Robert Murray, CPA, MBA
Vice President, Custom Underwriter at Jpmorgan Chase Bank National Association- Claim this Profile
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Bio
Credentials
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Certified Public Accountant
State of OhioFeb, 2009- Oct, 2024
Experience
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Jpmorgan Chase Bank National Association
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Brazil
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Banking
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200 - 300 Employee
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Vice President, Custom Underwriter
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Jul 2023 - Present
Private Equity Co-Invest Custom Underwriting Private Equity Co-Invest Custom Underwriting
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KEMBA Financial Credit Union
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United States
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Banking
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100 - 200 Employee
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Vice President of Loan Operations
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Feb 2022 - Mar 2023
Manage all lending operations, including Consumer Lending, Residential Mortgage Lending Departments and later possibly Commercial, with five direct reports and teams totaling 40+ individuals. * Instrumental in quickly establishing and implementing new mortgage loan system (major, multi-departmental project) * Worked to build cohesive mortgage lending operations team after significant changes in management, and wholesale changes in key origination procedures, tasks and responsibilities * Managed mitigation process to address existing external audit findings for lending operations * Key strategist to onboard new systems and processes including Fintech, AI and future commercial lending platform and Treasury Management services Show less
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WesBanco
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Banking
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700 & Above Employee
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Vice President Creator/Manager of SBA Lending Platform
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May 2019 - Feb 2022
Created SBA-enhanced lending process and platform that included staffing, operations, financial forecasting and budgeting, training, marketing, and process management. This was completed in 2020 bank-wide across a six-state footprint that had to be integrated into an existing and well-seasoned commercial lending platform for commercial loans enhanced by the U.S. Small Business Administration. This also later included the development of a loan sale process for the sale of guaranteed balances on the secondary market. All project forecasts were exceeded in 2020 despite the effects of COVID, quarantining, and a massive pivot to generate over 7,000 PPP loans totaling $850 million in loan commitments.In 2020, this also included the development of an ad hoc process to originate, track, report, and process for forgiveness Payroll Protection Program (PPP) loans. This required the mobilization of hundreds of employees to help process many thousands of PPP loans totaling almost $1 billion. This has been a Once-In-A-Career event, as was the banking crash in the late 2000s, and I am proud but deeply humbled by the work completed by this team, and the thousands of individuals and small businesses we have been able to help, and continue to help, during this extremely challenging time. Show less
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Vice President and Portfolio Manager
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May 2018 - May 2019
Hired to manage Central Ohio commercial loan portfolio, support local banking team, coach and train local banking center managers and offer additional support commensurate with 20+ year banking experience, including small business, credit, SBA and technology.
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Gamebreaker Magazine LLC
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Dublin, OH
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Controller
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Aug 2017 - May 2018
Senior financial management for Central Ohio start-up sports publisher. Duties included accounting system creation, accounts payable and receivable systems creation and management, full payroll, vendor management, and tax return preparation. Senior financial management for Central Ohio start-up sports publisher. Duties included accounting system creation, accounts payable and receivable systems creation and management, full payroll, vendor management, and tax return preparation.
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Peoples Bank
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United States
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Financial Services
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700 & Above Employee
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Senior Vice President, Business Banking Credit Officer, Creator/Manager of BBLC & PMG
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Jun 2013 - Jul 2017
I was hired in 2013 to create the platform by which we underwrite defined Business Banking credit requests. My job initially involved systems and procedures development, then continued into underwriting and credit approval, while still developing the system, policies and procedures, and participation as a member of the senior management team of Peoples Bank. In 2016, I was asked to create the framework for a new Portfolio Monitoring Group in addition to management of the Business Banking Loan Center. Show less
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Firelight Financial Group Inc.
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Columbus, Ohio, United States
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President
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Nov 2002 - Jun 2014
Side tax and accounting practice, my "retirement account" which reached a high of 100+ clients, largely suspended in 2014, but may resume some time in the future. Side tax and accounting practice, my "retirement account" which reached a high of 100+ clients, largely suspended in 2014, but may resume some time in the future.
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Chase
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United States
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Financial Services
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700 & Above Employee
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Vice President, Credit Approval Officer
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Jul 2012 - Jun 2013
Underwrite and approve Business Banking credit requests in national credit center. Company revenues between $2-$20 million. Began with $1 million credit authority. Expected to increase to $3 million at first anniversary, but recruited to come to work for Peoples Bank before that happened.
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Vice President, Middle Market Commercial Loan Underwriter
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Nov 2001 - Jul 2012
Middle Market ($20-$500 million annual revenues) underwriting. Primary point of contact with client along with banker. Credit analysis and portfolio management. Loan structuring, covenant language creation and management. Assigned client portfolio. Left with 35-40 unique client relationships and commitments in excess of $300 million ranging from $2-$40 million.Also, during the downturn in 2008-2010, as much as one third of this portfolio was criticized. The banker would be switched to Workout but underwriter stayed the same. I received an "unofficial" rotation through Workout during this time. Show less
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Bank One
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Banking
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200 - 300 Employee
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Private Banking Underwriter
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Aug 1998 - Nov 2001
"Medium Touch" and "High Touch" (highest level) underwriter in National Private Banking Credit Center, remote delivery national credit center. Underwriting for affluent individuals and business owners. "Medium Touch" and "High Touch" (highest level) underwriter in National Private Banking Credit Center, remote delivery national credit center. Underwriting for affluent individuals and business owners.
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National City Bank
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Banking
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700 & Above Employee
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Assistant Vice President, Small Business Credit Analyst
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Mar 1997 - Aug 1998
Completed Omega Credit Training. One of two credit analysts paired with 7-8 small business bankers. Was offered banker position in Zanesville OH but some small disagreement over starting pay, and while that was being resolved, both hiring manager and his manager resigned. I decided instead to leave to go work for Bank One. Completed Omega Credit Training. One of two credit analysts paired with 7-8 small business bankers. Was offered banker position in Zanesville OH but some small disagreement over starting pay, and while that was being resolved, both hiring manager and his manager resigned. I decided instead to leave to go work for Bank One.
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Star Bank NA/Firstar Bank NA
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Columbus, Ohio Area
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Teller to Branch Manager
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Dec 1990 - Mar 1997
Started as a teller, worked up to Branch Manager. Special projects included closing down brick and mortar branches moving to in-store locations. Recognized as one of top salespersons in company, winning many awards. Started as a teller, worked up to Branch Manager. Special projects included closing down brick and mortar branches moving to in-store locations. Recognized as one of top salespersons in company, winning many awards.
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Education
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Franklin University
Master of Business Administration (MBA) -
Franklin University
Bachelor of Science (BS), Accounting -
Capital University
Bachelor's degree, Finance, General -
1985 - 1992
The Ohio State University
Business Administration and Management, General
Community
