Experience

Betternow Finance Company
• Zambia
• Financial Services
• 1 - 100 Employee
• Credit Manager

  • Sep 2017 - Present


AB Bank Zambia Limited

• Branch Manager

  • Jun 2015 - Sep 2017

   managing a branch as a profit center of the Bank Managing both lending activities and Retail/Operations at the branch Managing and motivating branch staff to achieve agreed financial and operational performance targets Fulfillment of the Branch’s targets and performance standards as set by the Management Team Managing relations with Head Office, other branches, local authorities, and local business community

• Credit Supervisor

  • Aug 2014 - Sep 2016

  ensuring fulfillment of quantitative and qualitative targets for a group of Loan Officers, as set by the department; Steadily and consistently building up and managing group portfolio Heading Credit Committees and Recovery Committees and taking loan decisions on a daily basis while ensuring a high quality loan portfolio; Coordinating on-the-job training and providing opportunities for team members to develop their knowledge and skills; ensuring that team members work complies with the banks procedures, standards and legislation demonstrating a comprehensive knowledge of the bank’s credit cycle, Credit Procedures and Regulations; Taking a proactive role in team building and encouraging team members to support each other in the achievement of individual and team targets Show less

• Senior Credit Officer

  • Oct 2012 - Jan 2014

  Conducting Direct Marketing of Bank Loans and Other Banking Services and basic Screening and Pre-assessment of potential clients. Conducting Business, Home and Assessment of clients to determine loan repayment capacity of Clients. Sitting in Credit Committee where proposals on loan applications are discussed and decided. Sitting in Recovery Committee where recovery measures and activities for difficult and overdue Loans are decided and followed up. Loan Portfolio Management. Conducting Direct Marketing of Bank Loans and Other Banking Services and basic Screening and Pre-assessment of potential clients. Conducting Business, Home and Assessment of clients to determine loan repayment capacity of Clients. Sitting in Credit Committee where proposals on loan applications are discussed and decided. Sitting in Recovery Committee where recovery measures and activities for difficult and overdue Loans are decided and followed up. Loan Portfolio Management.