Experience

Associação Portuguesa de Bancos

• Banking
• 1 - 100 Employee

• Consultant

  • Sep 2017 - Present

  As Consultant in the APB’s economic and financial advisory centre, my main responsibilities are the participation in working groups and task forces and the monitoring of forthcoming regulatory files concerning the areas of (i) Financial Markets (Primary Markets, Secondary Markets and Post-Trading); (ii) Business Finance and Export Credit; and (iii) Sustainable Finance. As Consultant in the APB’s economic and financial advisory centre, my main responsibilities are the participation in working groups and task forces and the monitoring of forthcoming regulatory files concerning the areas of (i) Financial Markets (Primary Markets, Secondary Markets and Post-Trading); (ii) Business Finance and Export Credit; and (iii) Sustainable Finance.



CGD

• Portugal
• Banking
• 700 & Above Employee

• Credit Risk Analyst - Financial Institutions

  • Jun 2010 - Aug 2017

  As a Credit Risk Analyst of Financial Institutions in the CGD's Risk Management Division, my main tasks were (i) the elaboration of credit risk opinions regarding financial institutions, supported by financial analysis according to CAMEL method (Capital Adequacy, Asset Quality, Management, Earnings and Liquidity); (ii) the assessment of (national and international) financial systems credit risk and their surrounding macroeconomic, social and political risks; (iii) the creation and updating of databases regarding counterparties exposure limits, use of limits, financial and economic information, among other information; (iv) the parameterization of the credit limits and exposure system (Kondor Global Risk), regarding updating limits, modeling of reports, development of exposure calculation process, among others; (v) the development and updating of monitoring credit risk reports, among others. Show less



PwC

• Professional Services
• 700 & Above Employee

• Associate (Financial Services Assurance)

  • Sep 2008 - Jun 2010

  As Associate in the PwC's Financial Services Assurance Department I participated in auditing projects regarding clients in several business areas (consumer banking, investment banking and asset management) and as team leader in real estate investment funds auditing projects. As Associate in the PwC's Financial Services Assurance Department I participated in auditing projects regarding clients in several business areas (consumer banking, investment banking and asset management) and as team leader in real estate investment funds auditing projects.



Santander Consumer Finance S.A., Sucursal em Portugal

• Portugal
• Banking
• 100 - 200 Employee

• Credit Risk Analys (Non-Retail Companies)

  • Oct 2007 - Jul 2008

  As Credit Risk Analyst in the Banco Santander Consumer Portugal, my main tasks were the processing of information inherent to the entire risk analysis process of the "non-retail" section clients, with database and internal file consultation, and also the elaboration of economic-financial analysis and internal rating assignment. As Credit Risk Analyst in the Banco Santander Consumer Portugal, my main tasks were the processing of information inherent to the entire risk analysis process of the "non-retail" section clients, with database and internal file consultation, and also the elaboration of economic-financial analysis and internal rating assignment.