Change Management Analyst

• Jan 2023 - Present

Develop policies, systems and procedures for change management, development of corporate values, and a bank culture transformation program in all work units of the organization in a holistic, accurate and effective manner.Monitor and evaluate the implementation of corporate values ​​effectively and periodically.

Corporate Banking Analyst

• Oct 2021 - Jan 2023

Ensure optimal levels of customer services for all business products.Develop and expand portfolio and maintain effective business relationships for customers.Provide sales support to all clients and manage efficient working of brand.Maintain effective customer relationships and manage all management services and loans.Coordinate with staff and resolve all issues for business products and services for branch.Monitor all referrals and walk in customers and acquire new customers for branch and develop cross sell opportunity.Maintain effective relationship with all customers and sell all financial products.Documents all sales activities and prepare targets for future sales.Manage and ensure achievement of all target goals.Develop local competition strategies and manage all objections.Maintain effective relationships with important centers.Ensure compliance to regulations and standards.Maintain effective relationship with regulators and address all issues.Develop an environment to develop and support brands. Show less

Senior Credit Analyst

• Jul 2018 - Oct 2021

Credit Analyst

• Apr 2014 - Jun 2018

- Analyze credit data and financial statments to determine the degree of risk involved in extending credit or lending money- Generate financial ratios, using computer evaluate costumers financial status- Making and analyze spread sheet and cash flow- Prepare reports that include the degree of risk involved in extending credit or lending money- Compare liquidty, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. - Review individual or commercial costumer files to identity and select delinquent accounts for collection- Confer with credit association and other business to representatives to exchange credit information- Complete loan applications, including credit analyses and summaries of loan requests and submit to loan committees for approval - Evaluates costumer records and recommend payment plan based on earnings, saving data, payment history and purchase activity Show less

Banking Associate Program Credit Factory Batch 1

• Dec 2013 - Apr 2014

Management trainee program to develop professional Credit Analyst SME Banking

Regional Risk Management Secretary

• Oct 2011 - Dec 2013

- Make schedule, arranging itinerary and appoitment for Risk Manager - Date, time and locatian of committe credit meeting - Travel arrangements - Preparing and distributing papers & documents for meetings - Drafting letters and others documents - Make monthly reports to the head office - Managing petty cash - Filing credit documents - Involved in culture program - Providing office stuff and administration Reg. Risk Management Floor Manado & Floor Sorong - Make schedule, arranging itinerary and appoitment for Risk Manager - Date, time and locatian of committe credit meeting - Travel arrangements - Preparing and distributing papers & documents for meetings - Drafting letters and others documents - Make monthly reports to the head office - Managing petty cash - Filing credit documents - Involved in culture program - Providing office stuff and administration Reg. Risk Management Floor Manado & Floor Sorong

Data Entry

• Jul 2011 - Sep 2011

Apprentice

• Jan 2011 - Mar 2011

Marketing Internship

• Aug 2010 - Sep 2010