Experience

Challenger Limited

• Australia
• Financial Services
• 700 & Above Employee

• Head of Risk and Compliance, Life and Distribution, Product and Marketing

  • Sep 2018 - Present

  Responsible for - Providing strategic risk and compliance leadership to the Challenger Life annuity business, which includes all business divisions from product origination and maintenance through to investment management. - Monitoring and improving risk culture, risk awareness, maturity and ownership whilst supporting the business to achieve their strategic objectives. - Providing challenge and advice as a member of the Financial Risk Committee, (previously Asset and Liability Committee) to new products and investments. - Providing advice and support on growth projects including partnerships with distribution platforms, the purchase of DB pension schemes, the purchase and integration of new businesses, growth of institutional partnerships and new marketing campaigns. - Education of senior leaders and the business aligned to APRAs key goals of improving Governance, Culture, Remuneration and Accountability. - Supporting the business to adapt to regulatory changes, with consideration and balance of consumer and commercial outcomes. Examples include the ending of Grandfathered Remuneration, Product Design and Distribution Obligations, Mandatory breach reporting obligations, Protect Your Superannuation Package and SPS 515 Planning and Members Outcomes. - Improving relationships with our key regulators APRA and ASIC through timely and transparent communication. - The ongoing development of the risk and compliance frameworks and policies, with the aim of improving the clarity and effectiveness of these frameworks as well as improving the businesses comprehension and compliance with the frameworks.



BT Financial Group

• Accounting
• 1 - 100 Employee

• Head of Insurance and Finance, Risk, BTFG

  • Sep 2017 - Sep 2018

  Responsible for: - Reporting to the BTFG CRO and leading a team of 12 risk and compliance professionals across end to end value chain for the General Insurance, Lenders Mortgage Insurance, and Life Insurance businesses. The management of costs, HR requirements, wellbeing, and remuneration outcomes for the team. - Developing the strategic direction for the 2nd line risk and compliance team. - Supporting the Insurance Board Risk Committee (BRC) to have an informed view of the business from a 2nd line Risk perspective via clear and efficient reporting. - Working with the General Manager and Heads of businesses to ensure appropriate systems for managing risk and compliance have been implemented and are regularly reviewed. - Responsible for reviewing and/or writing all regulatory communications including investigations and responses to information requests and notification of breaches of the obligations including the Corporations Act, APRA obligations and Codes of conduct. - Supporting the business to deliver on key strategic change initiatives, including a Part 9 transfer, entry into the Group Life market and supporting development of the Allianz partnership agreement and white labelling for the General Insurance business products. - A member of the Asset and Liability Committee, and responsible for challenging, all pricing papers and providing a risk and compliance view on pricing changes and consideration of the potential impact to commercial viability, sustainability and considering consumer expectations.

• Executive Manager, Life Insurance, BTFG Risk

  • Dec 2015 - Sep 2017

  Responsible for leading a team to support (or challenge) the Life Insurance businesses strategy, business change, products and projects to ensure that they are delivered efficiently, whilst adequately considering and planning for risks and dependencies, and ensuring that regulatory obligations are met.Responsible for monitoring the external environment and bringing emerging risk and compliance advice to the Life Insurance business, and providing internal stakeholders and the Board with practical and commercially-focussed risk and compliance advice, whilst seeking solutions consistent with business objectives and within risk appetite and tolerance levels.

• Senior Manager, Insurance Risk

  • Aug 2014 - Dec 2015

  As 2LOD Business Unit Facing Responsible for: - Improvement and embedment of the Risk and Compliance Frameworks across three lines of Insurance Business (Life, General and Lenders Mortgage Insurance) - Building an effective team to deliver on all R&C activities and improve risk culture; - Delivering clear training to the 1LOD across all forms of Risk to ensure risk and control ownership and accountability is clearly understood. - Implementing new compliance requirements such as CPS 220 'Risk Management' to develop risk culture, resourcing analysis, end to end entity view, and improvements to MIS that support Risk Management decisions. - Driving development of risk profile analysis and review into business as usual activities.



Challenger Financial Services Group

• United States

• Operational Risk Manager

  • Feb 2011 - Aug 2014

  Responsible for:- The half yearly Control Self Assessment process and reporting of results.- Delivery of the Annual GS007 audits including monitoring of responses, reflecting changes in the business and forecasting impacts of any standard amendments. - Scenario analysis on areas of the business which require attention.- Annual risk coverage reviews across business services and distribution, product and marketing areas;- Adhoc risk and control deep dives to assist the business (as 2nd line) to identify root causes and improve the specific controls.- Alignment of incidents and breaches to the risk and control framework to form a view on systemic issues and provide advise on controls.- Ongoing management of the operational risk framework



PricewaterhouseCoopers

• 1 - 100 Employee

• Manager

  • Jan 2008 - Feb 2011

  Management of assurance engagements as an investment management specialist, including audits of listed and unlisted investment funds, hedge funds, and wealth management divisions.Management of compliance plan assurance and AFSL regulatory engagements.Annually responsible for over 60 fund assurance engagements for working with various administrators Pricing and valuation specialisation of complex investments and derivativesOwnership of over $2m annual assurance engagement fees, including funds with assets under management of over $4 billion



ASE Global

• United Kingdom
• Automotive
• 1 - 100 Employee

• Senior Accountant

  • 2003 - 2007