Experience

Glazer's Distributors

• Inside Sales Supervisor



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Relationship Manager

  • Jul 2008 - Jun 2013

  JP Morgan Chase Dallas, TX (Full time) Jul 08 – Jun 13 Home Retention- Modification Specialist • Conducted face to face meetings and telephone interviews with customers in default or high risk delinquency to evaluate their financial ability, intent, willingness, reason for default, and apply the appropriate retention or liquidation solutions. Ensured workouts requirements where met for FHA HAMP, CHAMP, NACA, Short Sale and DEED IN LIEU. • Negotiated and formalized repayment arrangements and modifications with customers when appropriate. • Made default servicing postponement decisions based on facts presented and the risks/rewards associated with accepting short payoff and deed in lieu transactions. Monitored trial payment plan. JP MORGAN CHASE, Dallas TX Mortgage Banker • Promoted mortgage loan products within assigned territory. Responsible for building and maintaining strong external relationships with builders, real estate agents, and used consultative skills for recommendations based on financial analysis and expertise, product knowledge of the customer's financial needs, goals and circumstances. • Maintained a consist pipeline of loans in excess of 800k with a closing ratio of 50%. Knowledge of FHA, VA, FNMA, FHLMC Guidelines. • Served as the mortgage lending specialist at assigned bank branches by coaching and mentoring the branch team and provided training on products and services. Worked with bankers and new customers introducing them to new products and services. JP MORGAN CHASE Short Sale Negotiator/Deed in Lieu • Maintained a portfolio of properties either under contract for sale or in the process of Deed in Lieu of Foreclosure. Interacted with Real Estate agents, attorney and title companies and other parties involved in the transaction while facilitating and negotiating complex deals. • Evaluated deals based on property value, debt, and sale price NPV and projected foreclosure costs. Show less



DFW Funding Solutions

• License Residential Mortgage Loan Officer

  • Apr 2005 - Dec 2007

  Managed and maintain a pipeline of residential mortgage loans consisting FHA, FHLMC, VA and conventional loans. Performed financial analysis to ensure compliance with credit policies, reviewed FHA guidelines to ensure compliance with federal policy, executed innovative strategies to attract realtor, builder and referral business Managed and maintain a pipeline of residential mortgage loans consisting FHA, FHLMC, VA and conventional loans. Performed financial analysis to ensure compliance with credit policies, reviewed FHA guidelines to ensure compliance with federal policy, executed innovative strategies to attract realtor, builder and referral business



Exceptional Mortgage

• Real Estate
• 1 - 100 Employee

• License Residential Mortgage Loan Officer

  • Apr 2003 - Apr 2005

  Initiated residential mortgage loans and development of new business Analyzed detailed financial and credit data for all clients Quoted interest rates and points and matched clients to the appropriate product Authorized mortgage loan approval based on evaluation of investor guidelines Developed promotional material to enhance new client participation Established and maintained new accounts through cold calls to realtors and custom homebuilders Ensured compliance with appropriate company and secondary market investor standards Managed a staff of 3 processors and five loan officers in the daily operations. Show less