Raluca Buia

Director General at Imocredit IFN SA
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Contact Information
Location
Cluj, Romania, RO
Languages
  • English Full professional proficiency

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Experience

    • Romania
    • Financial Services
    • 1 - 100 Employee
    • Director General
      • Sep 2020 - Present

    • Romania
    • Automotive
    • 1 - 100 Employee
    • Office Manager
      • Jun 2019 - May 2020

      • Coordoneaza departamentul financiar-administrativ al companiei;• Coordoneaza si se implica direct in stabilirea si implementarea strategiei si a planului fiecarui proiect pentru a asigura rezultate optime;• Defineste si aloca responsabilitati clare persoanelor din subordine, supervizeaza activitatea acestora in functie de obiectivele stabilite;• Sarcini administrative și de organizare, relaționare cu departamentele companiei;• Identifica noi oportunitati in acord cu viziunea companiei.

    • Greece
    • Banking
    • 700 & Above Employee
    • Branch Manager
      • Aug 2015 - May 2019

    • Romania
    • Banking
    • 1 - 100 Employee
    • Branch Manager
      • Mar 2012 - Aug 2015

      Coordination, control and integration of all employees in the branch's efforts to achieve sales targets set by the following activities:- coordination of marketing: attracting new customers, maintaining the existing, non-standard conditions negotiation.- management of products and services.- direct and indirect actions to promote banking products.- monitoring the competition - coordinating and monitoring services to customers.- coordinating staff at branch level to achieve targets and objectives.- continuous assessment and training of staff members.- authorize and check transactions for customers.- monitoring compliance of staff working hours.- preventive control activity.- coordination and solving of administrative problems.Responsibilities:  - adhere to banking objectives. - to learn and respect all banking regulations and legislation.  - implementation of Banking Policy. - organisation of internal staff meetings. - implementing and complying with the Code of Conduct.

    • Deputy Manager
      • Jun 2011 - Feb 2012

      - supervise and control the retail business systematically and monitor daily branch sales targets.- organize the daily staff daily operations and ensure efficient and timely service to all retail customers through the bank standards.- check and control the daily reports and documents issued by subordinate employees in accordance with applicable national regulations.- secure transactions through the approval of retail customers under the limits of competence.- ensure that customer complaints are recorded and reported to the aquired body and escalated if necessary.- ensure the efficient and timely response to all banking transactions. Provide a comprehensive and quality service to all clients, and facilitate disputes or complaints when necessary.- supervise the opening and closing of cashier kiosk’s. Monitor the supply and collection of cash for both ATM and cashier kiosk’s in accordance with banking policies and procedures.- responsible for the filing/archiving of documents in accordance with internal procedures. - responsible for compliance with the bank’s activity on KYC and AML. Internal rules strictly conveyed towards the identification, verification, monitoring and reporting of risk customers.

    • Branch Manager (substitute the existing Manager, maternity leave)
      • May 2010 - May 2011

      Coordination, control and integration of all employees in the branch's efforts to achieve sales targets set by the following activities:- coordination of marketing: attracting new customers, maintaining the existing, non-standard conditions negotiation.- management of products and services.- direct and Indirect actions to promote banking products.- monitoring the competition.- coordinating and monitoring services to customers.- coordinating staff at branch level to achieve targets and objectives.- continuous assessment and training of staff members.- authorize and check transactions for customers.- monitoring compliance of staff working hours.- preventive control activity.- coordination and solving of administrative problems.Responsibilities:  - adhere to banking objectives. - to learn and respect all banking regulations and legislation. - implementation of Banking Policy. - organisation of internal staff meetings. - implementing and complying with the Code of Conduct.

    • Deputy Manager
      • Nov 2009 - Apr 2010

      Supervise and control the retail business systematically and monitor daily branch sales targets.- organize the daily staff daily operations and ensure efficient and timely service to all retail customers through the bank standards.- check and control the daily reports and documents issued by subordinate employees in accordance with applicable national regulations.- secure transactions through the approval of retail customers under the limits of competence.- ensure that customer complaints are recorded and reported to the aquired body and escalated if necessary.- ensure the efficient and timely response to all banking transactions. Provide a comprehensive and quality service to all clients, and facilitate disputes or complaints when necessary.- supervise the opening and closing of cashier kiosk’s. Monitor the supply and collection of cash for both ATM and cashier kiosk’s in accordance with banking policies and procedures.- responsible for the filing/archiving of documents in accordance with internal procedures. - responsible for compliance with the bank’s activity on KYC and AML. Internal rules strictly conveyed towards the identification, verification, monitoring and reporting of risk customers.

    • Retail Banking Officer
      • Mar 2007 - Oct 2009

      - customer service of basic banking needs that do not involve cash transactions.- promote all retail products. Analyse customer needs and suggest products/services that meet those needs.- prepare, collect and verify all documents submitted by customers. Monitor the progress of client requests and make sure they are handled efficiently and effectively.- provide an after-sales technique on products/services when applicable.- CRM – Update client information( e.g personal information, items sold, etc). Monitor and secure updated information on banking systems.- archive all documents in accordance with internal policies (i.e know your customer, customer records, closing day, etc)

    • Romania
    • Financial Services
    • 100 - 200 Employee
    • Credit adviser
      • Nov 2006 - Feb 2007

      Consultancy retail credit file prepared in collaboration with commercial banks Consultancy retail credit file prepared in collaboration with commercial banks

    • Cashier
      • Jul 2006 - Sep 2006

    • Cashier
      • Jul 2004 - Sep 2004

    • Cashier
      • Jul 2003 - Sep 2003

Education

  • Universitatea Creștină „Dimitrie Cantemir” din București
    Master's degree, Marketinng
    2005 - 2007
  • Universitatea Creștină „Dimitrie Cantemir” din București
    Bachelor of Finance, Banking and Financial Support Services
    2001 - 2005
  • Mihai Eminescu High School of Baia Mare
    Bachelor's degree, Philology Profile
    1997 - 2001

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