Experience

OneLocal

• United States
• Banking
• 1 - 100 Employee

• Post Closing Loan Specialist

  • Mar 2022 - Present



Bluestone Bank - Bridgewater Division

• United States
• Banking
• 1 - 100 Employee

• Mortgage Loan Processor

  • Jul 2020 - Feb 2022

  Residential Lending Processing Assistant. Readied new files for processing by pulling flood certificate, verifying zip code, retrieving copy of deed from registry to confirm vesting, and reviewing application for completeness and accuracy. Updated estimated closings costs based on transaction details and sent initial disclosures including Loan Estimate. Requested binders for closing and prepared and sent Initial Closing Disclosures to borrowers and attorneys. Residential Lending Processing Assistant. Readied new files for processing by pulling flood certificate, verifying zip code, retrieving copy of deed from registry to confirm vesting, and reviewing application for completeness and accuracy. Updated estimated closings costs based on transaction details and sent initial disclosures including Loan Estimate. Requested binders for closing and prepared and sent Initial Closing Disclosures to borrowers and attorneys.



Bank of Canton

• United States
• Banking
• 1 - 100 Employee

• Compliance Specialist

  • Jun 2015 - Jun 2020

  Review 100% of files for compliance and HMDA Review and update changes to LAR for HMDA Reporting Handle Deficiency Notices from investors to correct errors and facilitate purchase of loans. Assist with preparing closing documents on Encompass system, sending final CD to borrower and confirming receipt and sending docs to closing attorney Review 100% of files for compliance and HMDA Review and update changes to LAR for HMDA Reporting Handle Deficiency Notices from investors to correct errors and facilitate purchase of loans. Assist with preparing closing documents on Encompass system, sending final CD to borrower and confirming receipt and sending docs to closing attorney



Mortgage Master, Inc.

• Suspense Coordinator

  • Oct 2012 - Jun 2015

  Receive closed loan packages from attorney and review for accuracy. Scan and ship loan files to Investors by uploading or sending paper files. Receive and evaluate notice of incomplete, missing, or incorrect documentation from Investors purchasing loans and contact attorneys, appraisers, borrowers or other individuals and resolved problems in order to obtain necessary documentation to effectuate the sale of the loan from Mortgage Master to the investor Receive closed loan packages from attorney and review for accuracy. Scan and ship loan files to Investors by uploading or sending paper files. Receive and evaluate notice of incomplete, missing, or incorrect documentation from Investors purchasing loans and contact attorneys, appraisers, borrowers or other individuals and resolved problems in order to obtain necessary documentation to effectuate the sale of the loan from Mortgage Master to the investor



Walpole Cooperative Bank

• Loan Processor

  • Feb 1995 - Aug 2012

  Met with customers to describe loan products and application process, sent out initial disclosures, sent new disclosures if change of circumstance occurred, completed internal documents and prepared mortgage file for underwriting, entered loan data into Loan Prospector, Committed loans for sale to Freddie Mac, prepared closing documents, completed reviews of mortgage files for missing docs and followup, prepared discharges and subordinations, tracked documents that were to be recorded to ensure recording was done, checked pricing of loans and prepared rate sheets daily, delivered sold loans to Freddie Mac, booked loans in bank's IT system, answered customer questions throughout loan processing Show less