Experience

Total Mortgage Network

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Mortgage and Life Assurance Broker/Advisor CeMap CeRER

  • Oct 2016 - Present

  Self employed independent Mortgage and Life Assurance Broker/Advisor CeMap Qualified Self employed independent Mortgage and Life Assurance Broker/Advisor CeMap Qualified



Porcellini's

• Spain
• Restaurants

• Owner/Partner

  • Aug 2006 - Oct 2016

  • Opened a high street coffee shop and ceramics studio as a partnership while continuing to operate Spar stores • Established the business from scratch, including selecting premises, creating business plans and managing fit-out • Created and implemented all health, safety and hygiene procedures and policies in accordance with regulatory requirements • Maximised the financial performance of the store and studio and effectively managed all budgets and costs • Opened a high street coffee shop and ceramics studio as a partnership while continuing to operate Spar stores • Established the business from scratch, including selecting premises, creating business plans and managing fit-out • Created and implemented all health, safety and hygiene procedures and policies in accordance with regulatory requirements • Maximised the financial performance of the store and studio and effectively managed all budgets and costs



SPAR Convenience Stores

• United Kingdom
• Retail Groceries
• 1 - 100 Employee

• Business Owner

  • Aug 1999 - Mar 2016

  • Initially purchased an existing store and subsequently opened an additional two green field stores in South Wales • Devised business plans to establish the businesses, including financial forecasting, setting objectives and creating strategies • Developed the businesses to achieve a turnover in excess of £3.5m and successfully sold to individual operators and multiple retail operators on exit • Oversaw the management of the stores on a daily basis, implementing growth strategies to maximise sales and increase profits • Reviewed processes and systems to implement continuous improvement plans to achieve efficiency and consistency • Continually adhered to all compliance requirements in terms of HR management, financial regulations and legal obligations • Utilised financial acumen to manage budgets for multiple sites with continual reviews of cash flow statements • Liaised with local councils and government contacts to negotiate and agree rent agreements and business rates Show less



Charlton House Customs Duty Advisors

• Marketing

  • Feb 2013 - Feb 2015

  • Conducted comprehensive research to identify any UK importers potentially overpaying import duty taxes • Liaised with the CFO or finance departments to qualify the level of duty paid and determine classification of import items to identify potential savings • Conducted comprehensive research to identify any UK importers potentially overpaying import duty taxes • Liaised with the CFO or finance departments to qualify the level of duty paid and determine classification of import items to identify potential savings



PwC

• Professional Services
• 700 & Above Employee

• International Corporation Tax

  • Jan 1998 - Jan 2001

  • Part of a team advising and maintaining corporation tax affairs of individual companies and major corporate organisations • Providing guidance and advice on risks, understanding obligations and remaining compliant with all complex legislations • Maintaining up to date knowledge of all current regulatory changes in tax rules to advise clients accordingly • Completing a range of multinational advisory projects for clients such as Johnson & Johnson, British Telecom and Coca Cola • Analysing tax compliance and researching business issues that may affect clients’ tax affairs and legal responsibility • Preparing tax provisions for statutory accounts to be presented to shareholders and external bodies on an annual basis • Managing and mitigating risk for the Johnson & Johnson group of companies including analysing overall tax liabilities Show less



Arthur Anderson

• United States
• Consumer Services
• 1 - 100 Employee

• Indirect Tax

  • Apr 1996 - Jan 1998

  • Providing comprehensive advice to clients on the VAT and customs duty issues arising from selling and moving goods and services across the EU • Building and maintaining relationships with clients such as Microsoft, Oracle, Cisco, CA Technologies and Marks & Spencer • Interpreting and applying tax and case law to client’s operations, both domestically and internationally, to remain compliant • Researching and identifying any potential savings for clients and tax recovery opportunities Show less