Experience

Cassbana

• Egypt
• Financial Services
• 100 - 200 Employee

• Treasury Director

  • Jan 2022 - Present



KarmSolar

• Egypt
• Renewable Energy Semiconductor Manufacturing
• 1 - 100 Employee

• Head Of Treasury

  • Oct 2019 - Dec 2021

  - Contributed to the establishment of a new treasury function and developing its related strategies, policies, and reporting package. - Developed relevant cash management techniques to ensure enhancing short-term liquidity and long-term solvency while streamlining business operation. - Established a new billing and collection function to ensure streamlining the company’s cashflow. - Managed 10+ local and international banking relationships. - Achieved significant leap in the company’s treasury profits. - Supported the Corporate Finance team in reviewing/ negotiating the financing proposals, term sheets and loan agreements, from both operational and commercial perspectives. - Contributed to secure EGP 150 million of debt arrangements with large local banks. Show less



Tanmeyah

• Egypt
• Financial Services
• 400 - 500 Employee

• Acting Head/Manager of Funding & Business Development

  • Mar 2017 - Sep 2019

  - Contributed to the establishment of Funding & Business Development new function and developing their related strategies, policies, and periodical reports- Managed 25+ local and international banking relationships, and 10+ business development projects- Handled the fund-raising processes of around EGP 7 bn different debt arrangements including their related structuring and operations such as: roadshow presentations, financial modeling, term sheets, loan agreements, documentation, and activation - Handling the company’s first portfolio securitization process, as well as its first sell & lease back transaction- Led the digital transformation initiative in relation to customer relationship - Managed the product development process and launching of the company’s first light vehicle finance program- Monitoring the cash management and treasury-related operations to ensure maintaining strong liquidity position, and support expansion plans- Representing the Funding & Business Development team in the project of upgrading the company’s core-banking solution, and its related MIS and data analytics setup Show less

• Portfolio Manager

  • Jan 2012 - Feb 2017

  - Managing +EGP 500 million of microfinance loan portfolio distributed among 50+ branches and 200+ loan officers - Adapt relevant analytical techniques and tools required to monitor the portfolio growth and collection performance- Contribute to budget preparation and review exercises from both productivity and collection perspectives - Contributed to developing relevant credit policies, loan processing workflow, documentation cycle, and collection procedures- Interviewing, supervising, and providing technical support to the loan officers on the field to ensure achieving related KPI’s- Conduct regular portfolio reviews to oversee delinquencies, risk parameters, issuance targets to ensure regular collection and rationalized growth- Managed the product development process of the company’s first insurance product Show less

• Business Analyst

  • Oct 2009 - Dec 2011

  - Designing and preparing Daily Issuance Vs Collections reports- Conduct periodical market surveys and industry analysis reports- Reviewing and filing Team Leader’s branches' visit reports, as well as Investigation & Monitoring Dept. reports on branches and following up with the responsible person in Business Dept. that all reports are being replied upon at the proper time- Preparing and analysing monthly branches productivity reports- Reviewing Micro Enterprise Lending portfolio and preparing daily as well as monthly report to Management & Business team - Designing loan approval and loan disbursement cycles for new products - Contributed in updating Micro Enterprise Lending existing credit policy as well as preparing credit policies for new products- Contributed in the construction of the company’s loan tracking system, and its MIS-related setup Show less



International British School, Doha, Qatar

• School Administrator

  • Sep 2008 - Jun 2009

  - Meet parents and visitors and answer their questions - Answer telephone calls to provide information, take messages, or transfer calls - Request & set up permanent records of newly incoming student - Compiles and files student grades and attendance reports and other school records - Maintain the Master School Calendar - Place orders for textbooks, supplies, etc. - Do general filing as needed - Receive tuition, registration, and other fees, and to keep accurate records of them - Make out purchase orders Show less



IBM

• United States
• IT Services and IT Consulting
• 700 & Above Employee

• Offshore Training Marketing Coordinator

  • Oct 2004 - Jan 2006

  - Responsible for courses attended offshore- Receive requests for quotations- Perform course reservation, and course preparations- Issuing sales reports (Actual Vs. Targets)

• Local Training Marketing Coordinator

  • May 2001 - Sep 2004

  - Work flow coordination, mainly between Sales and Marketing departments- Scheduling Courses- Issue sales proposals- Receive customer special requirements- Avail needed resources- Price courses- Selecting and subcontracting instructors



Social Fund for Development

• International Trade and Development
• 200 - 300 Employee

• Financial Control Specialist

  • Jun 2000 - Apr 2001

  - Assist in handling book-keeping, and financial reporting - Assist in handling book-keeping, and financial reporting