Experience

Davidson Homes Mortgage

• United States
• Financial Services
• 1 - 100 Employee

• Mortgage Loan Closer

  • Jul 2022 - Present



First Guaranty Mortgage Corporation®

• United States
• Financial Services
• 200 - 300 Employee

• Closing Manager

  • Jun 2020 - Jun 2022

  ▪ Lead and Manage the Initial Closing Disclosing Team and Sr. Closing and Funding Team ▪ Maintained Service Level Agreement for Closing Packages: 24 Hours for Purchases, 48 Hours for Owner-Occupied Refinances. ▪ Hired, trained, monitored and prepared performance reviews for Initial CD Team and Closing/Funding Team. ▪ Provided continuous and active training to ensure lender cures were reduced and post close matters were reduced each month. ▪ Worked closely with Compliance and Legal Teams to maintain the quality of our loans ▪ Work daily with Post Closing and Investor Relations team to clear outstanding conditions and ensure purchase of our loans ▪ Worked hand-in-hand with other department managers (Initial Disclosures, Processing, Underwriting, IT, Compliance) to work continuously on the improvement of loan processes. Show less



FGMC

• Dallas, Texas, United States

• Supervisor Closing Department

  • Jun 2020 - Dec 2020

  ▪ Provide training for newly hired Closers and Funders ▪ Support a team of 21 Closers and Funders by providing daily support and guidance ▪ Work with other department leads to create efficient workflows and streamline processes ▪ Daily pipeline management and create monthly reports ▪ Handle rush closing requests when needed ▪ Prepare and send Initial Closing Disclosure to borrower, including Change in Circumstances, per TRID Guidelines ▪ Fully audit files and review underwriting conditions to ensure all requirements are satisfied at the closing table ▪ Prepare and send Closing Instructions and Closing Packages for all loan types. ▪ Prepare and order wires for closings ▪ Review funding conditions and provide funding authorize in a timely manner Show less



Homebridge Financial Services, Inc.

• Financial Services
• 700 & Above Employee

• Senior Loan Closer

  • Nov 2016 - May 2020

  Prepare and send Initial Closing Disclosures to borrower, per TRID Guidelines ▪ Fully audit files and review underwriting conditions to ensure all requirements are satisfied at the closing table ▪ Prepare and send Closing Instructions and Closing Packages for all loan types. ▪ Prepare and order wires for closings ▪ Review funding conditions and provide funding authorize in a timely manner Prepare and send Initial Closing Disclosures to borrower, per TRID Guidelines ▪ Fully audit files and review underwriting conditions to ensure all requirements are satisfied at the closing table ▪ Prepare and send Closing Instructions and Closing Packages for all loan types. ▪ Prepare and order wires for closings ▪ Review funding conditions and provide funding authorize in a timely manner



RP Funding

• Senior Loan Closer

  • Nov 2013 - Nov 2016

   Prepare and send Initial Loan Estimate Disclosures and Initial Closing Disclosures, per TRID Guidelines.  Prepare and send Closing Instructions and Closing Packages for all loan types.  Perform Quality Control Audits of Final Closing Disclosures  Prepare and send Re-disclosures to borrower for loan changes  Prepare and send Initial Loan Estimate Disclosures and Initial Closing Disclosures, per TRID Guidelines.  Prepare and send Closing Instructions and Closing Packages for all loan types.  Perform Quality Control Audits of Final Closing Disclosures  Prepare and send Re-disclosures to borrower for loan changes



FBC Mortgage, LLC

• United States
• Financial Services
• 400 - 500 Employee

• Loan Processing Assistant

  • Dec 2012 - Nov 2013

   Order appraisals, final inspections, title searches, homeowners’ insurance, and surveys.  Maintain communication with builders for status of home construction  Contact borrowers to collect information and documentation required.  Order appraisals, final inspections, title searches, homeowner insurance and surveys.  Assist processors and loan officers with various work duties and requirements.  Order appraisals, final inspections, title searches, homeowners’ insurance, and surveys.  Maintain communication with builders for status of home construction  Contact borrowers to collect information and documentation required.  Order appraisals, final inspections, title searches, homeowner insurance and surveys.  Assist processors and loan officers with various work duties and requirements.



International Fidelity Insurance Company

• Maitland, FL

• Administrative Assistant

  • Feb 2008 - Nov 2010

   Performed analysis of corporate and personal financial statements as well as credit reports.  Invoiced clients for outstanding balances and collection notices.  Analysis of personal and business credit reports (basic)  Scheduled appointments, made travel arrangements, and provided all required administrative duties including coordinating vendor appointments  Performed analysis of corporate and personal financial statements as well as credit reports.  Invoiced clients for outstanding balances and collection notices.  Analysis of personal and business credit reports (basic)  Scheduled appointments, made travel arrangements, and provided all required administrative duties including coordinating vendor appointments



Pinnacle Financial Corporation / Impac Funding

• Orlando, Florida, United States

• Post-Closing, Final Documents Manager, AVP

  • Jan 2000 - Jan 2008

   Supervised staff of 8  Manage investor reports and repurchase/make-whole process; ordered funds and obtained original documentation from the investors.  Manage file room and post-closing documents.  Manage escrow holdbacks by monitoring contractor's work, obtaining inspections, and authorizing the release of funds  Handled annual HMDA reporting  Supervised staff of 8  Manage investor reports and repurchase/make-whole process; ordered funds and obtained original documentation from the investors.  Manage file room and post-closing documents.  Manage escrow holdbacks by monitoring contractor's work, obtaining inspections, and authorizing the release of funds  Handled annual HMDA reporting



Chelsea Title

• Casselberry, Florida, United States

• Residential Property Title Processor

  • Jun 1998 - Jan 2000

   Ordered, examined and cleared title reports, ordered and reviewed surveys and termite reports.  Coordinated closing schedules with borrowers, sellers, real estate agents and other related parties  Reconciled escrow accounts by printing and mailing checks to applicable parties in closing.  Prepared lender policies and owner policies; and delivered loan closing documentation to lenders.  Obtained and clear payoffs for mortgages and liens  Ordered, examined and cleared title reports, ordered and reviewed surveys and termite reports.  Coordinated closing schedules with borrowers, sellers, real estate agents and other related parties  Reconciled escrow accounts by printing and mailing checks to applicable parties in closing.  Prepared lender policies and owner policies; and delivered loan closing documentation to lenders.  Obtained and clear payoffs for mortgages and liens