Richard Knight
Mortgage Loan Originator at Morris Bank- Claim this Profile
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Bio
Experience
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Morris Bank
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United States
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Banking
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1 - 100 Employee
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Mortgage Loan Originator
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Jun 2018 - Present
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Banner Bank
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United States
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Banking
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700 & Above Employee
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Residential Loan Officer
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Jan 2016 - Jun 2018
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People's Bank of Commerce
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United States
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Financial Services
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1 - 100 Employee
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Real Estate Loan Officer
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Jun 2015 - Dec 2015
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Bank of the Cascades
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United States
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Investment Management
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Mortgage Loan Officer
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Oct 2014 - Jun 2015
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Nationstar Mortgage
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Financial Services
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700 & Above Employee
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Mortgage Professional
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Jul 2013 - Jan 2014
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PremierWest Bank
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United States
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Banking
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1 - 100 Employee
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Mortgage Loan Officer
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Jan 2012 - Mar 2012
Ethically and honestly advised borrowers about available mortgage loan programs, rates and costs, and the entire mortgage loan process. Entered and submitted complete and thorough mortgage loan applications and supporting documents for underwriting approval. Communicated loan decisions and loan progress to loan applicants in a timely manner. Ethically and honestly advised borrowers about available mortgage loan programs, rates and costs, and the entire mortgage loan process. Entered and submitted complete and thorough mortgage loan applications and supporting documents for underwriting approval. Communicated loan decisions and loan progress to loan applicants in a timely manner.
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TruWest Credit Union
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United States
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Banking
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100 - 200 Employee
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Manager-Mortgages
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2012 - 2012
Supervised the Credit Union’s mortgage department loan processing, underwriting and servicing operation Supervised the Credit Union’s mortgage department loan processing, underwriting and servicing operation
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Rogue Federal Credit Union
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United States
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Financial Services
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1 - 100 Employee
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Mortgage Services Director
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Aug 2005 - Nov 2011
Managed the Credit Union’s mortgage department loan production operation. Established and maintained lender correspondent and wholesale relationships. Created excellent reputation of quality loan files with correspondent lenders. Under my direction, the Credit Union was never required to repurchase any loans sold to correspondent lenders. Mortgage Department received PHH Mortgage’s Best of the Best Award in 2010. Updated the Credit Union’s mortgage lending policies and procedures. Maintained a policy of strict adherence to lending policies, procedures and regulations through trainings, meetings and email communications.
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Vice President/Mortgage Division Manager
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Mar 1999 - Aug 2005
Developed and started the mortgage lending operation at the Bank. Established and maintained lender wholesale relationships. Created excellent reputation of quality loan files with wholesale lenders. Under my direction, the Bank was never required to repurchase any loans brokered to wholesale lenders. Assisted the compliance department in the development of mortgage lending policies and procedures. Established and maintained a policy of strict adherence to lending policies, procedures and regulations through trainings, meetings and email communications.
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Education
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Southern Oregon University
Business Adminstration/Managerial Accounting -
California State University San Bernardino
Business Administration/Accounting