Experience

Netafim Agricultural Financing Agency Pvt Ltd
• India
• Financial Services
• 1 - 100 Employee
• Assistant Manager Credit & Risk

  • Oct 2022 - Present


Aye Finance Pvt. Ltd

• India
• Financial Services
• 700 & Above Employee

• Team Leader

  • Apr 2022 - Oct 2022

• Credit Officer

  • Dec 2019 - Mar 2022



Kudos Finance & Investments Private Limited

• India
• Banking
• 1 - 100 Employee

• CPA

  • Oct 2018 - Dec 2019

  1) Login of case this is required to be done as per the assigned check list & after firsts screening of documents. 2) Responsible for underwriting unsecured business loan for MSME customers and Professional loan for Doctors and C.A. As per the laid down policies & procedure. 3) Conduct personal discussion with customers to establish Credit worthiness, Assessment of Credit requirement of clients on basis of income sources, profession/ business study, understanding of business model, market strength and current scenario. 4) Coordinate with sales to achieve targets and ensure TAT. 5) Financial Statements Classification & recording of financial statements (P & L and Balance sheet) Financial analysis including all ratios & Highlighting of adverse observation / trend. 6) Having Business & professional loan approval authority up to 3 lacs. Have to raise approval mail to Credit Manager for 3 lacs to 5 lac loan cases. 7) Coordination for prepare common policy between lenders & Kudos Finance, Raise cases for approval & track business/MIS (Lenders: Capital Float, MAS Finance, SBFC & SMC Finance). Show less



Fincare Small Finance Bank

• India
• Banking
• 700 & Above Employee

• Officer Rural Branch Operation

  • Nov 2017 - Oct 2018

  1) Checking of loan proposals per approval to post-delivery documents, agreements, and disbursements. 2) Scrutinising relevant documents of loans to ensure statutory compliance and organizational credit policies. 3) Ensure KYC norms and Strict Documentation discipline is maintained. 4) Reducing discrepancies in the loan agreements and giving clarification to HO for DCNs/ hold or rejection 1) Checking of loan proposals per approval to post-delivery documents, agreements, and disbursements. 2) Scrutinising relevant documents of loans to ensure statutory compliance and organizational credit policies. 3) Ensure KYC norms and Strict Documentation discipline is maintained. 4) Reducing discrepancies in the loan agreements and giving clarification to HO for DCNs/ hold or rejection