Experience

Jaywing

• United Kingdom
• Advertising Services
• 100 - 200 Employee

• Senior Consultant

  • Oct 2023 - Present

  Leeds, England, United Kingdom

• Consultant

  • Apr 2023 - Sep 2023

  Leeds, England, United Kingdom

• Analytical Consultant

  • Jun 2022 - Mar 2023

  Leeds, England, United Kingdom



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Model Risk Manager

  • Feb 2022 - May 2022

  Leeds, England, United Kingdom

• Lead Analyst

  • Dec 2018 - Jan 2022

  Leeds, United Kingdom Credit Risk Modelling Machine Learning based scorecard building

• Senior Credit Analyst

  • Apr 2016 - Nov 2018

  Leeds, United Kingdom IFRS9, regulatory reporting and stress testing team

• Credit Analyst

  • May 2015 - Mar 2016

  Leeds, United Kingdom IFRS9, regulatory reporting and stress testing team



International Personal Finance Plc

• United Kingdom
• Financial Services
• 200 - 300 Employee

• Credit Analyst

  • May 2014 - Mar 2015

  Leeds, United Kingdom Managed complex cross-country projects delivered on time, achieving high stakeholder satisfaction. Developed market entry credit strategy for Spain. Presented proposal to the credit committee. Revised Mexican repeat lending strategy attaining higher transparency and disclosure of sales opportunities. Coordinated credit risk due diligence of acquisition targets (PD, LGD, EL modelling; portfolio quality, collection, recovery analyses) being the first point of contact with third party… Show more Managed complex cross-country projects delivered on time, achieving high stakeholder satisfaction. Developed market entry credit strategy for Spain. Presented proposal to the credit committee. Revised Mexican repeat lending strategy attaining higher transparency and disclosure of sales opportunities. Coordinated credit risk due diligence of acquisition targets (PD, LGD, EL modelling; portfolio quality, collection, recovery analyses) being the first point of contact with third party senior management. Participated in the development of IFRS9 provision models as replacement of IAS39. Mentored two junior team members (2014 Credit Risk Graduate Programme).

• Manager Financial Planning and Analysis (temporary contract)

  • Sep 2013 - May 2014

  Hungary Led the Financial Planning and Analyses Team of 3. Managed the Hungarian budget and rolling forecasts (IFRS). Presented and mediated forecasts and budget proposals with board members (country manager, operations director, finance director). Devised the budget for potential new market entry. Modelled financial impacts of legal changes, implementation of new products and projects (impairment, revenue, provision impact, project cash flows). Produced impairment and revenue reports… Show more Led the Financial Planning and Analyses Team of 3. Managed the Hungarian budget and rolling forecasts (IFRS). Presented and mediated forecasts and budget proposals with board members (country manager, operations director, finance director). Devised the budget for potential new market entry. Modelled financial impacts of legal changes, implementation of new products and projects (impairment, revenue, provision impact, project cash flows). Produced impairment and revenue reports and ad-hoc analyses for the senior management.

• Senior Credit Risk and System Analyst

  • Jul 2011 - Aug 2013

  Hungary Developed and maintained regular MI and monitoring reports (SQL, SSRS). Managed end-to-end process of credit strategy changes. Implemented preferential pricing for loyal customers. Redesigned and streamlined collection strategies (visits, calls, letters, SMS-s) and its monitoring processes. Supported and liaised other departments (finance, marketing, operations, IT) with ad-hoc analysis.

• Credit Risk Analyst

  • Aug 2010 - Jun 2011

  Budapest, Hungary



Citi

• United States
• Financial Services
• 700 & Above Employee

• Credit Risk Analyst (intern, fixed contract)

  • Jul 2009 - Dec 2009

  Hungary Maintained Citi-wide used credit risk rating applications – ran the risk rating on NPC corporates / banks / utility / brokerage companies. Automatized (VBA) monitoring tools processing daily system downloads. Participated in completion of Credit Proposals/Reviews. Prepared credit monitoring reports on selected corporate/bank clients of the bank. Collected and filtered news and relevant publications for upcoming transactions.



A.W.T. World Trade Europe BV

• Analyst (intern)

  • Apr 2008 - Jun 2008

  Almere, Netherlands Conducted market research of screen printing usage in EU countries (including 3 countries, 80 questionnaire on 3 languages and several personal interviews). Liaised with the Hungarian, German and French Screen Printing Association.



K&H Csoport

• Hungary
• Banking
• 700 & Above Employee

• Risk Analyst

  • Jun 2006 - Aug 2006

  Pécs, Hungary Learned credit vetting process of mortgaged loans of SME-s. Maintained credit risk rating applications.