Experience

Europejski Fundusz Leasingowy SA

• Poland
• Financial Services
• 400 - 500 Employee

• Chief Operations Officer - Deputy CEO

  • Jun 2015 - Present

  Responsible to transform EFL group into project, process and agile-ready organization. In charge of main business process operations: - Back office & Middle Office - Loans & Underwriting - Customer Care - Post-sale operations - Accounts management - Contact Center - Collection & Litigation Managing challenging IT transformation in very competitive environment: - new IT strategy - new IT organisation - new IT Architecture (SOA) - new IT Security policy In collaboration with CFO in charge of cost efficiency in the Group Transforming project management from function into one of key strategic advantages of the Group (business agility). Animating new strategic approach of the Group (new vision, mission, values, competences, strategic orientations and transformation projects). In charge of building synergy approach in CA Polska Group – mainly with CABP bank (business, operations and IT synergies). Show less



Eurofactor Polska

• Poland

• President Of The Board Of Directors

  • Oct 2020 - Present



EFL Service S.A.

• Wrocław, woj. dolnośląskie, Polska

• Member Of The Supervisory Board

  • Jun 2015 - Present



EFL Finance S.A.

• Wrocław, woj. dolnośląskie, Polska

• Member Of The Supervisory Board

  • Jun 2015 - Present



EFL S.A.

• Wrocław

• Managing Director (risk & operations)

  • Jan 2007 - May 2015

  Managing global risk portfolio of EFL Group and operations. In charge of risk management (risk monitoring and planning, risk strategy and policy, score and rating development, provisions), loan granting and portfolio in default management (early monitoring, sensitive loans restructuring, collection, execution, repossession and remarketing). In charge of operations - back office & middle office. Managing global risk portfolio of EFL Group and operations. In charge of risk management (risk monitoring and planning, risk strategy and policy, score and rating development, provisions), loan granting and portfolio in default management (early monitoring, sensitive loans restructuring, collection, execution, repossession and remarketing). In charge of operations - back office & middle office.



Credit Agricole Bank Polska S.A.

• Poland
• Banking
• 700 & Above Employee

• CRO for SOHO/SME business line

  • Jun 2005 - Dec 2013

  Appointed to introduce CABP bank to SOHO/SME/Agro business by implementing risk management for SOHO/SME segment, I managed to build risk acceptance, risk prevention and asset risk management, risk policy for the segment implemented. Operationally also in charge of portfolio SOHO, SME and Agro, also developing synergies bank-EFL in risk area. Appointed to introduce CABP bank to SOHO/SME/Agro business by implementing risk management for SOHO/SME segment, I managed to build risk acceptance, risk prevention and asset risk management, risk policy for the segment implemented. Operationally also in charge of portfolio SOHO, SME and Agro, also developing synergies bank-EFL in risk area.



Nautica Safari

• Wrocław, woj. dolnośląskie, Polska

• Co-founder / co-owner

  • Mar 2006 - Sep 2007

  Nautica Worclaw was a part of Nautica Diving School group. We created the branch for Lower Silesia region starting not only B2B business model but also B2C with corporate events. The model turned out to be successful and continued within the group. I was creating the strategy of our business with particular focus on corporate segment. Operationally in charge of key accounts acquisition. Nautica Worclaw was a part of Nautica Diving School group. We created the branch for Lower Silesia region starting not only B2B business model but also B2C with corporate events. The model turned out to be successful and continued within the group. I was creating the strategy of our business with particular focus on corporate segment. Operationally in charge of key accounts acquisition.



Europejski Fundusz Leasingowy SA

• Poland
• Financial Services
• 400 - 500 Employee

• CRO (risk & committments)

  • Jul 2002 - Dec 2006

  I was assigned to built modern risk management system, risk management and scoring models development, designed and introduced first work-flow for credit process (credit process reduced from 1 week to 1 day), implemented risk monitoring compliant with Credit Agricole standards. In charge of risk budget, implemented first modern scoring solutions in leasing industry (with Fair, Isaac), implemented modern provisioning system (portfolio approach for retail portfolio, individual approach for corporate), implemented internal rating model for corpo, organizing credit delegations schemes including credit committee, member of credit committee, coordinating risk for SME between EFL and Lukas Bank. My teams implemented industry sectors approach (risk policies organised around focused industries). Show less



EFL S.A.

• Wroclaw, Lower Silesian District, Poland

• Key Account Manager

  • Dec 1999 - Jun 2002

  In charge to introduce Mid-Corpo & Corpo segment in business strategy of EFL Group. Operationally I built sales support function, structuring credit folders. I introduced first Mid-Corpo & Corpo product solutions and organised sales and credit process, first big Corpo accounts acquired by EFL, In charge to introduce Mid-Corpo & Corpo segment in business strategy of EFL Group. Operationally I built sales support function, structuring credit folders. I introduced first Mid-Corpo & Corpo product solutions and organised sales and credit process, first big Corpo accounts acquired by EFL,



Bank Austria Creditanstalt S.A.

• Poland
• 1 - 100 Employee

• Senior Business Relationship Manager

  • Feb 1998 - Dec 1999

  In charge of portfolio of c/a 20 top accounts (Mid-Corpo and Corpo) developing business relations (cross-sell and up-sell), in charge of top credit folders, cooperating with HQ on structured transactions, in charge of advanced and structured account. In charge of portfolio of c/a 20 top accounts (Mid-Corpo and Corpo) developing business relations (cross-sell and up-sell), in charge of top credit folders, cooperating with HQ on structured transactions, in charge of advanced and structured account.