Business development E bikes

• Jul 2022 - Present

Director of Sales / Marketing

• Aug 2018 - Present

Principal - Meridian Finance and Associates.

• Jan 2013 - Present

By way of introduction, I have four decades of experience in both the banking industry and multinational accounting environments. In addition, I have many years of relationship management experience. My eight years operating in internal audit afforded me a vast knowledge on all aspects of banking.I am at expert level in relation to SEPA and bulk payments, not just in processing but also with regard to the security architecture involved in high volume/value payments. Presently, I use this knowledge to help SME enterprises with finance, process and product issues, in addition to business development. I am equally comfortable in a general manager role if required. My business motto is people, process and product. Once you have all three successful in place your business will flourish irrespective of what industry you operate in. That is my belief and what I endevour to teach young entrepreneurs and start ups. My clients include: Dunnes Stores. Hertz leasing. Easy Motion. Wrap-IT Design. Sattal Print and Promotional. Pristine Home.

Senior Disbursements specialist

• Jun 1998 - Jan 2013

I was in charge of Whirlpool Europe’s payment function with annual payments in excess of three billion US dollars per annum. This was made up of 1.6 billion in third party electronic supplier payments and 1.4 billion in intercompany netting and prime revenue settlements. My key duties were the day to day overview of operations, maintaining relationships with our banking partners and continuous review of internal security with regard to the Disbursements function overall. I have large exposure to SEPA and worked on the project team that led to its implementation. In my final months with the company I was heavily involved in the transition of the Disbursements function from Dublin to Delhi project team, which was successfully completed in just four months. SEPA/ELECTRONIC PAYMENT SPECIALIST Key Achievements: SEPA / Electronic payment specialist. Expert in internal controls surrounding electronic transfers. Ten years internal audit experience combined with fifteen years in electronic payments arena. I created and controlled the payments system for Whirlpool SSC Ltd which I then replicated in Delhi, Stuttgart and Wroclaw. My work has been endorsed by world famous Frank Abagnale and Associates, secure document consultants of “Catch me if you can” fame (copy of letter available). SEPA (Single European Payment Area) project experience resulting in a cost saving of over $100,000 per annum to the company in transaction costs. Managed a team of up to three people. Maintained the relationship on behalf of my company with four banking partners, Bank of America, Nordea, Credit Suisse and Royal Bank of Scotland.

Principal

• Apr 1993 - Jul 1998

I set up my own life and pensions brokerage from scratch marketing products on behalf of Canada life and Prudential. I established a portfolio of over two hundred clients including SME pension schemes during this period. I set up my own life and pensions brokerage from scratch marketing products on behalf of Canada life and Prudential. I established a portfolio of over two hundred clients including SME pension schemes during this period.

Internal Auditor

• May 1990 - Mar 1993

My function as the internal auditor with Scotia bank included the day to day review of internal operations surrounding trading and payments function. A large part of my duty was the continuous review of internal controls and making suggestions to improve same. In addition to management reporting on a monthly basis My function as the internal auditor with Scotia bank included the day to day review of internal operations surrounding trading and payments function. A large part of my duty was the continuous review of internal controls and making suggestions to improve same. In addition to management reporting on a monthly basis

Assistant to Internal auditor

• Sep 1985 - May 1990

My function with IIB (now KBC bank), was to assist the internal auditor in the continuous review of internal controls across all departments. This led me to have major exposure to all aspects of the bank’s business from small ticket business such as personal leasing to large section 84 corporate loans and also high wealth individuals who were managed by our corporate finance department.

Treasury back office assistant

• Jul 1983 - Sep 1985

My first permanent role with the bank was operating in their payments department and as a SWIFT operative.