Experience

SPIER & MACKAY

• Canada
• Retail Apparel and Fashion
• 1 - 100 Employee

• Accounting Assistant

  • May 2019 - Present

  • Analyzing, Examining and processing business transactions and other financial information , updating vendor and other ledgers in books of accounts, assisting in audits, fact checks and preparation of documents required in case of assessment by CRA (if any) • Involved in every stem of recording, accounting , payroll processing, various reports preparation and presentation to top management of the corporate for decision making • Internal control testing of daily sales of the stores to ensure accuracy in maintain reports and receipt of the sales proceeds from the online sales vendor and calculation of HST on the proceeds • Managing day end and month end reports of revenue and expense by analyzing and reviewing accounts, and ensuring accuracy of financial transactions and HST calculation and filling to CRA • Managing and verifying all payroll entries, commission and any other dues to employees including statutory deductions, payroll taxes and preparation of T4 slips etc



ICICI Bank

• India
• Banking
• 700 & Above Employee

• Credit Analyst

  • Dec 2017 - Jan 2019

  • Significant capabilities to Underwrite Commercial Loan applications, Make and Recommend Decisions ,Preparation of Credit documents, Assessment of Inherent Risk associated with key processes and business activities, Prepare and Analyze Financials Statements (Balance Sheet and Profit and Loss Account) and other Financial Documents and Fraud Detection • Analyze and Approve credit applications from current and prospective customers within specified limits, and refer loan applications outside limits to management for approval • Discussions with the business partners and owners to obtain information about the business and assess the risk involved in proposal, and finding parameters to mitigate the risk • Conduct financial analysis, analyze applicants' financial status, credit histories, current and prospective financial obligations and other necessary investigations for providing sound approvals/recommendations • Ensure risk parameters are met and legal documents and security parameters are in place • Evaluation of loan applicants, CIBIL reports, corporate financial statements, and other financial and banking information



Ravi Rajan & Company

• New Delhi Area, India

• Audit Manager

  • Dec 2015 - Nov 2017

  Worked as an Audit Manager in a Chartered Accountant firm, Major assignment was with a renowned international auditing firm and other listed corporates of India.The profile includes, • Involved in every step of the audit process from planning, execution, Risk Assessment Control Mechanism (RACM) preparations, analysis & final report presentation to management • Internal controls testing along with process flow thereon • Audit of Production/manufacturing, Sale & marketing, human Resources, Accounts & Finance, Information Technology, Stock Auditing • Assessment of risk and consulting for preparation and implementation of controls and Standard Operating Procedures (SOPs) for meeting business goals • Identification of company’s underutilized resources and recommending the best use of same • Preparation and analysis of financial statements using GAAP and International Financial Reporting Standards (IFRS) , and other assignments involving preparation of reconciliation statements and due diligence analysis or any other decision making on financial matters • Well versed with Microsoft Office applications (Microsoft Excel, Word and Powerpoint) • Team Leader / Player (Handled team of 7-8 employees )



HDFC Bank

• India
• Banking
• 700 & Above Employee

• Relationship Manager

  • Apr 2015 - Nov 2015

  - Understanding Capital Market needs of the brokers (In terms of Bank Guarantees, Overdraft Limits (LAP and LAS, ODAP) and fulfilling the same - Preparation of Credit Appraisal Memo and presenting the same to Credit for sanction of proposal - Resolution of Credit Queries and disbursement of sanctioned finance to customer - Responsible for handling day-to-day banking functions/needs related to Capital Market (Sanction of Intraday/ Temporary Overdaft limits to brokers) servicing customers, handling queries and complaints to customer’s satisfaction - Maintaining existing customer relationships of the bank and acquisition of new customers



Garg and Associates- Chartered Accountants

• New Delhi Area, India

• Article Assistant

  • Feb 2012 - Aug 2014

  - Vouching and Verification of Expenses and Revenue with its supporting document - Preparation of Balance Sheets(Statement of Financial Position), Profit and Loss Accounts (Statement of Comprehensive Income)and other Financial Statements & documentes and presenting the same to Board of Directors and Stakeholders -Verification of application and correctness of accounting standards, legal provisions , GAAP, and IFRS provisions in financial statements -Preparation and Filing of Direct and Indirect Tax Returns(Income Tax, TDS , Service Tax, VAT, Excise Duty etc) - Third party payroll calculation - Preparation of vetted draft of statutory documents and other legal formats -Working knowledge of accounting software (SAP, Busy, Tally ERP, and other customised software ) -Working knowledge of Microsoft office suite (Microsoft Word , Excel and Power point )



Nangia & Co LLP

• India
• Accounting
• 400 - 500 Employee

• Audit Assistant

  • Apr 2011 - Jan 2012

  -External Audit , Internal audit, Compliance Audit, Tax Audit of Corporates (Listed as well as unlisted) - Vouching and Verification of Expenses and Revenue (Account Receivable and Payables )with its supporting document - Preparation of Balance Sheets(Statement of Financial Position), Profit and Loss Accounts (Statement of Comprehensive Income), Statement of Cash Flows and other Financial Statements & documentes and presenting the same to Board of Directors and Stakeholders -Verification of application and correctness of accounting standards, legal provisions , GAAP, and IFRS provisions in financial statements -Preparation and Filing of Direct and Indirect Tax Returns(Income Tax, TDS , Service Tax, VAT, Excise Duty etc) - Third party payroll calculation - Preparation of vetted draft of statutory documents and other legal formats -Working knowledge of accounting software (SAP, Busy, Tally ERP, and other customised software ) -Working knowledge of Microsoft office suite (Microsoft Word , Excel and Power point )