Experience

New Valley Bank & Trust

• United States
• Financial Services
• 1 - 100 Employee

• Commercial Lending / Credit Analyst

  • Aug 2021 - Present



bankESB

• United States
• Banking
• 1 - 100 Employee

• Auditor

  • Mar 2006 - May 2021

  Administration of the internal audit function in accordance with annual audit plans approved by the Audit / Risk Committees for the banks comprising Hometown Financial Group, MHC. Quarterly reporting to the Audit / Risk and Compliance Committees of Hometown Financial Group, MHC. Audit / monitoring of IT and Operational systems on a scheduled basis. Assist with administration of the annual Safety and Soundness examination for the MHC. Administration of the internal audit function in accordance with annual audit plans approved by the Audit / Risk Committees for the banks comprising Hometown Financial Group, MHC. Quarterly reporting to the Audit / Risk and Compliance Committees of Hometown Financial Group, MHC. Audit / monitoring of IT and Operational systems on a scheduled basis. Assist with administration of the annual Safety and Soundness examination for the MHC.



Greenfield Savings Bank

• United States
• Banking
• 1 - 100 Employee

• Commercial Lending Credit Officer

  • May 2000 - Mar 2006

  Prepared commercial credit analyses for presentation to the Executive Loan Committee. Responsible for internal review of commercial loan portfolio and commercial real estate appraisals for adherence to policy compliance. CRA (Community Reinvestment Act) reporting; secured borrowing advance availability from the FHLB (Federal Home Loan Bank) through the CDA (Community Development Advances) program. Prepared commercial credit analyses for presentation to the Executive Loan Committee. Responsible for internal review of commercial loan portfolio and commercial real estate appraisals for adherence to policy compliance. CRA (Community Reinvestment Act) reporting; secured borrowing advance availability from the FHLB (Federal Home Loan Bank) through the CDA (Community Development Advances) program.



PeoplesBank

• United States
• Banking
• 200 - 300 Employee

• Commerical Credit Analyst

  • Sep 1992 - May 2000

  Preparation of commercial credit analyses for presentation to the Board of Investment. Establish databases for monitoring receipt of customer financial statements and loan collateral tracking for commercial loans. Coordinate bank participation in the RMA (Robert Morris Associates) Annual Statement Studies program. Preparation of commercial credit analyses for presentation to the Board of Investment. Establish databases for monitoring receipt of customer financial statements and loan collateral tracking for commercial loans. Coordinate bank participation in the RMA (Robert Morris Associates) Annual Statement Studies program.



Bank of New England, N.A

• Springfield, MA and Pittsfield, MA

• Commercial Lending Banking Officer

  • Feb 1990 - Sep 1992

  Springfield: Serviced the loan portfolio for the Asset Based Lending Division to ensure compliance with loan covenants and credit policy. Pittsfield: Management of a commercial loan portfolio for accounts with revenues in excess of $1,000,000. Springfield: Serviced the loan portfolio for the Asset Based Lending Division to ensure compliance with loan covenants and credit policy. Pittsfield: Management of a commercial loan portfolio for accounts with revenues in excess of $1,000,000.