Experience

First State Bank of St. Charles

• United States
• Banking
• 100 - 200 Employee

• Senior Vice President - Risk Management (Compliance, Credit Analysis, Loan Administration)

  • May 2022 - Present

  Serve as a member of the following bank committees: ALCO, CECL, Compliance, & Loan Approval Committee. Responsibilities include:Leadership and general staff administration.General oversight of Compliance, Credit Analysis, and Commercial Loan Administration departments. Identify and manage enterprise risks.Monitor both policy and regulatory compliance.Vendor Management, enterprise wide- including vetting and timely due diligence.Manage credit quality within the commercial loan portfolio. OREO and credit workout management.Report results of internal and external credit reviews and regulatory exams to the Board of Directors.Compile and record information for quarterly Call Report submission.Monthly calculation of the Loan Loss Reserve. Show less

• Vice President- Risk Management & Loan Administration

  • Mar 2015 - May 2022

  Responsibilities include:Leadership and general staff administration.Identify and manage enterprise risks.Manage credit quality within the commercial loan portfolio. OREO and credit workout management.Monitor both policy and regulatory compliance.Reports results of internal and external credit reviews and regulatory exams to the Board of Directors.Compile and record information for quarterly Call Report submission.Monthly calculation of the Loan Loss Reserve. Show less

• AVP- Business Development Officer

  • Jun 2011 - Mar 2015

  Develop and manage business relationshipsComplete underwriting analysis to submit loan requestsHealthcare lending experienceConstruction lending experienceSBA 504 loan experienceSBA 7(a) loan experienceSBA CAPline Program



Regions Bank

• United States
• Banking
• 700 & Above Employee

• Business Banker

  • Oct 1999 - May 2011

  Business Banker • Develop and manage business relationships whose annual sales are between $2MM-$20MM. • Manage a $14MM Loan portfolio. • Manage an $8MM Deposit portfolio. • Successfully cross-sell and refer other bank products. • Resolve any delinquency in a timely manner. • Completes appropriate training and reports in a timely manner. • Network with associations, civic clubs, and leaders in the community to expand bank relationships. Branch Business Banker • Chairman’s Club winner for top performance. • Develop and manage business relationships whose annual sales are up to $2MM. • Work closely with 12 Branch Managers to submit loan requests, manage relationships, and cross sell bank products. • Network with the area Chamber of Commerce and solicit for new business to expand bank relationships. Business Banking Sales Assistant • Assist loan officers in preparing loan applications, loan closing documents, and loan trailing documents. • Work closely with other departments within the bank to clear exceptions, payment postings, and matured loans. • Compiled monthly reports for one Area Executive. • Inside Sales support to two Business Bankers. Financial Services Representative Teller Show less