Experience

Papaya Ltd

• Malta
• Financial Services
• 1 - 100 Employee

• Accointing consultant/payment card specialist/Reconciliation specialist

  • Jun 2019 - Present

  Process Corporate cards' transaction; Maintain Reconciliation and Segregation files; Prepare monthly income and expense files; Perform Company's funds segregation (daily reports); Perform Reconciliation of company internal accounts (daily reports); Prepare monthly report for not allowed card overdrafts - reasons, provision calculation; Participates in the improvement and elaboration of management accounting processes, internal regulatory documents; Prepares other internal reports upon the request; Show less



SIA Advent L

• Financial Consultant

  • Aug 2017 - Aug 2021

  Department function control, coordination and management. Cooperation with financial institutions. Financial statements’ preparation and presentation of the new projects. Preparation of investment projects, development and control of monitoring mechanisms. Control and monitoring of existing projects. Department function control, coordination and management. Cooperation with financial institutions. Financial statements’ preparation and presentation of the new projects. Preparation of investment projects, development and control of monitoring mechanisms. Control and monitoring of existing projects.



AS Meridian Trade Bank

• Head of Credit Risk Management Department

  • Aug 2014 - Jul 2017

  Planning, managing and coordinating of the work of the Credit Risk Management Department (3 subordinates – credit risk analysts). Regular monitoring and evaluation of the quality of the Bank's loan portfolio. Preparation of reports for the Bank's units in relation to credit risk. Documentation (procedures and policies) of the Credit Risk Management and Credit Department development and renewal. IFRS 9 implementation. Training and supporting of Credit Department. Daily communication with Credit Department, Legal Department, Accounting Department, Risk Department, the employees of Financial and Capital Market Commission and Audit companies. Show less



AS "SMP Bank"

• Credit Risk Analyst

  • Feb 2014 - Aug 2014

  • Evaluation of corporate and private person customers’: financial situation, business’ plans, economic and financial performance analysis, assessing the creditworthiness • Regular assessment of the credit quality • Monitoring and analysis of the loan portfolio • Loan loss provision calculation and booking • Preparation of reports required by the Board • Evaluation of corporate and private person customers’: financial situation, business’ plans, economic and financial performance analysis, assessing the creditworthiness • Regular assessment of the credit quality • Monitoring and analysis of the loan portfolio • Loan loss provision calculation and booking • Preparation of reports required by the Board



AS UniCredit Bank

• Latvia
• Financial Services
• 1 - 100 Employee

• RWO analyst

  • Dec 2011 - Jan 2014

  • Monitoring and managing problem or default lending customers in co-operation with Corporate Finance, Sales Monitoring and Restructuring and Trade Finance units • Development of a “per client strategy”, preparation, analysis and evaluation of information and its sources, preparing credit requests and recommending for credit committee, calculation and recommendation of Loan loss provisions and Net present value • Preparing and checking various types of agreements and documents related to restructuring and work out customers with co-operation with the lawyers, administration of collateral Show less



AS Swedbank

• Financial advisor / Private loan officer

  • Feb 2007 - Jul 2011

  Individuals and corporate lending advice and execution, problem loans solutions. Recommendation and sales of bank services. Golden customers’ advising about banking products (daily services, investment, credit products, insurance, leasing), loan repayment tracking. Cooperation with brokers, management seminars. Problem situations’ solving in the branch. Working with high-risk customers. New customers’ attraction. The head of a branch replacement during her absence. Customer service specialists’ work coordination. Show less

• Private loan officer assistant

  • Jul 2005 - Feb 2007

  The loan contract writing, customer credit counselling and leasing, loan payment, real estate insurance processing, customer tracking loan repayments.