Experience

Argentina SBA - Small Business Administration

• Argentina
• Financial Services
• 1 - 100 Employee

• Loan Officer for SBA - Small Business Administration

  • Apr 2020 - Present

  • Analyzed active loan files (clearing items received and requesting information) • 7A loan processing and Cash flow Analysis (to determine ability for repayment) • Made final approval decisions within my authority – Approval limit: $2,000,000.00 • Reviewed active cases for decisioning (Approve or decline) • Upload and retrieve information for processing • Analyzed active loan files (clearing items received and requesting information) • 7A loan processing and Cash flow Analysis (to determine ability for repayment) • Made final approval decisions within my authority – Approval limit: $2,000,000.00 • Reviewed active cases for decisioning (Approve or decline) • Upload and retrieve information for processing



Ulster Savings Bank

• United States
• Banking
• 100 - 200 Employee

• Business Administrative Assistant

  • May 2016 - Apr 2020

  • Annual training, and testing in BSA/AML by American Bankers Association and experience • Identify issues to BSA/AML risk – using compliance search tools • Review and process draw requests for construction loans based on project completion • Manage disbursements and analyze loan documentation for construction loans • Recommend process improvements and help implement organizational initiatives • Assist in forming and developing audit procedures and management processes improving performance • Review Commercial loans and Residential mortgage and credit applications for processing, completion and recommendation according to Bank’s credit policy for final decisioning – Approval limit $1,500,000.00 • Efficient communication with external and internal customers, lawyers and other centers of influence • Ensures compliance to auditing standards and evaluated collateral • Work with processing systems for desktop underwriting, Sageworks, DU and LP • Ensured adherence to bank policies, procedures, security standards and federal/state/local regulations • Calculate ratios for LTV, DTI, MI, product and pricing • Pre-Underwrite for Freddie Mac, Fannie Mae, Home Equities and HELOCs



Heritage Financial Credit Union

• United States
• Banking
• 1 - 100 Employee

• Auditor/Underwriter/Residential Processor

  • Jan 2012 - May 2016

  • Anti-money laundering/BSA compliance and reporting annual testing by ABA • Complete analysis and research of historical documents and auditing policies for revision • Ability to communicate effectively and appropriately with lenders and Bank staff • Made final decisions within authority for approval – Approval limit: $500,000.00 • Processed and executed timely submissions as governed by TRID, Fannie Mae, and Freddie Mac observing confidentiality/client privacy • Analyzes problems and issues, deciphers the requirements for revised guidance for resolving problems • Monitored laws and regulations and kept departments informed of changes in banking and banking reforms



Mass Mutual Financial Group

• Tarrytown, New York

• Financial Professional/Producer

  • Jan 2009 - 2012

  • Planned, coordinated, and executed reviews of applicable departments and account areas • Implemented financial industry regulations and perform due diligence • Annual AML testing, training and SAR reporting facilitated by ABA • Evaluated and made recommendations concerning plan provider products and services • Initiated /drove sales campaigns to build revenue and attract new clients • Planned, coordinated, and executed reviews of applicable departments and account areas • Implemented financial industry regulations and perform due diligence • Annual AML testing, training and SAR reporting facilitated by ABA • Evaluated and made recommendations concerning plan provider products and services • Initiated /drove sales campaigns to build revenue and attract new clients



New York Life Insurance Company

• United States
• Financial Services
• 700 & Above Employee

• Financial Services Professional/Producer

  • Jan 2007 - Dec 2009

  • Life Field underwriting and claims reviews • Financial annual account reviews • Educating and developing clients to financial wellness • Life Field underwriting and claims reviews • Financial annual account reviews • Educating and developing clients to financial wellness



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Vice President/Senior Bank Manager

  • Jan 1998 - Dec 2008

  Interviewed, hired and trained new staff and existing staff; managed and mentored 32 direct reports to provide outstanding customer service; supervised the daily scheduling, operation and problem-solving of tasks to meet client-related and department goals; coordinated and scheduled department meetings/conference with satellite offices; provided oversight and business operations management of Branch support services; performed internal Audits and quality monitoring of fulfillment processes; liaison with sales, business development, and client management teams to coordinate standard operating procedures/policies for new and/or developing projects