Ritu Goswami Chawla

Realtor at Gibson Sotheby's International Realty
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Contact Information
us****@****om
(386) 825-5501
Location
Wellesley Hills, Massachusetts, United States, US
Languages
  • Hindi Full professional proficiency
  • English Full professional proficiency

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Bio

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Experience

    • United States
    • Real Estate
    • 300 - 400 Employee
    • Realtor
      • Dec 2022 - Present

    • United States
    • Software Development
    • 700 & Above Employee
    • Manager, World Wide Credit and Americas Collection
      • Aug 2017 - Feb 2023

      Global Business Operations Global Business Operations

    • Netherlands
    • Hospitals and Health Care
    • 700 & Above Employee
    • Finance Operations Manager
      • Dec 2013 - Apr 2017

      Manager, Finance Operations - Define and align best practices related to cash application, credit risk and collections in the Order to Cash cycle; manage and lead cross functional teams to improve the end-to-end process related to cash payments and their applications; collection activities and credit risk management and mitigation. Driving local and overseas team performances; process analysis and improvement efforts with strong executive presence and communication skills. Reporting to our Regional Organizations, ensuring the alignment and smooth running of the core accounting processes for multiple Philips locations. Manage the OtC processes for Philips, a diversified health and well-being company, whose innovation-led products ease and improve the quality of lives every day. Show less

    • United States
    • Chemical Manufacturing
    • 700 & Above Employee
    • Senior Treasury Analyst (Credit)
      • Jun 2009 - Aug 2013

      • People management role with support from credit specialists and receivable specialists at Dow; managing the order to cash cycle with percent current and DSO (days sales outstanding) goals for the team • Training & integration of wholly owned Dow subsidiaries in “Credit Risk Management at Dow” - lead a team of five credit analysts to integrate a wholly owned Dow subsidiary; moving them to full internal compliance by implementing Dow process and methodologies related to credit risk management • High level presentations on Global Credit Performance for North America Credit Department team and Payment Receipt and handling function of the customer service department • Credit performance responsibility for Dow businesses – Performance Materials: Oxygenated Solvents and Formulated Systems; Supply Chain: Rail Services; and the Miscellaneous portfolio • Financial statement analysis; negotiating corporate level customer sales contracts and settlements; applying risk mitigating strategies: bank letters of credit, corporate guarantees and payment terms; coordinating with the sales team members, customer service representatives and payment receivable specialists; interface with Dow’s legal department, business function leaders and external collections agency; managing payment terms for customers; credit limit decisions on customer accounts; accounts receivable management and reporting on the percent current and DSO metrics • Global reporting focal point: monthly & quarterly business reporting; reviewing customers for legal, bankruptcy and high risk updates; write-off’s and contingent liability reporting; quarterly global bad debt reserve review with the director; preparing board presentation slides for the department • Customer Order Management activity – using SAP R2 / R3 systems to release orders on credit block due to insufficient credit limit, past due or other customer account issues • Special Projects – Global Credit Risk assessment for high-risk customers Show less

    • United States
    • Telecommunications
    • 700 & Above Employee
    • Computer Consultant
      • Mar 1993 - Dec 1994

      PC Applications Instructor and Software Consultant – conducted training sessions in PC Applications for professional and support staff at the Federal Communications Commission (FCC) – full day training programs (class size – 24 to 30 employees); consistently received excellent feedback from FCC trained employees; provided support at the PC applications help desk; conducted one-on-one training for specific needs of the FCC lawyers and judges; trained co-workers in the use of the new telecommunications networking system Show less

    • Rwanda
    • Computer Hardware Manufacturing
    • 1 - 100 Employee
    • New Delhi
      • Jun 1989 - Apr 1992

      PC software training and consultancy with clients who were customers as well as franchise centers in New Delhi. Senior Executive – cash management, monthly accounting and management reporting, conducted computer software training classes; provided training in popular PC application packages to corporate clients & graduate students in classroom setting; planned and implemented direct marketing strategies; achieved the highest rate of conversion of inquiries into enrollments; received “Certificate of Excellence” for consistently exceeding revenue targets; coordinated customer feedback and quality assurance activities; Show less

Education

  • Central Michigan University
    Masters in Business Administration, International Business and Economics
    2009 - 2010
  • Central Michigan University
    Master of Business Administration (M.B.A.), Economics and International Business

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