Experience

UPN "Veteran" Jawa Timur

• Indonesia
• Education Administration Programs
• 200 - 300 Employee

• Lecturer

  • May 2021 - Present



PT. BANK NEGARA INDONESIA (Persero) Tbk.

• Indonesia
• Banking
• 700 & Above Employee

• Commercial Relationship Manager Ad. Loan at Risk

  • Apr 2019 - Mar 2020

  1. Credit analyisis and establish relationship for Loan at Risk debtors of commercial segment (SME ranging from 15 billion to 200 billion).2. Analyse loan structuring and monitoring through periodic account review.3. Maintaning quality of credit of Watclist, Pra-Non Performing Loan and Non Performing Loan Debtors.4. Managing people with problem loans by providing financial solutions.

• Commercial Relationship Manager

  • Nov 2018 - Apr 2019

  1. Credit analysis and establish relationship for Business Banking (SME), preparing the required credit and financial analysis as per the Bank policies and procedures to enhance the bank’s market share.2. Spread and analyse financial statements, preparation of credit application, documentation & post- sanction, monitoring through periodic account review/renewal.3. Manage the existing loan portfolio to ensure establishment of appropriate account review/renewal.4. Manage the existing loan portofolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.5. Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits call reports.

• Officer Development Program

  • May 2018 - Nov 2018



PT Indojava Rubber Co

• Provinsi Jawa Tengah, Indonesia

• Quality Control Intern

  • Feb 2012 - Mar 2012