Experience

Deserve

• Financial Services
• 100 - 200 Employee

• Director of Product Management

  • Jul 2022 - Present

  Palo Alto, California, United States

• Sr. Product Manager

  • Feb 2020 - Jun 2022

  San Francisco Bay Area



Ondot Systems, Inc.

• United States
• IT Services and IT Consulting
• 1 - 100 Employee

• Director, Product Management

  • Oct 2018 - Feb 2020

  San Francisco Bay Area • Revamped a cloud-native, web-based backend application focused on streamlining Financial Institution onboarding, administrative tasks, and customer support functions, while also delivering valuable business insights through dashboards and reports. • Expanded the Alerts product by incorporating additional alert categories, enabling the customization of alert notification templates, and facilitating multi-channel notification delivery. • Successfully orchestrated the entire product… Show more • Revamped a cloud-native, web-based backend application focused on streamlining Financial Institution onboarding, administrative tasks, and customer support functions, while also delivering valuable business insights through dashboards and reports. • Expanded the Alerts product by incorporating additional alert categories, enabling the customization of alert notification templates, and facilitating multi-channel notification delivery. • Successfully orchestrated the entire product life cycle, strategically aligning product development, market strategy, and go-to-market efforts to ensure comprehensive product and business success. Show less



Moody's Analytics

• United States
• Financial Services
• 700 & Above Employee

• Assistant Director, Advisory Services

  • Dec 2014 - Oct 2018

  San Francisco Bay Area • Advising risk management and investment divisions at banks, insurance companies and asset managers on credit portfolio management. Projects include Economic Capital/ Value at Risk, Risk-Based Limits setting, development of Risk Appetite statement, Asset Allocation, Multi-Period Capital Planning, Risk Based Pricing, Stress Testing (CCAR/DFAST) and Reverse Stress Testing, probability of default (PD) modeling, scorecard designing and implementing portfolio economic capital product… Show more • Advising risk management and investment divisions at banks, insurance companies and asset managers on credit portfolio management. Projects include Economic Capital/ Value at Risk, Risk-Based Limits setting, development of Risk Appetite statement, Asset Allocation, Multi-Period Capital Planning, Risk Based Pricing, Stress Testing (CCAR/DFAST) and Reverse Stress Testing, probability of default (PD) modeling, scorecard designing and implementing portfolio economic capital product • Designed and developed a product offering to manage portfolio risk that helped expand the client base to tier 2 financial institutions • Perform various quantitative and qualitative analyses for credit risk assessment and provide framework for enhancing clients’ credit related processes • Implement forward looking expected credit loss (ECL) models to calculate impairment of financial instruments under IFRS 9 and CECL • In-depth working knowledge on multiple risk products in Moody’s portfolio which include portfolio economic capital product- RiskFrontier, single-name probability of default (PD) model for private firms – RiskCalc and public firms- CreditEdge, loss given default (LGD) model- RiskCalc, stress testing model- Stressed EL Calculator, IFRS 9 and CECL impairment calculation- ImpairmentCalc • Involved in end-to-end implementation of over 12 projects on credit risk modeling including project scoping, writing work orders and delivery of the services • Trained over 200 clients from various financial institution including banks, insurance companies, asset managers and corporates on modeling and managing portfolio credit risk for portfolios consisting of C&I loans, CRE loans, Retail loans, munis, sovereigns and structured instruments

• Sr. Credit Risk Specialist

  • Sep 2011 - Dec 2014

  San Francisco Bay Area Support Moody’s Analytics’ Credit Risk products and their underlying models including RiskCalc, LossCalc, RiskCalc Plus, CreditEdge, CreditEdge Plus, CreditMonitor with primary focus on portfolio economic capital product – RiskFrontier. Help understand the modeling, technical and functional aspects of Risk Frontier to clients which includes Banks, Asset Managers, Insurance Companies, Energy Firms and Fortune 500 Corporations. Provide training and mentoring of new employees which involves… Show more Support Moody’s Analytics’ Credit Risk products and their underlying models including RiskCalc, LossCalc, RiskCalc Plus, CreditEdge, CreditEdge Plus, CreditMonitor with primary focus on portfolio economic capital product – RiskFrontier. Help understand the modeling, technical and functional aspects of Risk Frontier to clients which includes Banks, Asset Managers, Insurance Companies, Energy Firms and Fortune 500 Corporations. Provide training and mentoring of new employees which involves giving presentations and seminars on various aspects of RiskFrontier.



Katonah EvE LLC

• United States
• Financial Services
• 1 - 100 Employee

• Research Analyst

  • May 2010 - Sep 2011

  Chicago Designed models to back-test and optimize various proprietary based strategies on commodity futures. Developed a model using Matlab as an interface to structure a portfolio with minimum variance for different commodity futures’ instruments and carried out Walk-Forward tests to analyze the robustness of the system. Created database of minute data bars for various commodity future asset classes by refining the raw data to adjust for the volume based rollover and filtered for noisy data… Show more Designed models to back-test and optimize various proprietary based strategies on commodity futures. Developed a model using Matlab as an interface to structure a portfolio with minimum variance for different commodity futures’ instruments and carried out Walk-Forward tests to analyze the robustness of the system. Created database of minute data bars for various commodity future asset classes by refining the raw data to adjust for the volume based rollover and filtered for noisy data using various statistical techniques. Developed a peripheral system to standardize the data taken from different data vendors which would be fed in as an input for already existing models. Show less



Inventure Growth and Securities Ltd.

• Equity Research Analyst

  • Aug 2009 - Apr 2010

  Mumbai Area, India Developed a model which generated entry and exit signals along with the target price based on the volatility of the markets and other proprietary based strategies for long term and short term horizons. Analyzed stocks with positive correlation to perform statistical pair trading and taking opportunity when the correlation between them broke down betting that the "spread" between the two would eventually converge. Backtested and executed different Option Strategies like Delta Neutral… Show more Developed a model which generated entry and exit signals along with the target price based on the volatility of the markets and other proprietary based strategies for long term and short term horizons. Analyzed stocks with positive correlation to perform statistical pair trading and taking opportunity when the correlation between them broke down betting that the "spread" between the two would eventually converge. Backtested and executed different Option Strategies like Delta Neutral Spreads (Straddles/Strangles) and Range Trading Spreads (Butterfly/Box/Conversion). Traded in equity and index futures for high net worth clients utilizing cash of INR 100 million (approx $2.2 million). Show less



Biomedicon Systems(I) Pvt. Ltd.

• Sales and Service Engineer

  • Jun 2007 - Dec 2007

  Mumbai Area, India Marketing and training of different biomedical equipments including Ventilators, Pulse Oximeters to various doctors alongside providing them with the servicing of the same.