Experience

FirstOntario Credit Union

• Canada
• Banking
• 300 - 400 Employee

• Senior Financial Accountant

  • Apr 2021 - Present

   Accountable for preparation and delivery of monthly, quarterly, and annual financial reports, regulatory reporting and Board financial packages.  Responsible for complex accounting, including derivatives, hedge accounting, investments, expected credit loss and securitization.  Completion of accounting entries and reconciliations related to investment, loans securitizations, derivatives, expected credit losses and securitization.  Ensure maintenance of the IFRS 9 expected credit… Show more  Accountable for preparation and delivery of monthly, quarterly, and annual financial reports, regulatory reporting and Board financial packages.  Responsible for complex accounting, including derivatives, hedge accounting, investments, expected credit loss and securitization.  Completion of accounting entries and reconciliations related to investment, loans securitizations, derivatives, expected credit losses and securitization.  Ensure maintenance of the IFRS 9 expected credit loss model. In charge of analyzing, reporting, and preparing appropriate journal entries and reconciliations.  Ensure compliance with IFRS , by performing effectiveness testing, documentation and preparation of hedge accounting documentation.  Diligently prepare entries, including consolidation entries, required in the financial reporting required for the Corporate Investment department (including investment programs in loans, real estate, securitization, private equity, and other programs, accounting for subsidiaries.  Deliver year-end reporting responsibilities, including preparation of financial statement note disclosure for investments, derivatives, expected credit losses, securitizations and hedge accounting.  Accurately prepare monthly and annual reporting to FSRA, the regulator. Show less  Accountable for preparation and delivery of monthly, quarterly, and annual financial reports, regulatory reporting and Board financial packages.  Responsible for complex accounting, including derivatives, hedge accounting, investments, expected credit loss and securitization.  Completion of accounting entries and reconciliations related to investment, loans securitizations, derivatives, expected credit losses and securitization.  Ensure maintenance of the IFRS 9 expected credit… Show more  Accountable for preparation and delivery of monthly, quarterly, and annual financial reports, regulatory reporting and Board financial packages.  Responsible for complex accounting, including derivatives, hedge accounting, investments, expected credit loss and securitization.  Completion of accounting entries and reconciliations related to investment, loans securitizations, derivatives, expected credit losses and securitization.  Ensure maintenance of the IFRS 9 expected credit loss model. In charge of analyzing, reporting, and preparing appropriate journal entries and reconciliations.  Ensure compliance with IFRS , by performing effectiveness testing, documentation and preparation of hedge accounting documentation.  Diligently prepare entries, including consolidation entries, required in the financial reporting required for the Corporate Investment department (including investment programs in loans, real estate, securitization, private equity, and other programs, accounting for subsidiaries.  Deliver year-end reporting responsibilities, including preparation of financial statement note disclosure for investments, derivatives, expected credit losses, securitizations and hedge accounting.  Accurately prepare monthly and annual reporting to FSRA, the regulator. Show less



Street Capital Bank of Canada/RFA Bank of Canada

• Senior Financial Analyst

  • Nov 2018 - Jun 2020

  Responsible for conducting monthly reporting analysis and providing analytical commentary and investigation on Gains on Sale components and providing insights into changes in ratios, business mix, amortization schedules, and acquisition costs.  Perform investigations and analysis of complex accounting issues.  Leverage available data through the enhancement and development of analytical reports to support monthly reporting.  Contribute to an accurate and timely month end close free… Show more Responsible for conducting monthly reporting analysis and providing analytical commentary and investigation on Gains on Sale components and providing insights into changes in ratios, business mix, amortization schedules, and acquisition costs.  Perform investigations and analysis of complex accounting issues.  Leverage available data through the enhancement and development of analytical reports to support monthly reporting.  Contribute to an accurate and timely month end close free of material misstatements.  Increase operational efficiency by reviewing and recommending improvements to existing procedures and processes and leveraging technology.  Financial statements and responding to auditor’s queries.  Provides advice on internal control issues and recommends and implements reporting enhancements.  Fulfill ad hoc information requests from investors, rating agencies, investment analysts and senior management rack mortgage pool expenses.  Prepare reconciliation of B/S accounts.  Performing other duties in keeping with the purpose and accountabilities of the job, such as preparing reports, assisting with compliance-related tasks and completing department projects as assigned.  Maintain and uphold existing internal control procedures applicable to this role and identify and recommend opportunities for internal control improvements. Communicate any internal control concerns and when required, report on the status of compliance with internal controls.  Ensure the integrity of various report templates are maintained and reflect changes to the GL, various databases or organizational changes. Show less Responsible for conducting monthly reporting analysis and providing analytical commentary and investigation on Gains on Sale components and providing insights into changes in ratios, business mix, amortization schedules, and acquisition costs.  Perform investigations and analysis of complex accounting issues.  Leverage available data through the enhancement and development of analytical reports to support monthly reporting.  Contribute to an accurate and timely month end close free… Show more Responsible for conducting monthly reporting analysis and providing analytical commentary and investigation on Gains on Sale components and providing insights into changes in ratios, business mix, amortization schedules, and acquisition costs.  Perform investigations and analysis of complex accounting issues.  Leverage available data through the enhancement and development of analytical reports to support monthly reporting.  Contribute to an accurate and timely month end close free of material misstatements.  Increase operational efficiency by reviewing and recommending improvements to existing procedures and processes and leveraging technology.  Financial statements and responding to auditor’s queries.  Provides advice on internal control issues and recommends and implements reporting enhancements.  Fulfill ad hoc information requests from investors, rating agencies, investment analysts and senior management rack mortgage pool expenses.  Prepare reconciliation of B/S accounts.  Performing other duties in keeping with the purpose and accountabilities of the job, such as preparing reports, assisting with compliance-related tasks and completing department projects as assigned.  Maintain and uphold existing internal control procedures applicable to this role and identify and recommend opportunities for internal control improvements. Communicate any internal control concerns and when required, report on the status of compliance with internal controls.  Ensure the integrity of various report templates are maintained and reflect changes to the GL, various databases or organizational changes. Show less



HomeStreet Bank

• United States
• Financial Services
• 700 & Above Employee

• Senior Accountant

  • May 2013 - Oct 2018

  • Responsible for accounting activities related to the Company’s mortgage banking activities, including preparing journal entries and reconciliations related to secondary marketing activities, mortgage servicing rights and, repurchase reserves. • Preparation and authorization of monthly Reconciliations for a $2.4-billion-dollar loan portfolio. • Process general ledger and systems activities to support monthly close, including revenue and expense allocations to single family branches and… Show more • Responsible for accounting activities related to the Company’s mortgage banking activities, including preparing journal entries and reconciliations related to secondary marketing activities, mortgage servicing rights and, repurchase reserves. • Preparation and authorization of monthly Reconciliations for a $2.4-billion-dollar loan portfolio. • Process general ledger and systems activities to support monthly close, including revenue and expense allocations to single family branches and departments. • Identifying problems, answering questions, providing guidance, troubleshooting and following up with other Accountants in resolving problems and questions concerning acceptable accounting practices and standards. • Implementation of automation of Loan Servicing Platform to our General Ledger, a project that significantly improved the Loan Accounting of HomeStreet Bank. Show less • Responsible for accounting activities related to the Company’s mortgage banking activities, including preparing journal entries and reconciliations related to secondary marketing activities, mortgage servicing rights and, repurchase reserves. • Preparation and authorization of monthly Reconciliations for a $2.4-billion-dollar loan portfolio. • Process general ledger and systems activities to support monthly close, including revenue and expense allocations to single family branches and… Show more • Responsible for accounting activities related to the Company’s mortgage banking activities, including preparing journal entries and reconciliations related to secondary marketing activities, mortgage servicing rights and, repurchase reserves. • Preparation and authorization of monthly Reconciliations for a $2.4-billion-dollar loan portfolio. • Process general ledger and systems activities to support monthly close, including revenue and expense allocations to single family branches and departments. • Identifying problems, answering questions, providing guidance, troubleshooting and following up with other Accountants in resolving problems and questions concerning acceptable accounting practices and standards. • Implementation of automation of Loan Servicing Platform to our General Ledger, a project that significantly improved the Loan Accounting of HomeStreet Bank. Show less



Microsoft

• United States
• Software Development
• 200 - 300 Employee

• Financial Planning and Analysis

  • Oct 2010 - May 2013

  In support of the retail expansion by Microsoft, perform gross margin study and management. Prepare Financial Performance review for Extended Leadership Team Analyze online sales financial analysis and systems integration Develop marginal cost analysis model (fixed v. variable) to assess scaling and cost optimization opportunities Scenario analysis – for what-if and multi-dimensional opportunities Link cost optimization and investments to business drivers, long-term financial… Show more In support of the retail expansion by Microsoft, perform gross margin study and management. Prepare Financial Performance review for Extended Leadership Team Analyze online sales financial analysis and systems integration Develop marginal cost analysis model (fixed v. variable) to assess scaling and cost optimization opportunities Scenario analysis – for what-if and multi-dimensional opportunities Link cost optimization and investments to business drivers, long-term financial model and risk/return analysis Quantify cost optimization opportunities/initiatives to support decision making process Incorporate industry trends and competitive benchmarking into financial analytical models Financial Planning (Budget, Forecast) Responsible for all aspects of the procurement process, contract tracking and renewals, invoice tracking and financial management reporting Show less In support of the retail expansion by Microsoft, perform gross margin study and management. Prepare Financial Performance review for Extended Leadership Team Analyze online sales financial analysis and systems integration Develop marginal cost analysis model (fixed v. variable) to assess scaling and cost optimization opportunities Scenario analysis – for what-if and multi-dimensional opportunities Link cost optimization and investments to business drivers, long-term financial… Show more In support of the retail expansion by Microsoft, perform gross margin study and management. Prepare Financial Performance review for Extended Leadership Team Analyze online sales financial analysis and systems integration Develop marginal cost analysis model (fixed v. variable) to assess scaling and cost optimization opportunities Scenario analysis – for what-if and multi-dimensional opportunities Link cost optimization and investments to business drivers, long-term financial model and risk/return analysis Quantify cost optimization opportunities/initiatives to support decision making process Incorporate industry trends and competitive benchmarking into financial analytical models Financial Planning (Budget, Forecast) Responsible for all aspects of the procurement process, contract tracking and renewals, invoice tracking and financial management reporting Show less



Washington Mutual Part of Chase

• Senior Accountant

  • Apr 2006 - Jun 2009

  Not only maintained and monitored automated accounting systems, but was involved in the testing and implementation of a new system within the organization. Successfully transitioned and took control of job responsibilities from Chatsworth, CA to Seattle, WA Analyzed, generated periodic reports and statements using various computer systems. Understanding various aspects of the mortgage industry. Authorized posting, filing, calculating, balancing and reconciliation of routine and… Show more Not only maintained and monitored automated accounting systems, but was involved in the testing and implementation of a new system within the organization. Successfully transitioned and took control of job responsibilities from Chatsworth, CA to Seattle, WA Analyzed, generated periodic reports and statements using various computer systems. Understanding various aspects of the mortgage industry. Authorized posting, filing, calculating, balancing and reconciliation of routine and special data as assigned. Approve details of business transaction to journals, ledgers and other records. Responsible for account entries based on information internally generated and derived from other departments and sources. Checked transactions, such as general ledger postings, for completeness and accuracy. Investigated questionable entries and initiated corrective measures. Researched and composed material. Searched records to locate specific information; and/or procedural compliance and compared data to identify similarities and differences. Maintained appropriate accounting records and control of various accounting functions. Reconciled various general ledger and subsidiary ledger accounts. Explained internal procedures to new employees and management. Developed and completed special assignments as directed. Acted as problem identification and resolution resource, answering questions, providing guidance, troubleshooting and following up with other Accountants in resolving problems and questions concerning acceptable accounting practices and standards. Presented executives with information on the different practices and procedures. Show less Not only maintained and monitored automated accounting systems, but was involved in the testing and implementation of a new system within the organization. Successfully transitioned and took control of job responsibilities from Chatsworth, CA to Seattle, WA Analyzed, generated periodic reports and statements using various computer systems. Understanding various aspects of the mortgage industry. Authorized posting, filing, calculating, balancing and reconciliation of routine and… Show more Not only maintained and monitored automated accounting systems, but was involved in the testing and implementation of a new system within the organization. Successfully transitioned and took control of job responsibilities from Chatsworth, CA to Seattle, WA Analyzed, generated periodic reports and statements using various computer systems. Understanding various aspects of the mortgage industry. Authorized posting, filing, calculating, balancing and reconciliation of routine and special data as assigned. Approve details of business transaction to journals, ledgers and other records. Responsible for account entries based on information internally generated and derived from other departments and sources. Checked transactions, such as general ledger postings, for completeness and accuracy. Investigated questionable entries and initiated corrective measures. Researched and composed material. Searched records to locate specific information; and/or procedural compliance and compared data to identify similarities and differences. Maintained appropriate accounting records and control of various accounting functions. Reconciled various general ledger and subsidiary ledger accounts. Explained internal procedures to new employees and management. Developed and completed special assignments as directed. Acted as problem identification and resolution resource, answering questions, providing guidance, troubleshooting and following up with other Accountants in resolving problems and questions concerning acceptable accounting practices and standards. Presented executives with information on the different practices and procedures. Show less



Konecranes Canada Inc. Accounting

• Junior Accountant

  • Aug 2000 - Sep 2004

  Assisted executives in the initiation of computerization of financial statements. Responsible for preparing and entering journal entries into the Great Plains accounting system. Managed, reconciled and updated Balance sheet accounts for the organization. Researched GAAP accounting and regulatory accounting questions that arose within the company. Participated in the month-end process. Solely handled the excellent cash flow within the organization and reported daily summary to… Show more Assisted executives in the initiation of computerization of financial statements. Responsible for preparing and entering journal entries into the Great Plains accounting system. Managed, reconciled and updated Balance sheet accounts for the organization. Researched GAAP accounting and regulatory accounting questions that arose within the company. Participated in the month-end process. Solely handled the excellent cash flow within the organization and reported daily summary to executives. Coordinated and developed solution to resolve cash flow issues with top executives. Calculated and remitted Provincial Sales Tax on a timely basis every month. Produced monthly bank reconciliation for the organization allowing major accounting firm to issue unqualified opinion leading to positive effects on company’s stock price Verified invoices for payments on a timely basis which lead major savings on discounts and an excellent credit rating for the company. Trained various accounting clerks by introducing them to the new Great Plains accounting system. Assisted in internal audits as part of the internal audit team. Facilitated meetings with the executives which defined, analyzed and documented the firms accounting progress. Efficiently met the department’s budget. Regulatory accountant for a small subsidiary company, Provincial Cranes. Part of negotiations with vendors which significantly reduced cost for the company Show less Assisted executives in the initiation of computerization of financial statements. Responsible for preparing and entering journal entries into the Great Plains accounting system. Managed, reconciled and updated Balance sheet accounts for the organization. Researched GAAP accounting and regulatory accounting questions that arose within the company. Participated in the month-end process. Solely handled the excellent cash flow within the organization and reported daily summary to… Show more Assisted executives in the initiation of computerization of financial statements. Responsible for preparing and entering journal entries into the Great Plains accounting system. Managed, reconciled and updated Balance sheet accounts for the organization. Researched GAAP accounting and regulatory accounting questions that arose within the company. Participated in the month-end process. Solely handled the excellent cash flow within the organization and reported daily summary to executives. Coordinated and developed solution to resolve cash flow issues with top executives. Calculated and remitted Provincial Sales Tax on a timely basis every month. Produced monthly bank reconciliation for the organization allowing major accounting firm to issue unqualified opinion leading to positive effects on company’s stock price Verified invoices for payments on a timely basis which lead major savings on discounts and an excellent credit rating for the company. Trained various accounting clerks by introducing them to the new Great Plains accounting system. Assisted in internal audits as part of the internal audit team. Facilitated meetings with the executives which defined, analyzed and documented the firms accounting progress. Efficiently met the department’s budget. Regulatory accountant for a small subsidiary company, Provincial Cranes. Part of negotiations with vendors which significantly reduced cost for the company Show less



The HouseSitters

• Canada
• Real Estate

• Accounting Administrator

  • Jan 1998 - Jul 2000

  Lead discussions with many bank officials, which lead to major reduction in cost for The HouseSitters. Calculated, produced and sent out final billings to clients. Investigated various billings issue. Assisted in payroll. Reported accounting progress to the Accountant and President. Reconciled various balance sheet accounts Lead discussions with many bank officials, which lead to major reduction in cost for The HouseSitters. Calculated, produced and sent out final billings to clients. Investigated various billings issue. Assisted in payroll. Reported accounting progress to the Accountant and President. Reconciled various balance sheet accounts