Penny Baker
Vice President, Program Manager at Freberg Environmental- Claim this Profile
Click to upgrade to our gold package
for the full feature experience.
Topline Score
Bio
Experience
-
Freberg Environmental
-
United States
-
Insurance
-
1 - 100 Employee
-
Vice President, Program Manager
-
Nov 2022 - Present
-
-
-
Cover Whale
-
United States
-
Insurance
-
1 - 100 Employee
-
Chief Underwriting Officer
-
Apr 2021 - Nov 2022
United States Chief Underwriting Officer-Responsible for underwriting and overall profitability for multiple carrier programs working closely with carriers and actuary team. Tasked with leading underwriters, audit team and loss control programs. Liaison between writing companies, brokers and reinsurance companies, assigned full underwriting and binding authority. Project manager on all new carrier opportunities, drafting guidelines and setting coverage terms. Oversight on claims processing policies and… Show more Chief Underwriting Officer-Responsible for underwriting and overall profitability for multiple carrier programs working closely with carriers and actuary team. Tasked with leading underwriters, audit team and loss control programs. Liaison between writing companies, brokers and reinsurance companies, assigned full underwriting and binding authority. Project manager on all new carrier opportunities, drafting guidelines and setting coverage terms. Oversight on claims processing policies and procedures. Assist with managing agency relationships and training needs. Provide mentoriship and training to all team members offering support and insurance education. Show less
-
-
-
-
Vice President: Commercial Auto Underwriting
-
Jul 2019 - Apr 2021
Las Vegas, Nevada Area Vice President/Underwriter- Tasked with developing a captive commercial auto insurance program specializing in towing/repossession and auto hauling operations. Directed due diligence of agency base offering recommendations and providing data to actuary for analysis. Liaison between writing company and reinsurance company; assigned full underwriting and binding authority, Responsible for risk analysis, pricing and policy terms/conditions to ensure overall underwriting profitability. Created… Show more Vice President/Underwriter- Tasked with developing a captive commercial auto insurance program specializing in towing/repossession and auto hauling operations. Directed due diligence of agency base offering recommendations and providing data to actuary for analysis. Liaison between writing company and reinsurance company; assigned full underwriting and binding authority, Responsible for risk analysis, pricing and policy terms/conditions to ensure overall underwriting profitability. Created underwriting guidelines, pricing and policy forms. Management of agency relationships and approval of all broker appointments. Assisted with state form/rate filings and licensing requirements to gain approval to write commercial auto insurance in multiple states. Project manager implementing an agency management system and policy issuance platform. Responsible for issuance of all state and local insurance and DMV filings. Management of Claims TPA. Show less
-
-
-
-
Vice President: Commercial Auto Underwriting
-
Feb 2016 - Jul 2019
Henderson, NV Vice President/Underwriter- Established a start-up wholesale agency specializing in the transportation industry. Secured market appointments with leading insurance partners to support contracted agency base needs. Built an agency management system to track insurance partners, policy changes, premiums, billing, claims reporting and accounting. Charged with full management of underwriting and all aspects of the operation. Binding, Policy Issuance, Endorsements, CAB, Surplus Tax, State and… Show more Vice President/Underwriter- Established a start-up wholesale agency specializing in the transportation industry. Secured market appointments with leading insurance partners to support contracted agency base needs. Built an agency management system to track insurance partners, policy changes, premiums, billing, claims reporting and accounting. Charged with full management of underwriting and all aspects of the operation. Binding, Policy Issuance, Endorsements, CAB, Surplus Tax, State and Federal Filings. Show less
-
-
-
TC Insurance Services
-
Insurance
-
1 - 100 Employee
-
VIce President-Business Development Manager
-
Feb 2016 - Oct 2017
Henderson, NV Business Development Manager-Expanded a Texas based insurance agency to Nevada, California, Oregon and Washington adding market appointments, licenses and advertisement needs. Established a premiere premium finance company relationship with the leading funding opportunity in the industry offering competitive payment options for clients. Converted the agency management system to a state of the art system improving production and accounting efficiencies for the agency. Added several new marketing… Show more Business Development Manager-Expanded a Texas based insurance agency to Nevada, California, Oregon and Washington adding market appointments, licenses and advertisement needs. Established a premiere premium finance company relationship with the leading funding opportunity in the industry offering competitive payment options for clients. Converted the agency management system to a state of the art system improving production and accounting efficiencies for the agency. Added several new marketing programs to promote leads for agents increasing business production. Expanded thumbprint in social media and local presence offering insurance coverage consultations and risk management for the trucking industry. Served as liaison for all insurance partners, offering training for staff on new products and coverage options for client base. Leader of due diligence for all agency acquisitions and new hire roles for the agency. Agency growth resulted in profitable sale to a large corporation. Show less
-
-
-
-
Executive Sales Manager Transportation Division
-
Apr 2015 - Dec 2015
Dallas/Fort Worth Area Commercial Insurance Specialist- Transportation Industry. Charged with establishing a commercial truck insurance division for a start up insurance agency. Secured contracts with insurance partners building a competitive market list for client needs. Established a premium finance company contract providing financing options not previously available to the agency.
-
-
-
-
Insurance Executive
-
Mar 2014 - Apr 2015
Las Vegas, Nevada Area Commercial Insurance Specialist- Transportation Industry. Established satellite office in Nevada focused on expanding agency footprint to Nevada/Oregon/Washington. Charged with taking over a profitable book of business from a retired agent, focused on growth and retention of the book.
-
-
-
TEC Equipment
-
United States
-
Truck Transportation
-
400 - 500 Employee
-
Agency Manager- Director of Insurance-Commercial Transportation Agency
-
Dec 2006 - Mar 2013
Portland, Oregon Area Commercial Insurance Agency Manager-Trucking Industry. Accountable for agency operations including staff training, business partner negotiations, legal audit compliance and overall customer satisfaction. Increased revenue by $6M through restructure of business lines and establishing new business partners to support the needs of a broader client base. Spearheaded agency acquisition, adding 100 additional clients with 98% retention.
-
-
-
-
Commercial Auto Insurance Underwriter
-
2002 - 2006
Greater Seattle Area Insurance Underwriter
-
-
-
Seattle Mack
-
Truck Transportation
-
1 - 100 Employee
-
Corporate Finance & Insurance Manager
-
2000 - 2002
Greater Seattle Area Transportation Finance & Insurance
-
-
-
-
Branch Manager/Finance & Insurance Manager/Trucking
-
1995 - 2000
Greater Seattle Area Commercial Truck Dealership Sales, Marketing, Finance & Insurance Specialist
-
-
-
Associates Commercial Corporation
-
Financial Services
-
Office Manager (Credit & Collections/Commercial Transportation Lending)
-
1991 - 1995
Greater Seattle Area Commercial Finance Company Transportation Industry
-
-
-
Columbia National Bank
-
United States
-
Banking
-
Assistant Vice President
-
1988 - 1991
Longview, Washington Community Bank
-
-
Education
-
Western Washington University