Richard Joffe (Financial Planner)
Wealth Management Specialist at Oracle Private Wealth Pty Ltd- Claim this Profile
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English Native or bilingual proficiency
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Afrikaans Limited working proficiency
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Hebrew Limited working proficiency
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Xhosa Elementary proficiency
Topline Score
Bio
Alexandra Rodrigues
I highly recommend Richard Joffe as an outstanding financial planner. He excels in communication, effortlessly explaining complex concepts, and ensuring a deep understanding of clients' financial situations. His ability to create tailored independent plans within budget constraints is exceptional. Additionally, Richard brings a delightful sense of humour and a pleasant demeanour to every interaction, making the financial planning process not only productive but also enjoyable. Choosing him guarantees expertise, personalised service, and a touch of laughter along the way.
Abby Buchanan
With an Independent Financial Advisor like Richard Joffe, you are more than just
Justin Sandler
Richard is an excellent well rounded financial advisor. He is trustworthy, attentive and goes beyond the call of duty regularly for clients. He has experience in a multitude of products and i feel safe and looked after in his advisory.
Alexandra Rodrigues
I highly recommend Richard Joffe as an outstanding financial planner. He excels in communication, effortlessly explaining complex concepts, and ensuring a deep understanding of clients' financial situations. His ability to create tailored independent plans within budget constraints is exceptional. Additionally, Richard brings a delightful sense of humour and a pleasant demeanour to every interaction, making the financial planning process not only productive but also enjoyable. Choosing him guarantees expertise, personalised service, and a touch of laughter along the way.
Abby Buchanan
With an Independent Financial Advisor like Richard Joffe, you are more than just
Justin Sandler
Richard is an excellent well rounded financial advisor. He is trustworthy, attentive and goes beyond the call of duty regularly for clients. He has experience in a multitude of products and i feel safe and looked after in his advisory.
Alexandra Rodrigues
I highly recommend Richard Joffe as an outstanding financial planner. He excels in communication, effortlessly explaining complex concepts, and ensuring a deep understanding of clients' financial situations. His ability to create tailored independent plans within budget constraints is exceptional. Additionally, Richard brings a delightful sense of humour and a pleasant demeanour to every interaction, making the financial planning process not only productive but also enjoyable. Choosing him guarantees expertise, personalised service, and a touch of laughter along the way.
Abby Buchanan
With an Independent Financial Advisor like Richard Joffe, you are more than just
Justin Sandler
Richard is an excellent well rounded financial advisor. He is trustworthy, attentive and goes beyond the call of duty regularly for clients. He has experience in a multitude of products and i feel safe and looked after in his advisory.
Alexandra Rodrigues
I highly recommend Richard Joffe as an outstanding financial planner. He excels in communication, effortlessly explaining complex concepts, and ensuring a deep understanding of clients' financial situations. His ability to create tailored independent plans within budget constraints is exceptional. Additionally, Richard brings a delightful sense of humour and a pleasant demeanour to every interaction, making the financial planning process not only productive but also enjoyable. Choosing him guarantees expertise, personalised service, and a touch of laughter along the way.
Abby Buchanan
With an Independent Financial Advisor like Richard Joffe, you are more than just
Justin Sandler
Richard is an excellent well rounded financial advisor. He is trustworthy, attentive and goes beyond the call of duty regularly for clients. He has experience in a multitude of products and i feel safe and looked after in his advisory.
Experience
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Oracle Private Wealth Pty Ltd
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Financial Services
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1 - 100 Employee
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Wealth Management Specialist
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May 2023 - Present
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Oracle Broker Services (Pty) Ltd
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South Africa
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Financial Services
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1 - 100 Employee
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Certified Financial Planner
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Dec 2020 - Present
♻️ 𝐖𝐇𝐎 𝐈 𝐇𝐄𝐋𝐏 I help create, grow and protect your wealth for senior executives. ♻️ 𝐖𝐇𝐀𝐓 𝐈 𝐃𝐎 I take a “no-nonsense” direct approach. No frills. I tell it as it is. I won’t lie to you. I tell you what you need to know, even if you would rather I not. I will give the best value and advice for your current needs and your future aspirations. Be sure I will always have your back and best interests at heart. I make sure all of your risks are covered. From short term insurance to making sure you always have an income (even if you can no longer work). Then I help you grow your assets while keeping them safe from creditors and SARS. ♻️ 𝐒𝐄𝐑𝐕𝐈𝐂𝐄𝐒 𝐎𝐅𝐅𝐄𝐑𝐄𝐃 HEALTH o Gap Cover o Medical Aid o Health Insurance SHORT TERM o Commercial Short-Term o Personal Short-Term EMPLOYEE BENEFITS o Retirement, medical and risk solutions (pension, provident, life & medical aid) INDIVIDUAL RISK o Disability Cover o Dread Disease Cover o Income Protection o Life Insurance o Retrenchment Cover FIDUCIARY SERVICES o Wills and Estate Planning o Trusts for protection & tax efficiency BUSINESS ASSURANCE o Buy & Sell Agreement o Specific-purpose Fund for future capital expenses or repayment of a long-term debt o Keyman Cover PRE-RETIREMENT o Pension Funds o Provident Funds o Retirement Annuity POST-RETIREMENT o Conventional Annuity o Linked Life Annuities o Living Annuity INVESTMENTS o Endowment Fund o Offshore Investments o Unit Trusts Show less
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Independent Financial Advisor
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Sep 2018 - Nov 2020
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Discovery Limited
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South Africa
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Financial Services
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700 & Above Employee
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Financial Services Consultant
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Sep 2014 - Aug 2018
Tax efficient financial planning and advice given on the Discovery way of planning, incorporate with discovery's health and wellness program vitality. Tax efficient financial planning and advice given on the Discovery way of planning, incorporate with discovery's health and wellness program vitality.
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Old Mutual South Africa
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South Africa
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Financial Services
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700 & Above Employee
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PFA
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Apr 2012 - Aug 2014
Personal advice to individuals and plans for the retail mass market. Personal advice to individuals and plans for the retail mass market.
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Education
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2014 - 2022
University of South Africa/Universiteit van Suid-Afrika
CFP, Finance, General -
2017 - 2019
IE Business School
Nqf 5, Finance, General -
2014 - 2014
Moonstone Business School of Excellence
RE 5 -
2011 - 2012
CSA - Cornerstone Academy
level 1, Cricket Coaching -
2008 - 2009
Varsity College
Certificate, Accounting Technology/Technician and Bookkeeping -
University of South Africa/Universiteit van Suid-Afrika
NQF 5, Wealth Management
Community
