Ransford Andoh(CA,MBA,BCOM,HND)
HEAD,CREDIT CONTROL AND RISK at Ernest chemists- Claim this Profile
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Bio
Credentials
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ICAG,MBA,BCOM,HND
BCom,MBA
Experience
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Ernest chemists
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Pharmaceutical Manufacturing
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100 - 200 Employee
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HEAD,CREDIT CONTROL AND RISK
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Aug 2016 - Present
Credit Administration,Monitoring, Recovery, Risk assessment and Monitoring, Monitoring of payment to the bank, Budgeting, Tax comliance Credit Administration,Monitoring, Recovery, Risk assessment and Monitoring, Monitoring of payment to the bank, Budgeting, Tax comliance
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Branch Manager
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Aug 2012 - Present
• Supervises the branch officers, providing support to staff and ensuring that both short term and long term branch goal are achieved. • Ensuring a strong portfolio growth, superior loan portfolio quality, strong client service, and good employee morale and branch profitability. Strengthen profitability by developing and servicing clients directly. • Ensure that branch maintain up-to-date, accurate records and generates necessary reports on time. • Plan and coordinate an efficient branch workflow. • Plan and manage branch financial budget. • Ensuring a collaborative working relationship with the other managers . • Analyze and monitor the trend of productivity of all officers at the branch for necessary actions. • Training/Coaching of all branch staff with an overall objective of improved product knowledge and performance. • Coordinate the activities (product/process development/review, forms and procedures update, and credit risk management, compliance improvement) to promote efficiency and development of the branch’s loan portfolio • Liquidity Management. • Authorization of all daily operational transactions at the branch level. Show less
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ECOBANK-ACCION
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ACCRA
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SENIOR CREDIT OFFFICER ( CREDIT SUPERVISOR)
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Sep 2010 - Aug 2012
• Support Loan Officers to meet and exceed targets, ensure growth and quality of the branch’s loan portfolio. • Coordinate, plan supervises and organizes all lending activities regarding: • 1. Promotion of all types of products. • 2. Efficient loan analysis and processing. • 3. Committee(Credit and Arrears), regular monitoring • 4. Training/Coaching of all Credit related branch staff with an overall objective of improved product knowledge and performance. • Maintain the Loan Database and monitoring of Portfolio on a branch level. • Identify and initiate processes improvement that enhance efficiency and productivity of loan officers and discuss them with credit department. • Analyze and monitor the trend of productivity of loan officers for necessary actions. • Implement all relevant credit related changes and follow up on its compliance on branch level. • Coordinate the activities (product/process development/review, forms and procedures update, and credit risk management, compliance improvement) to promote efficiency and development of the branch’s loan portfolio. • Monitor development of arrears on branch level as well as loan officer’s level and offer appropriate support for recovery. • Supervision of Cheque clearing and processing. • Review of employee performance on a monthly basis. • Authorization of all daily operational transactions at the branch level. • Liquidity Management. Show less
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Education
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2014 - 2016
UNIVERSITY OF PROFESSIONAL STUDIES
Master of Business Administration (M.B.A.), Accounting and Finance -
2007 - 2010
University of Cape Coast
Bachelor's Degree, ACCOUNTING AND FINANCE -
2001 - 2004
cape coast polytechnic
H.N.D, Accounting
Community
