Experience

Garanti BBVA Leasing Romania

• Romania
• Financial Services
• 1 - 100 Employee

• Senior Underwriter

  • Oct 2021 - Present



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• London, United Kingdom

• Purchases & Sales Manager

  • Mar 2018 - Jun 2021

  • conduct research to ascertain the best products and suppliers in terms of best value, delivery schedules and quality; • liaise between suppliers, manufacturers, relevant internal departments and customers; • build and maintain good relationships with new and existing suppliers; • process payments and invoices; • keep contract files and use them as reference for the future; • forecast price trends and their impact on future activities; • keep a constant check on stock levels; • develop a purchasing strategy; • produce reports and statistics on spending and saving; • ensure suppliers are aware of business objectives. Show less



Garanti BBVA Romania

• Romania
• Banking
• 400 - 500 Employee

• Commercial & SME Underwriter

  • Nov 2016 - Mar 2018

  -Performing proportionate analysis of credit data and financial statements to determinate the degree of risk involved in extending finance to applicants;-Undertaking creditworthiness analysis based on various financial and non-financial information points with the aim of establishing the request for finance are plausible, affordable and sustainable with an underwriting rationale applied to each case prior to deacceassiong.-Accurately communicating approval conditions to the sale teams and other relevant staff.-Obtaining the information required to complex the reporting statements: P&L, stock, capex.- Analysing the results (sales / cogs / capex) in direct relation with the business of the company; this analysis is made for companies with turnover up to EUR 10,000.000- Approving credit requests in own competency ~ EUR 50,000- Analysing the financial data from the group companies and when is necessary I make financial consolidations for the entire group- Make the budget & forecasts for each transaction which I analyse- Commercial support for the relationship managers from my portfolio of clients Show less

• Corporate Account Manager

  • Jul 2014 - Nov 2016

  Main Responsibilities: - Acquire and manage a portfolio of Corporate customers by actively promoting the Bank’s products and services for that segment- Provide support for Senior Corporate Managers- Achieve assigned realization targets, ensuring excellent customer relationship and complete assistance to customers’ needs- Prepare and structure customized credit packages - loan proposals,- Ensure excellent service quality to all the customers, collaborating closely with all relevant structures of the Bank Show less

• Internship Trainee

  • Feb 2014 - Jul 2014



L'Oréal

• France
• Personal Care Product Manufacturing
• 700 & Above Employee

• Dermoconsultant Vichy, La Roche Posay

  • Oct 2012 - Jul 2013