Founder

• Jul 2021 - Present

Vice President of Risk

• Jun 2019 - Jun 2021

Head Of Risk - Maharashtra

• Nov 2016 - Jun 2019

Transforming the traditional way of underwriting by using credit based algorithms, solving working capital needs of SMEs by enabling Artificial Intelligence. Heading a team of underwriters for Maharashtra with focus on MSMEs digital lending, involved in pilot projects with multiple financial institutions to deliver new financial products along with development of scorecard models on the basis of primary and alternative data sources. Working closely with data scientists for development of… Show more Transforming the traditional way of underwriting by using credit based algorithms, solving working capital needs of SMEs by enabling Artificial Intelligence. Heading a team of underwriters for Maharashtra with focus on MSMEs digital lending, involved in pilot projects with multiple financial institutions to deliver new financial products along with development of scorecard models on the basis of primary and alternative data sources. Working closely with data scientists for development of different ML programs and AI tools. Working closely with reputed lending partners which include Axis Bank, Yes Bank, RBL Bank, DBS, IIFL, Clix Capital and SMC Global. Show less Transforming the traditional way of underwriting by using credit based algorithms, solving working capital needs of SMEs by enabling Artificial Intelligence. Heading a team of underwriters for Maharashtra with focus on MSMEs digital lending, involved in pilot projects with multiple financial institutions to deliver new financial products along with development of scorecard models on the basis of primary and alternative data sources. Working closely with data scientists for development of… Show more Transforming the traditional way of underwriting by using credit based algorithms, solving working capital needs of SMEs by enabling Artificial Intelligence. Heading a team of underwriters for Maharashtra with focus on MSMEs digital lending, involved in pilot projects with multiple financial institutions to deliver new financial products along with development of scorecard models on the basis of primary and alternative data sources. Working closely with data scientists for development of different ML programs and AI tools. Working closely with reputed lending partners which include Axis Bank, Yes Bank, RBL Bank, DBS, IIFL, Clix Capital and SMC Global. Show less

Manager

• Sep 2015 - Nov 2016

- Debt Underwriting, Business Development, Relationship Management - Depth Risk assessment for Rural MSME portfolio. - Setting up and training of CPA and new underwriters. - Development of triggers for policy Change - Strategy & policy formulation for small ticket unsecured Loan portfolio. - Debt Underwriting, Business Development, Relationship Management - Depth Risk assessment for Rural MSME portfolio. - Setting up and training of CPA and new underwriters. - Development of triggers for policy Change - Strategy & policy formulation for small ticket unsecured Loan portfolio.

Credit Manager

• Oct 2014 - Sep 2015

Manager- Debt Syndication

• Jul 2011 - Oct 2014

- Worked closely with Public sector Banks and NABARD for project Financing to new businesses - Involved into stock and statutory audits. - worked on different CMA models to satisfy debt requirement of clients. - Assisted different clients for consortium funding, Letters of credit, Bank Guarantees. - Worked closely with Public sector Banks and NABARD for project Financing to new businesses - Involved into stock and statutory audits. - worked on different CMA models to satisfy debt requirement of clients. - Assisted different clients for consortium funding, Letters of credit, Bank Guarantees.