Experience

AgentOwned Realty

• United States
• Real Estate
• 200 - 300 Employee

• Licensed Real Estate Agent

  • May 2021 - Present



Johnson C. Smith University - JCSU

• United States
• Higher Education
• 300 - 400 Employee

• Professor of Business Finance

  • Aug 2018 - Present



Project Destined

• United States
• Education
• 700 & Above Employee

• Principals of Real Estate Instructor

  • Dec 2020 - Jun 2021



Berkshire Hathaway HomeServices Southern Coast Real Estate

• United States
• Real Estate
• 1 - 100 Employee

• Licensed Real Estate Broker NC, SC

  • Aug 2018 - Apr 2021



Charlotte-Mecklenburg Schools

• United States
• Primary and Secondary Education
• 700 & Above Employee

• Instructor Career and Technical Educator/ Marketing and Business

  • Jun 2016 - Apr 2018



DeVry University

• United States
• Higher Education
• 700 & Above Employee

• Visiting Professor of Finance

  • Oct 2013 - Apr 2016

  Facilitate Essentials of Corporate Finance to Undergraduate students dually enrolled both campus and online. Facilitate Essentials of Corporate Finance to Undergraduate students dually enrolled both campus and online.



Bank of America

• United States
• Banking
• 700 & Above Employee

• Loan Servicing Specialist II

  • Jan 2005 - Mar 2013

  •Certified Mortgage Underwriting authority SASE Level 3.•Examined loan documentation for accuracy, potential fraud and completeness. •Reviewed initial credit decision by Underwriting Level 3 and above. •Cleared Underwriting conditions and issued changes to the terms on previously approved loans as needed. •Verified loan conditions of approval and communicate to customer and account executive. •Resolved routine title issues including, but not limited: vesting issues, child support, judgments, mechanic and undisclosed liens. •Processed additional lien subordinations; resolve appraisal disputes and coordinate closing activities.•Analyzed large pipeline volume of more difficult/complex residential loan applications ensured compliance with investor specifics and loss mitigation procedures. •Authorized to submit, withdraw and decline loan modification requests. •Effectively managed case load to exceed team production goals. Show less

• Sr. Account Executive/ Team Lead

  • Jan 2005 - Aug 2008

  •Managed diverse team of 8-10 account executives. •Direct customer interfacing through inbound calls, outbound follow up calls and walk-in prospects. •Analyzed large volumes of more difficult/complex residential loan applications ensured compliance with investor specifics and loss mitigation procedures. •Originated new or refinanced Conventional/FHA home loan credit applications. •Reviewed credit application, validate loan program guidelines credit criteria and income threshold calculation requirements. •Field underwrote, review all income docs and supporting documentation to support desktop underwriter approval. •Monitored multiple loan status updates for borrower conditions and follow up. •Scheduled closing date and review HUD for client approval and understanding. •Conducted training and development for account executives, coaching, mentoring, review production reporting and overall sales goals, of account executives within sales branch. •Managed and evaluate team performance, identify deficiencies and delegate corrective steps within the team to achieve profitable sales goals. •Actively supervised, collaborated, and interacted with other departments to manage and generate new accounts according to brand standards. Assigned tasks to processing staff, as necessary. Show less



MassMutual

• United States
• Financial Services
• 700 & Above Employee

• Financial Services Representative

  • Jul 2010 - Aug 2011

  •Series 6,63,65 Certified •Penetrated minority women business owners market as centers of influence. •Comprehensive analysis of client financial statements to include cash flow statements and retirement accounts to access clients’ financial strength, need and ability to retain financial services. •Conducted client needs assessment and financial analysis to determine risk tolerances and suitability for client recommendations. •Thoroughly and accurately analyzed information; utilized internal resources to prepare practical and creative solutions for client's financial planning situations to arrive at appropriate conclusions; •Collaborated planning ideas achieving team goals. •Direct customer interfacing and business to business representation. •Developed illustrations and proposals for client presentations. •Advised clients regarding their current financial portfolios and present financial options and recommendations. •Coordinated and implemented financial planning strategies that will enabled clients to reach independent financial goals. Show less



New York Life Insurance Company

• United States
• Financial Services
• 700 & Above Employee

• Financial Services Representative

  • Jan 2009 - Apr 2009

  •Client prospecting, met and connected with potential clients to discuss financial goals, concerns and needs. •Conducted client needs assessment and financial analysis to determine risk tolerances and suitability for client recommendations. •Analyzed client needs and present illustrations with client recommendations. •Provided on-going client relationship management and support. •Developed and implemented personal business and marketing plans. •On-going development of professional skills and knowledge. •Developed illustrations and proposals for client presentations •Advised clients regarding their current financial portfolios and present financial options and recommendations. •Coordinated and implemented financial planning strategies that enabled clients to reach independent financial goals Show less



Amerigroup

• United States
• Hospitals and Health Care
• 700 & Above Employee

• Finance Coordinator

  • Apr 2001 - Dec 2004

  •Managed corporate intercompany account reconciliations for all parent company corporate accounts, unclaimed property, accounts payable and multiple health plans. •Senior Accounts Payable Coordinator for full cycle accounts payable department. •Facilitated invoice matching, batching, coding, reconciliation and batch release approval including month-end closing, adjusting entries and exception reporting. •Secured weekly medical claims bank deposits. •Input, propose and edit capitation claims, maturities and investment schedules in OLAP tools. •Mastered posting of journal and adjusting entries to various general ledger charts of accounts while interfacing and balancing with accounts payable general ledger. •Maintained monthly investment roll forward schedule from consolidating balance sheet and update investment purchases & maturities database. •Processed and generated monthly unclaimed property letters and submit to providers eligible escheatable unclaimed property. Show less