Phil Smith
VP Special Assets at Community and Southern Bank- Claim this Profile
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Bio
Experience
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Community and Southern Bank
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Banking
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1 - 100 Employee
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VP Special Assets
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Apr 2010 - Present
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Omni National Bank
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Banking
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1 - 100 Employee
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VP OREO Mortgage Manager
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Feb 2008 - Jul 2010
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Sr. Underwriter
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Feb 2007 - Oct 2007
Original hire in S.E. region with intent to consolidate and migrate BNC mortgage and Aurora Mortgage operations into Atlanta's new S.E. Regional Operating Center. Underwrote new loan submissions to company guidelines with focus on quality, compliance, fraud detection and clear communication with sales and clients. Original hire in S.E. region with intent to consolidate and migrate BNC mortgage and Aurora Mortgage operations into Atlanta's new S.E. Regional Operating Center. Underwrote new loan submissions to company guidelines with focus on quality, compliance, fraud detection and clear communication with sales and clients.
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Mortgage Lenders Network USA
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United States
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Asst. Operations Manager
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Jan 2003 - Jan 2007
Assisted managing operations team of 22 employees including processors, account managers, underwriters and closers. Supported 1 Regional sales managers and 17 sales "business development managers" Assisted managing operations team of 22 employees including processors, account managers, underwriters and closers. Supported 1 Regional sales managers and 17 sales "business development managers"
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Delta Funding Corporation
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United States
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Telecommunications
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Asst. Vice President Sales
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Aug 1988 - Nov 2002
Opening S.E. region originations office relocating from NY headquarters. Drove business by developing wholesale business relationships. Supporting outside sales reps. and inside account managers on all product lines, closing proceedure and guidelines Opening S.E. region originations office relocating from NY headquarters. Drove business by developing wholesale business relationships. Supporting outside sales reps. and inside account managers on all product lines, closing proceedure and guidelines
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Education
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University of Lynchburg
B.A., Speech communications -
Huntington High school