Experience

Midwest Regional Bank

• United States
• Banking
• 1 - 100 Employee

• Area President

  • Sep 2010 - Present

  Member of loan committee and Bank ALCO. Arnold Area President. Portfolio Manager. Member of loan committee and Bank ALCO. Arnold Area President. Portfolio Manager.



RSM US LLP

• United States
• Accounting
• 700 & Above Employee

• RAC Contractor, Asset and Operation Specialist

  • Aug 2009 - Sep 2010

  Act as a contract asset manager who is assigned a portfolio of loans from an institution that has been taken over by the FDIC. Loans consist of C&I, SBA and real estate loans. Manage portfolio to establish a base to begin workout, restructure or foreclosure and prepare the portfolio to be included in the FDIC structured asset sales. Work with appraisal, environmental, attorneys, state, local and federal agencies to establish values and report the correct status of loans. Negotiate with borrowers for the restructuring, extending or modifying loans in lieu of foreclosure. Show less



Commerce Bank

• United States
• Banking
• 700 & Above Employee

• Vice President Business Banker III

  • Aug 2007 - Aug 2009

  Worked within Business Banking Group with Commercial and Industrial clients with sales between $5 - $30 million. Conducted a detailed credit risk analysis of all potential and current clients which included financial and management analysis, industry and business risk, collateral analysis of; inventory,receivables, equipment and real estate. Managed trouble credits and made recommendations to committee. Several clients included Municipal and quasi-governmental agencies that required financing with State of Missouri Industrial Revenue Bonds. . Show less



Heartland bank

• Vice President Commercial Lender

  • 2004 - 2007

  Worked with operating companies with sales between $1 - $10 million and commercial real estate with needs less than $5 million. Prepared a summary for all credits over $1 million presented to ownership. Managed construction projects and monthly borrowing base. Created relationship with St. Louis Economic Development Council and Business Development Fund and helped the bank obtained “Preferred Lending Status” for SBA lending at Heartland Bank. Expanded a $4 million portfolio to $33 million. Worked with operating companies with sales between $1 - $10 million and commercial real estate with needs less than $5 million. Prepared a summary for all credits over $1 million presented to ownership. Managed construction projects and monthly borrowing base. Created relationship with St. Louis Economic Development Council and Business Development Fund and helped the bank obtained “Preferred Lending Status” for SBA lending at Heartland Bank. Expanded a $4 million portfolio to $33 million.



U.S. Bank

• United States
• Banking
• 700 & Above Employee

• Business Banker

  • 2000 - 2004

  Determine the credit worthiness of potential and current customers with sales less than $5 million. With the help of a network of referrals and clients, managed to grow the deposit and loan portfolio more than 22 other BBO’s, at an average of 15% annually. Worked with up to 8 branches as the sales coordinator, offered advice and attended customer meetings. Determine the credit worthiness of potential and current customers with sales less than $5 million. With the help of a network of referrals and clients, managed to grow the deposit and loan portfolio more than 22 other BBO’s, at an average of 15% annually. Worked with up to 8 branches as the sales coordinator, offered advice and attended customer meetings.