Paul O'Connor

Relationship Manager and Commercial Construction Lender at Shore United Bank
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Contact Information
us****@****om
(386) 825-5501
Location
Owings Mills, Maryland, United States, US

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Experience

    • United States
    • Banking
    • 100 - 200 Employee
    • Relationship Manager and Commercial Construction Lender
      • Apr 2023 - Present

    • United States
    • Banking
    • 700 & Above Employee
    • Senior Vice President
      • Jan 2017 - Mar 2023

      Responsible for developing and managing relationships with professional real estate developers, managers, investors and builders in the Baltimore-Washington region. Responsible for developing and managing relationships with professional real estate developers, managers, investors and builders in the Baltimore-Washington region.

  • The Casey Group
    • Towson, Maryland
    • Managing Director
      • Feb 2015 - Jan 2017

      Responsible for developing new business relationships, managing relationships with existing clients, and for the execution and delivery of services to financial, legal and real estate industry clients. The firm's financial services industry business lines serve community banks and credit unions in the mid-Atlantic region with the objective of developing analytical and reporting tools to enable senior management and directors to better understand the strategic challenges and opportunities facing their institutions and to provide market and industry perspective. Show less

    • United States
    • Banking
    • 1 - 100 Employee
    • Vice President - Commercial Real Estate
      • May 2013 - Jan 2015

      Responsible for developing and managing relationships with professional real estate developers, managers, and investors in the Greater Baltimore region. While in this position originated, underwrote, and managed the settlement process for construction and permanent credit facilities financing the acquisition and development of various types of commercial investment and residential development properties. Was also responsible for the management restructure and disposition and/or classified credits in the Bank's commercial real estate portfolio and serves as a member of the bank's loan committee and participated in due diligence related to acquisitions activity. Show less

    • United States
    • Financial Services
    • 700 & Above Employee
    • Vice President - Senior Asset Manager
      • Mar 2008 - May 2013

      Responsible for the management of a +/- $250 million portfolio of commercial real estate loans which financed investment and owner occupied properties in twelve (12) states and the District of Columbia. In this role developed and executed over 100 asset management plans with the objective maximizing the Bank's return. Asset management strategies utilized included providing additional debt capital, restructure and modification to bring assets into compliance with Bank policy and regulatory guidance policy, note sales, foreclosure, and execution of forbearance agreements. Also was responsible for management of Real Estate Owned (REO) portfolio comprised of foreclosed properties as well as assets acquired through acquisition of other financial institutions as well as performing due diligence on real estate portfolios related to acquisition activities and was responsible for management of acquired portfolios of commercial and residential real estate loans in various markets. Prior to joining the Asset Resolution Team in January 2009 was a Relationship Manager - Commercial Real Estate Lender in the Commercial Real Estate Group responsible for managing a +/- $80 million portfolio of commercial real estate loans, soliciting new loan and depository relationships, and cross-selling the bank's other products and services. Show less

    • United States
    • Banking
    • 700 & Above Employee
    • Vice Presidnet, Commercial Real Estate
      • Sep 2006 - Mar 2008

      As a Relationship Manager in the Commercial Real Estate Department was responsible for management a +/- $80 million portfolio consisting of residential development and construction loans and for commercial construction and term loans. Duties included underwriting and managing the approval and closing process for new loans, complying with reporting and risk management policies for existing credits and soliciting new financing and depository relationships. While in this position received bank's annual award for "Best Performance by a Real Estate Relationship Manager". Show less

  • Deutsche Bank Berkshire Mortgage
    • Washington D.C. Metro Area
    • Vice President - Origination
      • 2004 - 2006

      Responsible for origination of commercial real estate mortgages through the company's GSE and CMBS platforms. Responsible for origination of commercial real estate mortgages through the company's GSE and CMBS platforms.

    • United States
    • Financial Services
    • 700 & Above Employee
    • Vice President
      • Apr 1991 - Oct 2004

      As Vice President, Agency Origination for M&T Realty Capital, was responsible for origination of permanent mortgages secured by multifamily residential properties for securitization under the Fannie Mae Delegated Underwriting and Securitization (DUS) Program and for managing relationships with borrowers. While in this position originated +/- $500 million of loans under the DUS Program. Prior to joining M&T Realty Capital Corp (fka First Maryland Mortgage Corporation) was Relationship Manager in First National Bank of Maryland's Commercial Real Estate Division, responsible for managing a +/- $75 million portfolio of commercial real estate loans and for soliciting new business. Show less

    • Banking
    • 1 - 100 Employee
    • Analyst - Real Estate Industries Group
      • Jul 1989 - Mar 1991

      Completed commercial credit training program, performed credit analysis for commercial and commercial real estate customers and supported loan officers in the Real Estate Industries Group. Positions following completion of credit training program included responsibilities for construction loan administration and real estate loan syndication. Completed commercial credit training program, performed credit analysis for commercial and commercial real estate customers and supported loan officers in the Real Estate Industries Group. Positions following completion of credit training program included responsibilities for construction loan administration and real estate loan syndication.

Education

  • JMU College of Business
    Finance, Business
    1984 - 1989
  • Magruder High School
    1980 - 1984

Community

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