Experience

VISIONFUND TANZANIA

• Banking
• 1 - 100 Employee

• Senior Credit Analyst

  • May 2021 - Present



HAO Finance Ltd

• Tanzania

• Loan Consultant

  • Jun 2019 - May 2020



Letshego Bank Tanzania

• Dar es salaam - Tanzania

• Country Recovery Manager

  • Mar 2017 - Jun 2019



HAO FINANCE LTD

• Tanzania

• Managing Director

  • Aug 2014 - Feb 2017

  Managing all company Businesses including ordinary loan, Group loan Agriculture and poultry loans. Duties: • Insuring growth and going concern of the company . • To insure proper management of company liability and asset. • Insuring procedure and regulation are in place. • Insure proper lending, loan collection and recovery of defaulters. • Managing, encourage and Motivating employees. • To insure proper lending by scrutinize all loopholes and suggesting way to deal with it.



DCB Bank

• Tanzania
• Banking
• 1 - 100 Employee

• Branch manager

  • Sep 2013 - Aug 2014

  Duties: • Managing Branch liability and asset. • Overall in charge of Branch activities including insurance of proper lending, loan collection and recovery of defaulters. • Responsible for growth of the Branch. • Approving loan within my discretion. Duties: • Managing Branch liability and asset. • Overall in charge of Branch activities including insurance of proper lending, loan collection and recovery of defaulters. • Responsible for growth of the Branch. • Approving loan within my discretion.



DCB commercial bank

• Dar es salaam - Tanzania

• Head office Credit Analyst

  • Jan 2013 - Aug 2013

  Analyzing and recommending on all Commercial, Salary, Micro housing and Mortgage loan of all Branches • Analysing and recommending on all loans including mortgage, commercial and micro housing loan. • Visiting and verifying visibility of business requesting loan above branch limit • Monitoring and supervising all commercial, housing and mortgage loans. • Ensuring loan processing procedures are in place before disbursement. • Assisting Credit department in all credit matters eg preparation of performance against target and advising respective



DCB

• Dar es salaam - Tanzania

• Branch Credit Supervisor

  • Sep 2011 - Dec 2012

  Duties: • Searching, prepare and executing for customers who are qualifying for loan as per bank policy and analyzing them. • Admin and supervise officers to insure proper lending, loan collection and recovery of defaulters. • Advising the customer’s of the fate of their loan applications i.e. Approval or Rejections. • Receiving Customer’s loan applications and sanctioning • Visiting customers for the purpose of verifying business and collateral • To verify work done by credit officer and Loan Management/portfolio. • Follow up of Stuck up loans and to prepare a report to Recovery Department • To work with and support the Branch manager on all credit matters • Supervising daily internal transactions relating to credit. • To prepare BOT report



DCB Bank

• Tanzania
• Banking
• 1 - 100 Employee

• Credit Officer

  • Jan 2010 - Aug 2011

  (salaried, individual and micro housing loan) – Tabata Branch (salaried, individual and micro housing loan) – Tabata Branch