• Vice President - Commercial Real Estate Relationship Officer

  • 1995 - 1998

  After spending years in workout departments, finally I was on the "good" side of a bank. My duties were several: to do write-up presentations of potential new loans; to analyze and risk-grade existing loans on at least a quarterly basis; and to complete a full financial and strategic analysis of each borrower at least each year. For every new and potential new borrower, this full analysis had to be completed prior to any loan approval. The word I would use to describe this job was Thorough. UBOC insisted on extremely thorough analysis of each borrower and each project. Having just gone through a real estate downturn, banks were determined not to make any more commercial real estate loans that might go bad. Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• Vice President

  • 1992 - 1995

  I was a Relationship Manager in Real Estate Special Assets Division, which again involved troubled commercial real estate loans. B of A had acquired Security Pacific Bank, and many of our department's troubled assets were from Security Pacific. Whereas in my prior job at First Nationwide I had a lot of discretion as to how troubled assets were addressed, at B of A, it was more a job of implementing the corporation's strategy for how to address these problems. This included one of the first wholesale sales of a pool of troubled assets. Also, rather than individual assets, most of my clients had multiple assets with B of A, and so it was more of a relationship management situation than it was an asset management situation. Moreover, the concept of risk-rating each borrower and each asset was important. I learned about how banks risk-grade, including about the criteria upon which banks base their grading system. Our job in this department was basically to work ourselves out of a job by disposing of assets or by working with borrowers through more favorable loan terms. By the time I left, we had substantially succeeded. Show less



First Nationwide Bank

• Financial Analyst and Loan Workout Officer

  • 1990 - 1992

  My first job out of UCLA Business School was at a Savings and Loan. I was hired as a Financial Analyst, then moved into the commercial real estate loan workout department. The commercial real estate market was in a downturn at this time so there were plenty of workout opportunities in all property types. FIB was owned by Ford Motor Company, and Ford allocated growing resources to its workout department, so I was in a growth segment, which was unfortunate for Ford. As resources grew, so did FIB's procedures for resolving workouts, but I still had a great deal of discretion as to how each situation should be resolved. I also got to meet, work with and negotiate with a number of interesting borrower/clients. Show less



First Interstate Bank

• United States
• 1 - 100 Employee

• Financial Analyst

  • 1988 - 1989

  My summer job while at UCLA Business School was as a Financial Analyst at First Interstate Bank in Los Angeles. My primary duties involved financial analysis and budgeting in the corporate property department, which included retail branches and corporate offices. I did a lot of spreadsheeting and budgeting using Lotus 1-2-3. This was before Excel. I learned how to budget for a single property, then roll up the budget into regions, then roll to all of Southern California. I continued to work part time after summer ended, during my 2nd year at UCLA. I started at FIB shortly after a major fire in their headquarters building in downtown Los Angeles. My department was responsible in part for relocating departments that were displaced by the fire. Show less



Management & Capital Group

• United States
• Real Estate

• Financial Analyst

  • 1984 - 1987

  MCG was a consulting firm whose clients were mainly smaller, independent financial institutions, including several "workout" institutions. Other clients were entrepreneurs who were looking to raise money through private placement or angel/venture capital. My responsibilities were to analyze the financial statements of clients and prospective clients, and to formulate business plans for all clients, including the entrepreneurs. With my undergraduate degree in History and English, and although I had learned a lot in my stockbroker training, it was a steep hill to climb to get up to speed as a Finance professional. In addition, this is the time when Computer Spreadsheets including Lotus 1-2-3 were gaining popularity, and I became proficient in these skills. MCG's principals were extremely forthcoming in teaching me about finance, financial and corporate strategy and governance, and as well how to write a business plan and target the plan for specific fundraising objectives. Show less



Merrill Lynch

• United States
• Financial Services
• 700 & Above Employee

• Trainee and Retail Stockbroker

  • 1983 - 1984

  My first job out of Colgate was at Merrill, Lynch & Co. in San Francisco, CA. I was hired on as an office assistant and then moved into their retail broker training program and earned my Series 7. Though I learned an incredible amount about the financial markets and about people and about working for a big company, I found that direct selling was not a good fit for me. Being a broker is a very difficult job and I greatly respect those who are good at it, especially as discount brokers and the Internet have completely changed this business. Show less



Silvernail Coal Company

• Part-Time Employee

  • 1973 - 1983

  My parents owned a retail fuel oil, kerosene, gasoline, and coal business in Upstate New York. I worked there growing up, when I wasn't in school, including winter vacations, snow days, and summer vacation. I did everything that needed to be done except for driving the trucks. I "bagged" coal - put anthracite "Chestnut" coal into 50-pound bags, then weighed, tied and stacked the bags. I loaded coal onto our truck via a chute from our coal storage trestle or by shoveling it. I helped out with deliveries of coal and oil to homes. I shoveled snow during the winter and mowed and maintained our property when it wasn't snowing. I did "full service" gasoline fill-ups including checking motor oil and fluids and cleaning windshields. As a kid, it was a great way to learn about how to work, how to run a business, what is profitable, and what is important. Show less