Experience

Admiral Insurance Group (a Berkley Company)

• United States
• Insurance
• 200 - 300 Employee

• SVP, Operations

  • Sep 2021 - Present



Home Town Finance Partners

• United States

• Chief Financial Officer

  • Nov 2019 - Oct 2021

  Supporting Small Businesses through the challenges of the pandemic and go forward growth strategies. PPP and SBA loans - helped secure $7 million+ in funding for local small businesses. Landlord/Tenant negotiations - secured favorable terms for renters and landlords. NPO - built financial infrastructure and diversified growth strategy for a Medicaid care provider. Supporting Small Businesses through the challenges of the pandemic and go forward growth strategies. PPP and SBA loans - helped secure $7 million+ in funding for local small businesses. Landlord/Tenant negotiations - secured favorable terms for renters and landlords. NPO - built financial infrastructure and diversified growth strategy for a Medicaid care provider.



Capital Insurance Group

• United States
• Insurance
• 300 - 400 Employee

• CFO - Board Member

  • Oct 2018 - Nov 2019

  A leading regional insurance provider on the West Coast, acquired by Auto-Owners Insurance in 2019 ▪ Leadership: Developed and owned the financial strategy, overseeing Finance, Accounting, Actuarial, Treasury, Reinsurance, Human Resources and the Corporate Project Management Office (PMO). Served as Board member, Corporate Secretary, Loss Reserve Committee Chairman and Enterprise Risk Management (ERM) Chairman. ▪ Company Sale: Successfully led the sale of the company during its time of distress due to excessive California wildfire losses. Coordinated with shareholders, ESOP trustees, California and Nevada Departments of Insurance, A.M. Best, lawyers and others creating significant value for the selling shareholders. ▪ Strategic Planning: Led strategic planning process, positioning the company for profitability by cutting expenses to ensure successful implementation of the company’s strategy. Initiated and led a corporate strategic study with Deloitte resulting in a roadmap for substantial value creation. Led significant pricing/rate increases and approval from state regulators. ▪ Operational Efficiency: Decreased the expense ratio by 2 points with disciplined expense management, process improvement, leveraging technology and vendor management. ▪ Team Leadership: Attracted and retained key talent across the organization, continuously motivating and developing key associates to achieve company goals. Show less



Biglari Holdings

• Greater New York City Area

• Business Unit CFO / COO

  • Aug 2014 - Oct 2018

  A publicly-traded diversified holding company with subsidiaries including restaurants, insurance and media organizations ▪ Leadership: Reported to the Chairman and CEO, providing on site leadership to execute on strategic initiatives driving growth and profitability in the subsidiary companies. ▪ Acquisition: Evaluated new business opportunities and developed market entry strategies. Developed business plans and researched acquisition targets in the insurance space. ▪ P&L/Growth Initiatives: Helped the CEO in growth and profit initiatives in the subsidiaries. Led subsidiaries to profitability through spearheading aggressive growth focusing on profitable revenue streams and cost-reduction initiatives. ▪ Reporting & Analysis: Streamlined financial reporting and analysis. Reformatted the 10k highlighting subsidiary performance by industry sector. ▪ Team Leadership: Built and managed Finance, HR, and Sales and Marketing teams, providing mentorship and training to develop the teams to achieve business and profitability goals. Show less



AIG

• United States
• Insurance
• 700 & Above Employee

• SVP International Controller

  • Nov 2012 - Aug 2014

  ▪ International financial management: Managed AIG P&C International ($19B revenue) financial close, financial statement preparation and analytics. Continuously reviewed financial results to ensure accuracy and determine impacts to the business,. Led day-to-day financial responsibilities. ▪ Accounting: Implemented key accounting change initiatives that were adopted by AIG PC globally. ▪ Project Management: Managed complex projects from inception to completion. ▪ Financial Reporting & Analytics: Oversaw SEC and Fed reporting. Developed improved financial reporting and analytics for internal and external use. ▪ Performance Metrics: Introduced key performance metrics and reports highlighting trends, analyzing causes of unexpected variance, measuring progress and providing actionable recommendation to achieve profitability targets. ▪ Financial Systems: Led the implementation of an enhanced financial system increasing quality and controls while decreasing close time. ▪ Operational Efficiency: Led global chart of accounts consistency initiative resulting in a 60% decrease in the number of balance sheet accounts and plans to develop sub-ledger support for further consolidation. ▪ Reconciliation: Developed and implemented global account reconciliation policy. Show less



Chubb

• Insurance
• 700 & Above Employee

• VP Corporate FP&A and International Finance

  • Sep 2002 - Oct 2012

  The world’s largest publicly traded property and casualty insurer ▪ International Leadership: Served as member of the International Executive Committee. Managed Global Business Planning and Analysis ($12B Revenue), International Finance ($4B Revenue), and Global A&H Finance ($500M Revenue). ▪ P&L: Supported the increase of International revenue from $1B in 2002 to $4B in 2012 while improving profitability from an operating loss in 2002 to contributing 25% of worldwide operating profit in 2012. ▪ Global Business Planning: Led global business planning serving as a strategic partner to senior executives, facilitating the annual development of corporate strategic goals, strategic business unit plans, and the identification, evaluation and execution of strategic initiatives. ▪ Global Team Management: Built and managed high performing teams both in the U.S. and internationally. ▪ Business Turnaround: Provided leadership to shift the organization to focus on areas/opportunities that maximize return. ▪ Strategic Planning: Researched and analyzed potential strategic investments to accelerate growth, driving large-scale initiatives that further the firm’s strategic priorities. Capitalized on strategic opportunities with the greatest upside potential. ▪ Reporting & Analysis: Developed and provided monthly management reporting and analysis to the CEO and Executive Committee. ▪ Financial Systems: Led the global implementation of Hyperion, resulting in the successful financial planning consolidation into a single, highly scalable software solution. ▪ Operational Efficiency: Generated annualized cost savings of $50M through rigorous expense management including bottom up planning, management scorecard weighting, span of control, outsourcing, off-shoring, real estate consolidation, role rationalization and leveraging process optimization and technology. Show less



Deutsche Bank

• Germany
• Financial Services
• 700 & Above Employee

• Financial Controller

  • 1999 - 2002

  ▪ Financial Statements: Created and established monthly, quarterly, and annual financial reporting and analysis. ▪ Accounting: Developed and implemented accounting policy for intercompany transactions, reducing unsupported counterparty balance sheet receivables from $50M to $0M. ▪ Controls: Strengthened SAP controls and implemented a more controlled authorization matrix. ▪ Financial Statements: Created and established monthly, quarterly, and annual financial reporting and analysis. ▪ Accounting: Developed and implemented accounting policy for intercompany transactions, reducing unsupported counterparty balance sheet receivables from $50M to $0M. ▪ Controls: Strengthened SAP controls and implemented a more controlled authorization matrix.



Prudential Financial

• United States
• Financial Services
• 700 & Above Employee

• FP&A Manager

  • 1996 - 1999

  ▪ Financial Reporting & Analysis: Managed the annual budget and planning process. Prepared financial reporting and analysis of operational results on revenue, expense, headcount and key performance metrics. ▪ Financial Systems: Built and maintained financial database and reporting system. ▪ Sale: Supported the sale and financial system integration of the Healthcare Division to Aetna. ▪ Financial Reporting & Analysis: Managed the annual budget and planning process. Prepared financial reporting and analysis of operational results on revenue, expense, headcount and key performance metrics. ▪ Financial Systems: Built and maintained financial database and reporting system. ▪ Sale: Supported the sale and financial system integration of the Healthcare Division to Aetna.