Experience

Swiss Re

• Switzerland
• Insurance
• 700 & Above Employee

• SVP - Life and health TA operations & Analytics

  • Aug 2015 - Present

  Bengaluru Area, India



PNB MetLife India Insurance Co. Ltd

• India
• Insurance
• 700 & Above Employee

• Chief Underwriter and Head New business operations

  • 2013 - Jul 2015

  Bengaluru Area, India • Implemented Differentiated service offering for preferred distributors of metlife • As a governing member of uw and claims council established risk control measures to reward and reprimand distributor / sourcing behaviour • Drove Digitisation initiative across the business lines – aided in product design of pure term with monthly income payout option and simplified customer on boarding processes • As head of newbusiness – optimised cost efficiency by transiting newbusiness process… Show more • Implemented Differentiated service offering for preferred distributors of metlife • As a governing member of uw and claims council established risk control measures to reward and reprimand distributor / sourcing behaviour • Drove Digitisation initiative across the business lines – aided in product design of pure term with monthly income payout option and simplified customer on boarding processes • As head of newbusiness – optimised cost efficiency by transiting newbusiness process across various vendors whilst improving service delivery. • Implemented STP- of Medical underwriting decisions and forward underwriting using predictive modelling. Show less



IndiaFirst Life

• India
• Insurance
• 700 & Above Employee

• Head Underwriting

  • 2009 - May 2013

  Mumbai Area, India • Implemented straight through process ( automated underwriting and policy issuance) from day1 of operations • Over the counter policy issuance -launched pre approved underwriting process • Sales process automation - integrated the policy issuance process and automated rules engine bringing point of sale policy issuance( under Tab based sales model) • Implemented work from any location underwriting – optimizing productivity and minimizing the overall cost of processing per… Show more • Implemented straight through process ( automated underwriting and policy issuance) from day1 of operations • Over the counter policy issuance -launched pre approved underwriting process • Sales process automation - integrated the policy issuance process and automated rules engine bringing point of sale policy issuance( under Tab based sales model) • Implemented work from any location underwriting – optimizing productivity and minimizing the overall cost of processing per application • Established simplified tele-underwriting process for both life and health underwriting lines of business – improving the quality of business underwritten Show less



Reliance life insurance co ltd

• Underwriting

  • 2004 - 2009



ICICI Prudential Life Insurance Company Limited

• India
• Insurance
• 700 & Above Employee

• Operations

  • 2003 - 2004