Richard Heathfield

Senior Vice President - Commercial Real Estate Lending at First Eagle Bank
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Contact Information
us****@****om
(386) 825-5501

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Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • Senior Vice President - Commercial Real Estate Lending
      • Nov 2017 - Present

      I am a Commercial Real Estate Lending professional who is excellent at developing new business and growing the banks loan portfolio. A true professional who provides his prospects, customers and brokers a thorough review and detailed analysis of their loan requests and how best to structure the deal for approval and loan closing. A vast database of contacts throughout the Chicago market place in all of the CRE product types. In addition, a seasoned veteran in portfolio management, portfolio restructuring and managing of troubled credits. Customer service and responsiveness are my value propositions. Experience with all levels of lending from Community Banks to National Banks. Show less

    • Senior Vice President - Commercial Real Estate Lending
      • May 2010 - Nov 2017

      Senior Relationship Lender who provided loans on commercial property to investment real estate professionals throughout the greater Chicago market area and the midwest. Loans include; multi-family, retail, industrial and office; construction, value-add and term. We provided loans throughout the midwest for sponsors, owners, developers and also worked with a vast network of brokers throughout the country with the ultimate goal of building relationships with strong, experienced sponsors within their respective product type. A key factor as we continued to grow the local portfolio is multiple deals with each relationship; we were successful in servicing our new customers and getting multiple looks at future deals. Show less

    • United States
    • Banking
    • 100 - 200 Employee
    • Senior Vice President
      • Feb 2009 - May 2010

      As the bank and the economy deteriorated; my portfolio grew to $150 Million of investment commercial real estate loans; spent 2 + years transitioning credits out of the bank for Midwest Bank and then FirstMerit Bank, renewing credits, restructuring credits and obtaining payoffs on credit relationships. These credits were in all areas, including construction, land development and term debt. As the bank and the economy deteriorated; my portfolio grew to $150 Million of investment commercial real estate loans; spent 2 + years transitioning credits out of the bank for Midwest Bank and then FirstMerit Bank, renewing credits, restructuring credits and obtaining payoffs on credit relationships. These credits were in all areas, including construction, land development and term debt.

    • United States
    • Banking
    • 1 - 100 Employee
    • Senior Loan Consultant
      • Nov 2005 - Jan 2009

      Provided term debt financing solutions to Multi-Family, Mixed Use, Retail, Office and Industrial commercial real estate investors and owners and also utilized a large network of mortgage brokers to secure additional business. Provided term debt financing solutions to Multi-Family, Mixed Use, Retail, Office and Industrial commercial real estate investors and owners and also utilized a large network of mortgage brokers to secure additional business.

    • Banking
    • 1 - 100 Employee
    • Vice-President
      • Apr 2003 - Nov 2005

      Commercial Real Estate Lender who provided construction, value add, term and permanent loans to the investment and owner occupied real estate market within the greater Chicago area. Commercial Real Estate Lender who provided construction, value add, term and permanent loans to the investment and owner occupied real estate market within the greater Chicago area.

    • Vice-President
      • Jan 1996 - Jan 2003

      Provided commercial construction, lines of credit, term, value add and permanent debt to real estate investors throughout the greater Detroit Market Place. Through my many contacts amongst investors and the mortgage broker network, I was able to build a substantial investment commercial real estate portfolio. Provided commercial construction, lines of credit, term, value add and permanent debt to real estate investors throughout the greater Detroit Market Place. Through my many contacts amongst investors and the mortgage broker network, I was able to build a substantial investment commercial real estate portfolio.

    • Egypt
    • 1 - 100 Employee
    • Second Vice-President
      • Feb 1985 - Mar 1995

      Worked my way from Management Trainee to Branch Manager. Managed over 30 employees at last couple of branch offices. Promoted sales within branch market area to both commercial and retial customers. Decisioned consumer loans through on-line system. Worked my way from Management Trainee to Branch Manager. Managed over 30 employees at last couple of branch offices. Promoted sales within branch market area to both commercial and retial customers. Decisioned consumer loans through on-line system.

Education

  • University of Detroit
    Masters, Finance
    1987 - 1991
  • Central Michigan University
    Bachelor of Science in Business Administration, Finance and Management
    1981 - 1984

Community

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