Patrick Chang

Assistant Manager at Cathay United Bank
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Location
Taiwan, TW

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Experience

    • Taiwan
    • Financial Services
    • 700 & Above Employee
    • Assistant Manager
      • Mar 2018 - Present

      International Credit Risk Management Department Main Responsibilities: • Analyzes obligors’ performance, the impact of industry, competitive dynamics and macroeconomic events on the creditworthiness of obligors. • Making strategic decisions and provide guidance both on post loan management and obligor’s provision rate. International Credit Risk Management Department Main Responsibilities: • Analyzes obligors’ performance, the impact of industry, competitive dynamics and macroeconomic events on the creditworthiness of obligors. • Making strategic decisions and provide guidance both on post loan management and obligor’s provision rate.

    • Taiwan
    • Financial Services
    • 1 - 100 Employee
    • Senior Specialist
      • Sep 2013 - Mar 2018

      Loan Management Department At Loan Management Sector (Apr. 2014 - Present) Main Responsibilities: • Amending related policy or internal regulation, advising on compliance, legislative and regulatory requirements as requested by the internal regulation or external supervision. • Provide internal legal advice according to the requirements of the business department or the person in charge of management. • Monitoring existing loan covenants, available credits of Term Loans or any other policy-based lending. • Statistics for existing loan agreement by Credit rating, Collateral items or Size of the borrower. At Corporate Banking Audit Sector (Sep. 2013 - Apr 2014) Main Responsibilities: • Audit on various business credit requests including Securities-Collateralized Lending, Working Capital Loans, Business Term Loans, Equipment Financing, and the Credit Line of TMU Products. Show less

    • Brazil
    • Construction
    • Auditor
      • Jul 2011 - Aug 2013

      ◎Auditor in Charge of Jih Sun Futures Co., Ltd. ◎Auditor engaged of Jih Sun Financial Holding Co., Ltd. and Entie Commercial Bank Co., Ltd. •Audit and Internal Control Reports for engagement projects. •Mapping of financial statements with the key risk factors and related financial assertions. •Evaluating internal controls, identifying control deficiencies and making appropriate recommendations to the management. •Local ROC GAAP/IFRS conversion projects. •Main auditing area: Investment, Derivatives, and BIS Ratios. Show less

Education

  • Chang Gung University
    Master of Science in Management, Division of Risk and Financial Management

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