Director, Credit Officer. Financial Institutions and Securization

• Jun 2023 - Present

Senior Risk Officer, Vice President

• Mar 2018 - Jun 2023

Support CRO Office in Managing the Risk disciplines (Credit, Market, Operational risk) and ensure risks are properly managed and reported. Support CRO Office in Managing the Risk disciplines (Credit, Market, Operational risk) and ensure risks are properly managed and reported.

Associate Vice President, Credit Analysis

• Mar 2014 - Jun 2018

Team Head for Americas and Global Fund Team for Credit Analysis. The team comprises Credit Analysts including, MT’s, Analysts, Associates, and Senior Associates.Oversee entire Financial Institutions' credit portfolio (Banks, Insurance, Funds, Broker-Dealers, Finance companies, Sovereigns, Sub sovereigns etc) for North and South America. The portfolio comprises names like Goldman Sachs, Citigroup, BFOA, Morgan Stanley, AIG, Metlife, and Prudential.

Senior Associate, Credit Analysis

• Jun 2011 - Mar 2014

Credit Coverage on Financial Institutions and monitor the quality of the portfolio over time, with an eye towards spotting adverse credit migration.Perform Financial Statement Analysis and Credit Grading of the counterparties. Industry review and analysis with specific reference to the client positioning.Recommendation for client’s credit limits.

Senior Analyst

• Sep 2008 - Jun 2011

Daily portfolio coverage to capture any risk-sensitive news/event potentially impacting ratings or credit spreads Credit Coverage on US and Bermudian Insurance Companies (Life, Property & Casualty, Reinsurance and Health). North American Banks, Specialty Lenders and Asset managers US Counties, State Authorities, School Districts, and Hospitals Daily portfolio coverage to capture any risk-sensitive news/event potentially impacting ratings or credit spreads Credit Coverage on US and Bermudian Insurance Companies (Life, Property & Casualty, Reinsurance and Health). North American Banks, Specialty Lenders and Asset managers US Counties, State Authorities, School Districts, and Hospitals

Analyst

• Apr 2006 - Sep 2008

Credit Ratings of Life Insurance Securitisations: Analyse XXX and AXXX securitization deals by Life Insurance Companies. Embedded value Deals & Close Block Securitization. Oversee US Life Insurance companies. Credit Ratings of Life Insurance Securitisations: Analyse XXX and AXXX securitization deals by Life Insurance Companies. Embedded value Deals & Close Block Securitization. Oversee US Life Insurance companies.