Experience

Arch Capital

• Australia
• Financial Services
• 1 - 100 Employee

• Commercial Credit Analyst

  • Jan 2017 - Present

  • Spread financial statements using Bukers Point and Microsoft Excel. • Underwrite loans by analyzing annual company financial performance to make recommendations for the approval of new loan requests and line of credit renewals. • Apply knowledge in credit policies, regulations, and procedures to provide clerical and technical support. • Review credit bureau and payment histories as well as personal and business tax returns. • Perform corporate, individual, and global cash flow analysis. • Conduct financial covenant testing as required by loan documents. • Monitor financial statement tickler reports and assist relationship managers in retrieving financial information. • Perform credit investigations by examining Lexis Nexis and Dun and Bradstreet reports Show less



United Guaranty Corporation

• Insurance
• 200 - 300 Employee

• Commercial Credit Analyst

  • Jan 2011 - Dec 2016

  • Knowledge of commercial credit and lending concepts, practices and regulations. • Advanced written and analytical skills to encompass an ability to analyze balance sheet structure, and income and cash flow trends. • Consistently demonstrates ability to make complex decisions and sound business judgments regarding business and lending activities • Skilled in the analysis of financial statements, tax returns and cash flows of commercial real estate and C&I companies. Knowledge of financial statement spreading, including proficiency in Moody's or other software package. • Excellent written, oral and interpersonal skills, to include structuring, negotiating, closing, maintenance, modifications, and problem resolution • Strong organizational skills with the ability to self-manage time and work flow to meet deadlines. • Ability to manage multiple projects at one time, and to work independently, as well as within a team environment. • Knowledge of SBA procedures and underwriting standards (SOP) and SBA guidance for SBA 7(a) and 504 loan programs and servicing actions considered desirable. Show less