Experience

Tasaheel تساهيل

• Financial Services
• 500 - 600 Employee

• Regional Credit Manager

  • Jan 2020 - Present

  • working on many projects (SME, microfinance, individual lending, consumer credit, credit to microfinance, etc

• Director of Basatin Branch in Tasaheel

  • Jan 2016 - Dec 2019

  • Lead a team of 40 credit representatives in a busy research and analysis firm.• Responsible for credit loans and collection including visiting SME sites• Oversaw the day-to-day operations, including meeting with team leaders and auditing activity.• Ensuring proper Compliance with company policies, Legal & regulatory regulations in loan, disbursements, and post-disbursement process.• Conducted credit checks and assessed the creditworthiness of new and existing customers• Developed and implemented credit control procedures to improve cash flow and reduce bad debt Show less



Reffey Financial Company

• Branch Manager

  • 2014 - 2016

  • Managed all loan and credit requests and made approval decisions.• Maintained a database of all borrowers in accordance with company standards.• Oversaw the accurate application of customer payments, credit notes, and other transactions• Established and maintained portfolios of all current lenders.• Ensured that all credit and loan standards were applied.• Periodically reviewed lender portfolios to identify possible risks.• Worked with colleagues on more involved loan and credit transactions. Show less

• credit Team Leader

  • 2012 - 2014

  • Generated reports examining degrees of risk, and presented to credit officers and managers.• Determined loan approvals and prepared required documentation upon approval.• Processed credit approval documents.• Prepared and disbursed loan commitment letters.• Maintained contact with all individuals with open loans or lines of credit.

• Loan financing specialist

  • 2010 - 2012

  • Met with customers requesting loans or lines of credit to start the determination process.• Completed loan request summaries and credit analyses as part of the loan application to submit the information to approval committees.• Coordinated with team leaders to ensure customers received timely responses.• collecting all instalments.