Experience

Liberty International Underwriters

• United States
• Insurance
• 300 - 400 Employee

• Underwriting Manager

  • Jun 2008 - Present

  • Managing a team of six comprising Property Manager, Legal expenses Underwriter, Legal Expenses Claims handler, PI Underwriter and a Senior Casualty Underwriter. • New business growth, renewal retention, profitability, budgeting and compliance with internal and external rules and regulations. • Achievement of key performance indicators on production and profit • Maintaining strong knowledge of Broker base and identifying growth opportunities • Maintaining strong knowledge of product and its lifecycle • Hands on attitude to underwriting, ensuring best practice in our operation • Working to tight deadlines • Compliance with retention strategy • Compliance with directives on reinsurance placement • Appreciation of risk, its correct classification, pricing and its management • Setting team and individual objectives to meet company plans • Delegation of responsibilities to team, appraisal and feedback • Communication of plans and other internal issues • Communication of risk appetite through broker visits and other means • Creation of plans, defining tasks for team and assigning resource • Interpretation of catastrophe models and application to pricing • Application of Estimated Maximum Loss scenarios and reinsurance application • Regular telephone conferences with Head Office management, mainly to discuss performance and to disseminate current issues. • Taking on referrals from less experienced colleagues • Branch attestation Show less



RSA

• Insurance
• 700 & Above Employee

• Senior Technical Underwriter/Trader (Casualty and Construction)

  • Jun 2003 - Jun 2008

  .• Underwrite large/complex/VIP cases as required following national and regional underwriting strategy and practice to my personal authority level, applying commercial consideration to my judgment. For cases outside my authority, make recommendations giving my rationale.• Technical referral point, effectively dealing with referrals above the Underwriting authority of less experienced colleagues, noting recommendations made, giving feedback, identifying training needs and providing appropriate solutions• Participate in preparation of the team business plan, including identification of issues which need to be addressed and suggestion for action• Profitability of the region’s Construction and Liability Account, an account worth in excess of £15M premium.• Handling of aggregate deductible cases and Captives mainly large construction clients and Councils, monitoring aggregate breaches.• Liaison with Actuaries offering my suggestions and implementation of agreed outcomes.• Plan and deliver technical training and materials for junior staff countrywide• Auditing countrywide and ensuring implementation of remedial action.• Liaison with other business teams, claims, survey unit and other units• Renewal reviews and business retention activities• Maintaining high profile with Brokers, communicating our strategies and applying commercial considerations to difficult and sensitive issues• Communication and implementation of strategy internally• In 2008 I was tasked with the writing of the RSA (UK) CAR underwriting manual which I successfully completed just before my departure in the same year. Show less

• Senior Multiline Underwriter

  • Oct 2002 - Jun 2003

  • Larger case Underwriting and handling – largest case > £250,000 mainly of National Broker origin• Premium calculations for New business, renewals and mid-term adjustments• Maintaining accumulation databases• Seeking reinsurance protection through Head office as required• Adhering to hazard level retention guidelines• Occasional scheduling of risk with other carriers• Attending broker meetings and maintaining excellent Broker relationships• Provision of exceptional Broker service • Account retention Show less



Commercial Union

• Poland
• Insurance
• 1 - 100 Employee

• Senior Commercial Underwriter

  • Oct 1995 - Oct 2002

  • Large case handling, City Councils, Town councils, water supply establishments such as Welsh Water, Bristol university and Oxford colleges to name a few.• New Business, renewals and mid-term adjustment handling.• Preparation of statistics for clients• Ensuring correct covers were granted• Maintenance of files• Result monitoring and input to Birmingham (HO) key performance reporting.• Ensuring risk surveys were carried out in keeping with our survey strategy.• Liaison with surveyors on EML and correct re-insurance placement in accordance with re-insurance strategies• Following surveys through to ensure risk improvements were carried out in keeping with Branch “Profit First” strategy.• Helped to secure the Bland Bankart rollover deal worth in excess of £700K one of Bristol’s largest deals• Branch Contractors champion Show less

• Operations Manager

  • Jan 1993 - Sep 1995

  • Strategic planning for branch• Ensuring solvency of local operation.• Investments and finances• Budgetary input and implementation and ensuring variances were fully explained to our head office in London and where necessary, corrective action applied.• Operational staffing and objective setting• Monthly reporting to Head office keeping them appraised of developments and Branch progress.