Project Manager

• Jan 2023 - Present

Field Bilingual Benefits Enrollment Counselor

• Sep 2022 - Jan 2023

Senior Mortgage Processor

• Mar 2020 - Jan 2023

Senior Mortgage Processor

• Aug 2018 - Mar 2020

• FHA, VA, USDA and conventional loan review – income analysis, creditworthiness, collateral, sales contract • Review of loan file for Underwriting submission; all re-disclosures & preparation of CD for closing • Extensive involvement with Loan Officers re: applications, conditions, submissions, issue resolution • File from initial application intake through closing, following TRID guidelines, disclosure, adherence • FHA, VA, USDA and conventional loan review – income analysis, creditworthiness, collateral, sales contract • Review of loan file for Underwriting submission; all re-disclosures & preparation of CD for closing • Extensive involvement with Loan Officers re: applications, conditions, submissions, issue resolution • File from initial application intake through closing, following TRID guidelines, disclosure, adherence

Senior Mortgage Processor

• Dec 2015 - Aug 2018

• Attention to detail, proofreading and concise communication with clients, analysis and scrutiny of documentation • High-pressure; ability to focus and meet deadlines • Specializing in USDA, FHA, VA, Conventional loan types – structuring loans for accuracy and data integrity • Self-employment calculations/guideline expertise in all products • Appraisal, credit, title, disclosures, deed, homeowner’s, CD, survey, etc. review and analysis • Expertise in Encompass loan system; DU… Show more • Attention to detail, proofreading and concise communication with clients, analysis and scrutiny of documentation • High-pressure; ability to focus and meet deadlines • Specializing in USDA, FHA, VA, Conventional loan types – structuring loans for accuracy and data integrity • Self-employment calculations/guideline expertise in all products • Appraisal, credit, title, disclosures, deed, homeowner’s, CD, survey, etc. review and analysis • Expertise in Encompass loan system; DU, LP, USDA GUS, etc. Show less • Attention to detail, proofreading and concise communication with clients, analysis and scrutiny of documentation • High-pressure; ability to focus and meet deadlines • Specializing in USDA, FHA, VA, Conventional loan types – structuring loans for accuracy and data integrity • Self-employment calculations/guideline expertise in all products • Appraisal, credit, title, disclosures, deed, homeowner’s, CD, survey, etc. review and analysis • Expertise in Encompass loan system; DU… Show more • Attention to detail, proofreading and concise communication with clients, analysis and scrutiny of documentation • High-pressure; ability to focus and meet deadlines • Specializing in USDA, FHA, VA, Conventional loan types – structuring loans for accuracy and data integrity • Self-employment calculations/guideline expertise in all products • Appraisal, credit, title, disclosures, deed, homeowner’s, CD, survey, etc. review and analysis • Expertise in Encompass loan system; DU, LP, USDA GUS, etc. Show less

Senior Mortgage Processor

• Sep 2014 - Dec 2015

• FHA, VA, USDA and conventional loan review – income analysis, creditworthiness, collateral, sales contract • Review of loan file prior to submission and pre-closing • FHA, VA, USDA and conventional loan review – income analysis, creditworthiness, collateral, sales contract • Review of loan file prior to submission and pre-closing

Underwriter II

• Sep 2012 - Aug 2014

• Created financial analysis reports of residential real estate, borrowers' financial statements, lease reviews and market research • Exceeded quarterly disposition goals by 10%. Researched insurance information and flood certificates • Performed extensive analytical calculations, including a complete audit of each borrower's application • Adhered to all federal and state compliance guidelines relative to retail mortgage lending • Analyzed applicants' financial status, credit and… Show more • Created financial analysis reports of residential real estate, borrowers' financial statements, lease reviews and market research • Exceeded quarterly disposition goals by 10%. Researched insurance information and flood certificates • Performed extensive analytical calculations, including a complete audit of each borrower's application • Adhered to all federal and state compliance guidelines relative to retail mortgage lending • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan Show less • Created financial analysis reports of residential real estate, borrowers' financial statements, lease reviews and market research • Exceeded quarterly disposition goals by 10%. Researched insurance information and flood certificates • Performed extensive analytical calculations, including a complete audit of each borrower's application • Adhered to all federal and state compliance guidelines relative to retail mortgage lending • Analyzed applicants' financial status, credit and… Show more • Created financial analysis reports of residential real estate, borrowers' financial statements, lease reviews and market research • Exceeded quarterly disposition goals by 10%. Researched insurance information and flood certificates • Performed extensive analytical calculations, including a complete audit of each borrower's application • Adhered to all federal and state compliance guidelines relative to retail mortgage lending • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan Show less

Senior Mortgage Processor

• Sep 2011 - Aug 2012

• Collaboration with other administrative team members and the finance department on special projects and events • Communicated regularly with management regarding portfolio performance and new loan transaction quality • Assisted senior-level credit officers with complex loan applications • Complied with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act • Maintained confidentiality of… Show more • Collaboration with other administrative team members and the finance department on special projects and events • Communicated regularly with management regarding portfolio performance and new loan transaction quality • Assisted senior-level credit officers with complex loan applications • Complied with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act • Maintained confidentiality of bank records and client information Show less • Collaboration with other administrative team members and the finance department on special projects and events • Communicated regularly with management regarding portfolio performance and new loan transaction quality • Assisted senior-level credit officers with complex loan applications • Complied with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act • Maintained confidentiality of… Show more • Collaboration with other administrative team members and the finance department on special projects and events • Communicated regularly with management regarding portfolio performance and new loan transaction quality • Assisted senior-level credit officers with complex loan applications • Complied with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act • Maintained confidentiality of bank records and client information Show less

Operations/Processing Manager

• Nov 2006 - Aug 2011

• Developed and implemented efficient accounting, financial and operational systems. • Led the modeling, planning and execution of all financial processes. • Measured loan submissions based on quality control plans and investor regulatory compliance standards. • Managed team of 15-20 of professionals. • Served as mentor to junior team members. Defined strategy and business plan for Processing Department. • Increased profits by developing, initiating, and managing Processing… Show more • Developed and implemented efficient accounting, financial and operational systems. • Led the modeling, planning and execution of all financial processes. • Measured loan submissions based on quality control plans and investor regulatory compliance standards. • Managed team of 15-20 of professionals. • Served as mentor to junior team members. Defined strategy and business plan for Processing Department. • Increased profits by developing, initiating, and managing Processing team • Created and measured project flow, deadline adherence; incentivized team to push performance to higher standards, quality and pace Show less • Developed and implemented efficient accounting, financial and operational systems. • Led the modeling, planning and execution of all financial processes. • Measured loan submissions based on quality control plans and investor regulatory compliance standards. • Managed team of 15-20 of professionals. • Served as mentor to junior team members. Defined strategy and business plan for Processing Department. • Increased profits by developing, initiating, and managing Processing… Show more • Developed and implemented efficient accounting, financial and operational systems. • Led the modeling, planning and execution of all financial processes. • Measured loan submissions based on quality control plans and investor regulatory compliance standards. • Managed team of 15-20 of professionals. • Served as mentor to junior team members. Defined strategy and business plan for Processing Department. • Increased profits by developing, initiating, and managing Processing team • Created and measured project flow, deadline adherence; incentivized team to push performance to higher standards, quality and pace Show less

Senior Mortgage Processor

• Jan 2002 - Nov 2006

• Directed and educated junior team members on auditing techniques and software. • Developed more efficient filing systems and customer database protocols. • Handled and processed confidential borrower information. • Maintained and organized mastered banking guidelines and statutory requirements to stay updated on new laws and applications. • Achieved proper compliance and accurate executive level reporting. • Directed and educated junior team members on auditing techniques and software. • Developed more efficient filing systems and customer database protocols. • Handled and processed confidential borrower information. • Maintained and organized mastered banking guidelines and statutory requirements to stay updated on new laws and applications. • Achieved proper compliance and accurate executive level reporting.