Rene Kapusta

CxO | responsible at BANKpay+
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Contact Information
us****@****om
(386) 825-5501
Location
St Pölten, Lower Austria, Austria, AT
Languages
  • German Native or bilingual proficiency
  • English Professional working proficiency
  • French Elementary proficiency

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Credentials

  • PSD2 Open Banking Payment Initiation & Account Information Services
    Finantsinspektsioon / Financial Supervision and Resolution Authority
    Sep, 2019
    - Nov, 2024

Experience

    • Estonia
    • Financial Services
    • 1 - 100 Employee
    • CxO | responsible
      • Jun 2015 - Present

      ⚡ S€PA Instant Wallet — instant s m a r t payment wallet: pay up to € 100.000,- / Tx 24/7 in the 🇪🇺 ⚡ S€PA Instant xPOS — 3 sec. fund settlement omni-channel CloudPoS payment clearing system ⚡ S€PA Request2Pay — 24/7 payment notification service provider: bi-directional real-time messaging No Apps. No Cards. No EMVCo. — SEPA Instant Credit Transfers + eIDAS eGov IDs Open Standards Cardless Real Time Payment Method based on a decentralised PAN European banking infrastructure for an Account 2 Account based exchange of values in a network of trusted entities and individuals. Show less

    • Austria
    • Insurance
    • 100 - 200 Employee
    • Angular / TypeScript Developer
      • Oct 2022 - Jun 2023

      Refining TIM — Tarifieren. Informieren. Managen — the mobile first online calculation tool for distribution partners of Helvetia Versicherungen AG & timSIGN — the fast and easy eSignature solution for insurance offers. Refining TIM — Tarifieren. Informieren. Managen — the mobile first online calculation tool for distribution partners of Helvetia Versicherungen AG & timSIGN — the fast and easy eSignature solution for insurance offers.

    • ⚡ DOPE — Directeur of Product Experience @ S€PA.digital — #hackSEPA #SCTInst
      • Feb 2020 - Feb 2022

      ⚡ SEPA Instant POS — EUR funds credited to an IBAN bank account and available for the merchant in < 5 seconds. — Payment Request via EPC QR Code | NFC | Mobile number | eIDAS to the default bank app. — Accept SEPA Instant Account2Account Payments at your Point of Sale with less fess 24/7. __ W E _ A R E _ H I R I N G __ — __ R E M O T E __ O N L Y __ __ curl api.sepa.digital/inbox -d '{"email": "you+dev@boring.bank.com", "msg": "Aloha!"}' __ __ c-level / advisory board — tel:+43 2742 44303 __ __ biz / sales / doers — mailto:HQ@SEPA.digital __ Note: "Just" the POS SaaS — not the mobile bank app with that bad scan & init transfer UX ;) Show less

    • Entrepreneur / UX Architect
      • Mar 2015 - Feb 2020

      ⇢ Real Time €UR Payment Initiation & Notification Provider⇢ Apple/Google Pay for Instant €UR SEPA Credit Transfers

    • Austria
    • Financial Services
    • 700 & Above Employee
    • Senior Lead Software Engineer
      • Feb 2021 - Jan 2022

      Responsible for keeping one of their internal system compliant & improved the user experience. BORIS — Berichts- Offenlegungs- Rotations- Informationssystem Responsible for keeping one of their internal system compliant & improved the user experience. BORIS — Berichts- Offenlegungs- Rotations- Informationssystem

    • Austria
    • Financial Services
    • 1 - 100 Employee
    • System Architect & Information Designer
      • Feb 2018 - Feb 2019

      Bitcoin & Payment stuff ... Apple & Bitcoin — Bitcoinbon in the iOS Wallet — from the merchant around the corner: "Rene just demonstrated that you can now buy #btc #bitcoin #bitcoinbon at #dm and #merkur in #Austria and get the tokens into your iOS wallet. Good job as always Team coinfinity!" Dec 12, 2018: https://twitter.com/alexpfeiffer/status/1072861357819789313 #bitomat — withdraw EUR cash in exchange for bitcoin cardless from a standard bank ATM near you. Real-Time exchange of e-Cash to EUR. Withdraw cardless from 1500 standard bank ATMs. Be guided by a friendly messenger chat-bot. Apr 4, 2017: https://www.slideshare.net/evo42/bitomat-cash-for-bitcoins-via-cardless-atm-chatbot Show less

    • Senior Software Engineer
      • Jun 2001 - Jun 2018

    • Austria
    • IT Services and IT Consulting
    • 1 - 100 Employee
    • JavaScript Developer | UX Researcher
      • Jan 2013 - Nov 2013

      ALOHA EDITOR - A New Kind of Content Design -- JavaScript Development and User Experience Research for the HTML5 Open Source Inline Editor. ALOHA EDITOR - A New Kind of Content Design -- JavaScript Development and User Experience Research for the HTML5 Open Source Inline Editor.

    • Developer Social Media Technologies
      • Sep 2009 - Aug 2010

    • Austria
    • IT Services and IT Consulting
    • 1 - 100 Employee
    • Senior Software Developer / PoC Hacker
      • Jun 2005 - Nov 2008

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