Experience

Mulligan Funding, LLC

• United States
• Financial Services
• 100 - 200 Employee

• Credit Analyst

  • Nov 2021 - Present

  - Reviewed financial statements and conducted in-depth analysis of business bank statements to determine credit worthiness of small / medium sized businesses for Working Capital. 500k- 50mm+ in annual revenue. - Analyzed personal & business credit reports. - Completed credit memos for approved loans that supported the decision and the structure of the proposed financing. - Researched online resources to protect against fraud. - Conducted interviews with the CFOs/CEOs of applicants to better understand business operations and financing needs. - Interfaced with the internal sales team on loan approvals. - Advised the collections team on appropriate workout plans for delinquent clients. Show less



Axos Bank

• United States
• Banking
• 700 & Above Employee

• Junior Banking Analyst

  • Apr 2021 - Dec 2021

  - Assisted in managing a variety of delinquent loans throughout the bank’s SFR portfolio. - Cooperated with FNMA & GNMA to help borrowers experiencing COVID-19 hardships by processing forbearances, deferments, and loan modifications. - Prepared monthly potential impairment reports for the bank’s loans to recommend charge offs in portfolios including Auto/RV, SFR mortgages, Income Property Lending, Commercial Construction, and Unsecured loans. - Developed process improvements & job aids to train new-hires efficiently. - Transitioned into the Commercial Real Estate Portfolio Management division - Specializing in construction draws and loan reviews. Show less



Pet Food Express

• United States
• Retail
• 300 - 400 Employee

• Senior Consultant

  • Aug 2016 - Jan 2021



Allianz Global Investors

• Financial Services
• 700 & Above Employee

• Intern

  • Jul 2016 - Jul 2016

  * Completed and presented a mutual fund product development project incorporating topics such as investment strategies, investment processes and risk management. * Designed an equity/bond portfolio and marketing strategy for the hypothetical mutual fund. * Researched asset classes including stocks, bonds and commodities. * Gained exposure to the technology and compliance departments. * Presented research and projects to branches in San Diego (and via video conference to) San Francisco, Dallas, and New York, including to the CEO of the firm. Show less