Commercial Credit Analyst

• Feb 2022 - Present

I analyze data to prepare detailed credit analyses that evaluate the creditworthiness of commercial loan applications. Data analyzed includes financial statements, collateral appraisals, cash flow analysis, and credit scores. I analyze data to prepare detailed credit analyses that evaluate the creditworthiness of commercial loan applications. Data analyzed includes financial statements, collateral appraisals, cash flow analysis, and credit scores.

Finance Manager

• Sep 2022 - Present

We specialize in residential and commercial remodels in St. George, Utah and the surrounding areas. We specialize in residential and commercial remodels in St. George, Utah and the surrounding areas.

President

• Nov 2018 - Present

• Founder of Libera LLC • I help small businesses solve their problems and get over their next hurdle. • Provide tailored business consulting services to small-medium sized businesses • Specialize in strategy, business plans, and improving profitability. • Founder of Libera LLC • I help small businesses solve their problems and get over their next hurdle. • Provide tailored business consulting services to small-medium sized businesses • Specialize in strategy, business plans, and improving profitability.

Controller

• Mar 2021 - Feb 2022

• Directed the operation of the accounting department• Prepared financial statements and assisted with the annual budget• Performed the monthly bank reconciliation• Oversaw compliance and auditing functions

Accounting and Compliance Officer

• Apr 2020 - Mar 2021

• Ensured that the credit union was compliant with all necessary financial regulations• Assisted the commercial loan manager with several business loans• Maintained a high level of accuracy in all audits performed

Compliance and BSA Officer

• Apr 2019 - Oct 2019

Compliance and Audit Assistant (Internship)

• Jan 2019 - Apr 2019

Consumer Loan Clerk

• Jul 2017 - Jan 2019

• Reduced Beehive’s loan risk by more than 70%• Increased insurance income by more than 1,000%• Filed timely GAP, Credit Life, and Credit Disability Insurance claims• Resolved credit report disputes for members

Part-Time Teller

• Mar 2017 - Jul 2017

• Helped credit union members with their daily transactions• Balanced at the end of each day after performing hundreds of transactions• Helped credit union members identify and use the credit union's financial services

Strategy Consultant

• Feb 2019 - Apr 2019

Participated in this pilot program, providing consulting services to businesses in Southeast Idaho. • Presented innovative and business changing ideas in front of the companies, as well as other student consultants. • Analyzed finanical statements to arrive at beneficial conculsions. • Analzyed situations impacting the businesses and provided solutions to improve profitability and stability. Participated in this pilot program, providing consulting services to businesses in Southeast Idaho. • Presented innovative and business changing ideas in front of the companies, as well as other student consultants. • Analyzed finanical statements to arrive at beneficial conculsions. • Analzyed situations impacting the businesses and provided solutions to improve profitability and stability.

Marketing Specialist

• Jan 2017 - Jan 2018

• Managed and organized a contact portfolio of over 1,200 contacts • Contacted hundreds of social media influencers • Ensured timely shipment of over 100 products • Managed and organized a contact portfolio of over 1,200 contacts • Contacted hundreds of social media influencers • Ensured timely shipment of over 100 products