Priya Srivastava
Branch incharge at GIC Housing Finance Ltd (GICHFL)- Claim this Profile
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Bio
Credentials
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Information security awareness training
CyberNX Technologies Pvt. Ltd.Sep, 2023- Oct, 2024
Experience
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GIC Housing Finance Ltd (GICHFL)
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India
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Financial Services
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100 - 200 Employee
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Branch incharge
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Nov 2020 - Present
• Maximize branch revenue by optimizing operations.• Design sales and service strategies to improve revenue and retention. • Build strong rapport with new and existing Direct sales agents to better serve their needs and promote branch loyalty.• Complete credit checks with sound research and analysis.• Review credit and insurance reports. • Determine rate locks and fee waivers. • Execute complete sales cycle process. • Deliver financial advice on mortgages. • Mentor staff to increase sales success and productivity. • Review loan application so as to deliver sales targets. • Boost customer base by acquiring new customers • Identifying needs to deliver relevant products. • Train staff on loan products.• Shape business strategy with compelling vision and data analysis. • Oversee branch contribution in company profits. • Prepare comprehensive products through market research. • Conduct customer feedback service to improve service levels. • Complete audits and checklists to achieve regulatory compliance. • Develop annual branch business plans for maximum returns and effectiveness. Show less
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Credit Risk Analyst
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Mar 2016 - Oct 2020
• Compiled databases of applicants, credit histories, financial statements and personal details. • Educated customers about conditions of credit and loans, repayment requirements and loan periods. • Advised customers on best available loan products and credit options. • Build knowledge about latest home loan products and services through ongoing training. • Interviewed individuals to collect information. • Performed daily maintenance of applicant loan data base. • Answered customer enquiries concerning credit standing, loan balances and penalties. • Analyzed client records to assess financial viability of lending applications. • Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports. • Implemented robust company credit policies, limiting financial risks. • Managed flow of applications through approval process, completing continuous reviews and correction to minimize delays. • Compared customer references, credit ratings, risks and payslips against policy standards to balance risk. • Issued approvals within authorized limits. Show less
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Education
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2021 - 2022
Indian Institute of Management Jammu
Executive Programme In Machine Learning & AI For Business, Business Administration and Management, General -
2014 - 2016
Chandragupt Institute of Management Patna
Master of Business Administration - MBA, Finance, Marketing -
2010 - 2013
Isabella Thoburn College
Bachelor’s Degree, Mathematics and Physics -
2008 - 2010
cms lucknow india
High School, distinction
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